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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income        
Loans, including fees $ 47,123 $ 23,252 $ 126,297 $ 66,009
Securities:        
Taxable 5,249 5,563 15,243 16,382
Tax exempt 1,418 1,402 4,220 4,224
Other 908 1,473 2,822 3,451
Total interest income 54,698 31,690 148,582 90,066
Interest expense        
Deposits 14,287 8,362 39,843 25,464
Advances from Federal Home Loan Bank 1,926 468 5,637 1,372
Other 888 2,612 2,872 8,137
Total interest expense 17,101 11,442 48,352 34,973
Net interest income 37,597 20,248 100,230 55,093
Provision for (reversal of) credit losses on loans 200 425 14,013 1,100
Provision for (reversal of) credit losses on unfunded commitments 0 0 0 (675)
Net Provision for (reversal of) credit losses expense 200 425 14,013 425
Net interest income after provision 37,397 19,823 86,217 54,668
Noninterest income        
Customer service charges 1,729 1,249 4,311 3,537
Interchange income 2,133 1,524 5,725 4,303
Insurance and investment commissions 485 184 1,320 572
Gains on sales of loans 671 631 1,470 1,610
Net (losses) gains on sales and write downs of other assets (39) 191 (26) 203
Earnings on life insurance policies 558 315 1,791 1,115
Trust income 734 232 1,836 665
Change in market value of equity securities 458 277 804 241
Other 415 264 1,338 755
Total noninterest income 7,144 4,867 18,569 13,001
Noninterest expense        
Salaries and benefits 14,127 8,372 38,178 24,467
Occupancy and equipment 2,694 1,475 6,845 4,414
Data processing 2,499 1,598 6,937 4,406
Communications 517 334 1,458 976
Professional fees 834 610 2,478 1,818
Supplies and postage 267 174 816 520
Advertising and promotional 207 168 723 517
Intangible amortization 1,728 198 4,140 604
FDIC insurance 530 390 1,535 1,155
Merger related expenses 0 645 17,369 645
Other 2,812 1,453 6,907 3,857
Total noninterest expense 26,215 15,417 87,386 43,379
Income before income tax 18,326 9,273 17,400 24,290
Income tax expense 3,645 1,925 3,091 4,722
Net income $ 14,681 $ 7,348 $ 14,309 $ 19,568
Basic earnings per share (Note 4) $ 0.98 $ 0.86 $ 1.05 $ 2.48
Diluted earnings per share (Note 4) 0.97 0.85 1.05 2.46
Dividends declared per share $ 0.28 $ 0.27 $ 0.84 $ 0.81