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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 14,309 $ 19,568
Adjustments to reconcile net income to net cash from operating activities:    
Provision for credit losses 14,013 425
Depreciation 2,576 1,907
Amortization 11,975 7,263
Accretion on purchased loans (10,034) (944)
Compensation expense on employee stock purchase plan, stock options, and restricted stock units 624 541
Net change in market value of equity securities (804) (241)
Gains on sales of loans (1,470) (1,610)
Loans originated for sale (41,493) (48,171)
Proceeds from loan sales 43,368 47,810
Earnings on bank-owned life insurance (1,488) (919)
Earnings on death benefit from bank-owned life insurance (303) (196)
(Gains)/losses on sales of other real estate owned (51) (17)
Write downs of OREO 78 139
Deferred federal income tax (benefit)/expense 2,297 166
Net change in:    
Other assets (2,177) (3,534)
Other liabilities (13,640) 1,507
Net cash provided by operating activities 17,780 23,694
Cash flows from investing activities:    
Sales of securities available for sale 78,856 0
Maturities, prepayments and calls of securities available for sale 19,593 25,109
Maturities, prepayments and calls of securities held to maturity 12,294 16,710
Purchases of securities available for sale (73,673) (1,116)
Purchases of equity securities (203) (70)
Purchases of securities held to maturity (4,108) (2,000)
Purchase of Federal Home Loan Bank stock 0 (242)
Purchase of Federal Reserve Bank stock (7,247) 0
Loan originations and payments, net 25,533 (93,177)
Proceeds from bank owned life insurance death benefits claim 940 490
Additions to premises and equipment (4,510) (1,047)
Proceeds from sales of other real estate owned 728 0
Proceeds from derivative contracts settlements 3,636 0
Issuance costs (8) 0
Cash received from merger with Fentura Financial, Inc. 173,082 0
Net cash provided by (used in) investing activities 224,913 (55,343)
Cash flows from financing activities:    
Net change in deposits (78,953) 86,173
Net change in short term borrowings (147,213) 10,109
Issuance of common stock 678 500
Repurchase of shares from Fentura Financial, Inc. ESOP (2,051) 0
Share based compensation withholding obligation (327) (220)
Cash dividends (12,599) (6,502)
Cash related to common stock offering 0 32,094
Net cash provided by (used in) financing activities (240,465) 122,154
Net change in cash and cash equivalents 2,227 90,505
Beginning cash and cash equivalents 96,751 55,433
Ending cash and cash equivalents 98,978 145,938
Supplemental disclosures of cash flow information:    
Cash paid for interest 44,055 34,358
Cash paid for income taxes 2,840 4,450
Noncash disclosures:    
Loans transferred to other real estate 1,122 529
Acquisition of assets from merger, net of cash 1,578,547 0
Acquisition of liabilities from merger 1,625,421 0
Issuance of common stock as consideration for merger $ 192,770 $ 0