<SEC-DOCUMENT>0000803164-25-000005.txt : 20250221
<SEC-HEADER>0000803164-25-000005.hdr.sgml : 20250221
<ACCEPTANCE-DATETIME>20250221160225
ACCESSION NUMBER:		0000803164-25-000005
CONFORMED SUBMISSION TYPE:	S-4MEF
PUBLIC DOCUMENT COUNT:		6
<REFERENCE-462B>333-282177
FILED AS OF DATE:		20250221
DATE AS OF CHANGE:		20250221
EFFECTIVENESS DATE:		20250221

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CHOICEONE FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000803164
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				382659066
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-4MEF
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-285124
		FILM NUMBER:		25651604

	BUSINESS ADDRESS:	
		STREET 1:		109 E DIVISION
		STREET 2:		P O BOX 186
		CITY:			SPARTA
		STATE:			MI
		ZIP:			49345-0186
		BUSINESS PHONE:		6168877366

	MAIL ADDRESS:	
		STREET 1:		109 EAST DIVISION
		STREET 2:		P O BOX 186
		CITY:			SPARTA
		STATE:			MI
		ZIP:			49345-0186

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	1ST COMMUNITY BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-4MEF
<SEQUENCE>1
<FILENAME>choices4mef_022125.htm
<DESCRIPTION>CHOICEONE FORM S-4MEF
<TEXT>
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<DIV STYLE="padding: 0in 0in 2pt; border-bottom: Black 4.5pt double">

<P STYLE="font: 10pt/12pt Times New Roman, Times, Serif; margin: 0; text-align: center">As filed with the Securities and Exchange Commission
on February 21, 2025</P>

<P STYLE="font: 10pt/12pt Times New Roman, Times, Serif; margin: 0; text-align: right; text-indent: 0.5in">File No. 333-282177</P>

</DIV>

<P STYLE="font: 10pt/12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>UNITED STATES SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt/12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>___________________</B></P>

<P STYLE="font: 10pt/6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: bold 10pt/12pt Times New Roman, Times, Serif; margin: 6pt 0 0; text-align: center; text-indent: 0in">FORM S-4</P>

<P STYLE="font: 10pt/6pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>REGISTRATION STATEMENT<BR>
UNDER THE SECURITIES ACT OF 1933</B></P>

<P STYLE="font: 10pt/6pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>CHOICEONE FINANCIAL SERVICES, INC.</B><BR>
(Exact Name of Registrant as Specified in its Charter)</P>

<P STYLE="font: 10pt/6pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 35%; font: 10pt/10.5pt Times New Roman, Times, Serif; text-align: center"><B>Michigan</B><BR>
(State or Other Jurisdiction<BR>
of Incorporation or Organization)</TD>
    <TD STYLE="width: 34%; font: 10pt/10.5pt Times New Roman, Times, Serif; text-align: center"><B>6022</B><BR>
(Primary Standard Industrial<BR>
Classification Code Number)</TD>
    <TD STYLE="width: 31%; font: 10pt/10.5pt Times New Roman, Times, Serif; text-align: center"><B>38-2659066</B><BR>
(IRS Employer<BR>
Identification Number)</TD></TR>
  </TABLE>
<P STYLE="font: 10pt/6pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>109 East Division</B></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Sparta, Michigan 49345<BR>
(616) 887-7366</B><BR>
(Address, Including Zip Code, and Telephone Number, Including Area Code, of Registrant's Principal Executive Offices)</P>

<P STYLE="font: 10pt/6pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%">
    <P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Kelly J. Potes<BR>
    Chief Executive Officer<BR>
    109 East Division</B></P>
    <P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Sparta, Michigan 49345<BR>
    (616) 887-7366</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Name, Address, Including Zip Code, and Telephone
Number, Including Area Code, of Agent for Service)</P>

<P STYLE="font: 10pt/6pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center">Copies to:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; text-align: center; line-height: 10.5pt"><B>Charlie Goode</B></TD>
    <TD STYLE="width: 50%; text-align: center; line-height: 10.5pt"><B>Mark Ryerson</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; line-height: 10.5pt"><B>Warner Norcross + Judd LLP</B></TD>
    <TD STYLE="text-align: center; line-height: 10.5pt"><B>Dickinson Wright, PLLC</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; line-height: 10.5pt"><B>150 Ottawa Avenue NW, Suite 1500</B></TD>
    <TD STYLE="text-align: center; line-height: 10.5pt"><B>55 West Monroe, Suite 1200</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; line-height: 10.5pt"><B>Grand Rapids, Michigan 49503-2487</B></TD>
    <TD STYLE="text-align: center; line-height: 10.5pt"><B>Chicago IL, 60603</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; line-height: 10.5pt"><B>(616) 752-2000</B></TD>
    <TD STYLE="text-align: center; line-height: 10.5pt"><B>(312) 641-0060</B></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/6pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Approximate date of commencement
of proposed sale of the securities to the public: As soon as practicable after this Registration Statement becomes effective.</P>

<P STYLE="font: 10pt/6pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">If the securities being
registered on this form are being offered in connection with the formation of a holding company and there is compliance with General Instruction
G, check the following box:&nbsp;&nbsp;<FONT STYLE="font-family: Wingdings">&#168;</FONT></P>

<P STYLE="font: 10pt/6pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">If this form is filed to
register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, check the following box and list the
Securities Act registration statement number of the earlier effective registration statement for the same offering.&nbsp;&nbsp;<FONT STYLE="font-family: Wingdings">&#254;</FONT>
<B>333-282177</B></P>

<P STYLE="font: 10pt/6pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">If this form is a post-effective
amendment filed pursuant to Rule 462(d) under the Securities Act, check the following box and list the Securities Act registration statement
number of the earlier effective registration statement for the same offering.&nbsp;&nbsp;<FONT STYLE="font-family: Wingdings">&#168;</FONT></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Indicate by check mark
whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an
emerging growth company. See the definitions of &quot;large accelerated filer,&quot; &quot;accelerated filer,&quot; &quot;smaller reporting
company,&quot; and &quot;emerging growth company&quot; in Rule 12b-2 of the Exchange Act.</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0">Large accelerated filer <FONT STYLE="font-family: Wingdings">&#168;</FONT>&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Accelerated
filer <FONT STYLE="font-family: Wingdings">&#254;</FONT>&#9;&nbsp;Non-accelerated filer <FONT STYLE="font-family: Wingdings">&#168;</FONT>
&#9;Smaller reporting company <FONT STYLE="font-family: Wingdings">&#254;</FONT> Emerging Growth Company <FONT STYLE="font-family: Wingdings">&#168;</FONT></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify">If an emerging growth company, indicate by
check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting
standards provided pursuant to Section 7(a)(2)(B) of the Securities Act.&#9;<FONT STYLE="font-family: Wingdings">&#168;</FONT></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 2.5in">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">If applicable, place an
X in the box to designate the appropriate rule provision relied upon in conducting this transaction:</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Exchange Act Rule 13e-4(i) (Cross-Border
Issuer Tender Offer)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<FONT STYLE="font-family: Wingdings">&#168;</FONT></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Exchange Act Rule 14d-1(d) (Cross-Border
Third-Party Tender Offer)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;&#9;<FONT STYLE="font-family: Wingdings">&#168;</FONT></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>This registration statement will become effective
automatically upon filing with the Securities and Exchange Commission pursuant to Rule 462(b) under the Securities Act of 1933, as amended.</B></P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 10pt">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">EXPLANATORY NOTE</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 10pt; text-align: justify; text-indent: 0.5in">Pursuant to its Registration
Statement on Form S-4 (Registration No. 333-282177) (the &ldquo;Prior Registration Statement&rdquo;), which was declared effective on
October 18, 2024, ChoiceOne Financial Services, Inc., a Michigan corporation (&ldquo;ChoiceOne&rdquo;) registered an aggregate of 6,068,256
shares of its common stock, no par value (&ldquo;Common Stock&rdquo;) and paid an aggregate fee of $25,609.66. ChoiceOne is filing this
Registration Statement on Form S-4 pursuant to General Instruction K to Form S-4 and Rule 462(b) under the Securities Act of 1933, as
amended, solely to register an additional 2,800 shares of Common Stock for issuance in connection with the consummation of the merger
contemplated by the Agreement and Plan of Merger, dated as of July 25, 2024, by and between ChoiceOne and Fentura Financial, Inc., a Michigan
corporation (&ldquo;Fentura&rdquo;), related to additional shares of Fentura common stock issued since the date of the merger agreement.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">STATEMENT OF INCORPORATION BY REFERENCE</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">This
Registration Statement incorporates by reference the contents of the Prior Registration Statement, including all amendments, supplements
and exhibits thereto. Additional opinions and consents required to be filed with this Registration Statement are listed on the Exhibit
Index included with this Registration Statement and filed herewith.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Pursuant to the requirements of
the Securities Act, the registrant has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto
duly authorized, in the Village of Sparta, State of Michigan, on February 21, 2025.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 38%; text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="width: 32%; text-align: justify; line-height: 12.5pt">ChoiceOne Financial Services, Inc.</TD>
    <TD STYLE="width: 6%; text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="width: 24%; text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right; line-height: 12.5pt">By:&nbsp;&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; line-height: 12.5pt">/s/ Kelly Potes</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="line-height: 12.5pt">Kelly J. Potes<BR>
Chief Executive Officer</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Pursuant to the requirements of
the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the date indicated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 27%; border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">/s/ Kelly Potes</TD>
    <TD STYLE="width: 4%; text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="width: 39%; line-height: 12.5pt">Chief Executive Officer and<BR>
Director (Principal Executive Officer)</TD>
    <TD STYLE="width: 5%; text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="width: 25%; text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp; Kelly J. Potes</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">/s/ Adom J. Greenland</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="line-height: 12.5pt">Chief Financial Officer and Treasurer (Principal Financial&nbsp;and<BR>
Accounting Officer)</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Adom J. Greenland</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">* /s/ Jack G. Hendon</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="line-height: 12.5pt">Chairman of the Board and Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Jack G. Hendon</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">*/s/ Greg L. Armock</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;Greg L. Armock</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">* /s/ Keith D. Brophy</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;Keith D. Brophy</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">* /s/ Michael J. Burke, Jr.</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">President and Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Michael J. Burke, Jr.</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">* /s/ Harold J. Burns</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Harold J. Burns</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">* /s/ Eric E. Burrough</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Eric E. Burrough</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">* /s/ Curt E. Coulter</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Curt E. Coulter</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">* /s/ Bruce John Essex, Jr.</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Bruce John Essex, Jr.</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">* /s/ Gregory A. McConnell</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Gregory A. McConnell</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">* /s/ Bradley F. McGinnis</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Bradley F. McGinnis</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt"></TD></TR></TABLE>

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<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt; width: 27%">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt; width: 4%">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt; width: 39%">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt; width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt; width: 25%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">* /s/ Roxanne M. Page</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Roxanne M. Page</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">* /s/ Michelle M. Wendling</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">Director</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">February 21, 2025</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Michelle M. Wendling</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; line-height: 12.5pt">*By /s/ Kelly Potes</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Attorney-in-Fact</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; line-height: 12.5pt">&nbsp;</TD></TR>
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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">EXHIBIT INDEX</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 8%; padding-right: 5.4pt; padding-left: 5.4pt"><U>Exhibit</U></TD>
    <TD STYLE="width: 92%; padding-right: 5.4pt; padding-left: 5.4pt"><U>Document</U></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; padding-left: 5.4pt"><A HREF="choiceex5_022125.htm">5</A></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; padding-left: 5.4pt">Opinion of Warner Norcross + Judd LLP.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; padding-left: 5.4pt"><A HREF="choiceex5_022125.htm">23.1</A></TD>
    <TD STYLE="padding-bottom: 12pt; padding-left: 5.4pt">Consent of Warner Norcross + Judd LLP (included in Exhibit 5 and here incorporated by reference).</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; padding-left: 5.4pt"><A HREF="choiceex232_022125.htm">23.2</A></TD>
    <TD STYLE="padding-bottom: 12pt; padding-left: 5.4pt">Consent of Plante &amp; Moran, PLLC.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; padding-left: 5.4pt"><A HREF="choiceex233_022125.htm">23.3</A></TD>
    <TD STYLE="padding-bottom: 12pt; padding-left: 5.4pt">Consent of Rehmann Robson, LLC.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; padding-left: 5.4pt"><A HREF="https://www.sec.gov/Archives/edgar/data/803164/000114036124041309/ny20035699x1_ex24.htm">24</A></TD>
    <TD STYLE="padding-bottom: 12pt; padding-left: 5.4pt">Powers of Attorney. Previously filed as Exhibit 24 to ChoiceOne&rsquo;s Registration Statement on Form S-4 (File No. 333-282177), as amended, initially filed with the Securities and Exchange Commission on September 17, 2024. Here incorporated by reference.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; padding-left: 5.4pt"><A HREF="choiceex107_022125.htm">107</A></TD>
    <TD STYLE="padding-bottom: 12pt; padding-left: 5.4pt">Filing Fee Table</TD></TR>
  </TABLE>
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<DOCUMENT>
<TYPE>EX-5
<SEQUENCE>2
<FILENAME>choiceex5_022125.htm
<DESCRIPTION>CHOICEONE EXHIBIT 5 TO FORM S-4MEF
<TEXT>
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<P STYLE="font: 11pt/94% Times New Roman, Times, Serif; margin: 0; text-align: center"><B>EXHIBIT 5</B></P>

<P STYLE="font: 11pt/94% Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 11pt/94% Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Warner Norcross + Judd LLP<BR>
</B>150 Ottawa Avenue NW</P>

<P STYLE="font: 11pt/94% Times New Roman, Times, Serif; margin: 0; text-align: center">Suite 1500<BR>
Grand Rapids, Michigan 49503-2832</P>

<P STYLE="font: 11pt/94% Times New Roman, Times, Serif; margin: 0; text-align: center">616-752-2000</P>

<P STYLE="font: 11pt/94% Times New Roman, Times, Serif; margin: 0; text-align: center">www.wnj.com</P>

<P STYLE="font: 11pt/94% Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">February 21, 2025</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: left">ChoiceOne Financial Services, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: left">109 East Division</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: left">Sparta, Michigan 49345</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: left">&nbsp;</P>

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    <TD STYLE="width: 15%; font: 12pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 7%; font: 12pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 11pt">Re:</FONT></TD>
    <TD STYLE="width: 78%; font: 12pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 11pt"><B>Registration Statement on Form S-4 </B></FONT></TD></TR>
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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: left">Dear Ladies and Gentlemen:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt; background-color: white">We
represent ChoiceOne Financial Services, Inc., a Michigan corporation (&ldquo;ChoiceOne&rdquo;) in connection with (a) its
registration statement on Form S-4 (File No. 333-282177), as amended (the &ldquo;Original Registration Statement&rdquo;) filed with
the Securities and Exchange Commission (the &ldquo;SEC&rdquo;) under the Securities Act of 1933, as amended (the &ldquo;Act&rdquo;),
which was declared effective on October 18, 2024, and (b) its related registration statement on Form S-4 filed with the SEC pursuant
to Rule 462(b) under the Act (the &ldquo;462(b) Registration Statement,&rdquo; and together with the Original Registration
Statement, the &ldquo;Registration Statement&rdquo;).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt; background-color: white">This
letter is furnished in connection with the Company&rsquo;s filing of the 462(b) Registration Statement relating to the proposed offering
of up to an additional 2,800 shares of ChoiceOne&rsquo;s common stock, no par value (the &ldquo;Common Stock&rdquo;), which may be issued
in connection with the proposed merger of Fentura Financial, Inc. (&ldquo;Fentura&rdquo;) with and into ChoiceOne pursuant to the terms
of an Agreement and Plan of Merger, dated as of July 25, 2024, by and between ChoiceOne and Fentura (the &ldquo;Merger Agreement&rdquo;).
The terms of the proposed merger, the Merger Agreement, and the Common Stock are described in the Joint Proxy Statement and Prospectus
which forms a part of the Registration Statement to which this opinion is an exhibit.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt; background-color: white">As
counsel for ChoiceOne, we are familiar with its Articles of Incorporation and Bylaws and have reviewed, among other things, the following:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; background-color: white">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 7%; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 4%; text-align: justify"><FONT STYLE="font-size: 11pt">1.</FONT></TD>
    <TD STYLE="width: 89%; text-align: justify"><FONT STYLE="font-size: 11pt">The Merger Agreement;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 11pt">2.</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 11pt">The Registration Statement;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 11pt">3.</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 11pt">Certain resolutions of ChoiceOne's board of directors; and</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 11pt">4.</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 11pt">Such other documents and records that we have deemed necessary or appropriate for purposes of rendering this opinion.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt; background-color: white">In
our review, we have assumed the genuineness of all signatures, the legal capacity of all natural persons, and the authenticity of all
documents submitted to us as originals or copies.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt; background-color: white">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt; background-color: white">Based
on the foregoing, we are of the opinion that, (a) upon the 462(b) Registration Statement becoming effective under the Act, and (b) the
issuance of the Common Stock in the manner contemplated in the Merger Agreement, the Common Stock will be validly issued, fully paid,
and nonassessable.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt; background-color: white">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt; background-color: white"></P>

<!-- Field: Page; Sequence: 1 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt; background-color: white">This
opinion, which is limited to the matters specifically referenced in this letter and is further limited to the laws of the State of Michigan
and the federal laws of the United States of America, is effective as of the date of this opinion. No expansion of our opinion may be
made by implication or otherwise. This opinion is for use in connection with the Registration Statement and may not be relied on in connection
with other matters.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt; background-color: white">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt; background-color: white">We
hereby consent to the filing of this opinion letter as an exhibit to the Registration Statement and the references to us under the heading
&ldquo;Legal Matters&rdquo; in the related prospectus and proxy statement. In giving this consent, we do not hereby admit that we are
within the category of persons whose consent is required under Section&nbsp;7 of the Securities Act of 1933 or the rules and regulations
of the SEC promulgated thereunder.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 37%; text-align: justify"><FONT STYLE="font-size: 11pt">Warner Norcross + Judd LLP</FONT></TD>
    <TD STYLE="width: 13%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify"><FONT STYLE="font-size: 11pt">/s/ Charlie Goode</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD>
    <P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Charlie Goode</P>
    <P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: justify">A Partner</P></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: left">&nbsp;</P>

</BODY>
</HTML>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>3
<FILENAME>choiceex232_022125.htm
<DESCRIPTION>CHOICEONE EXHIBIT 23.2 TO FORM S-4MEF
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 12pt Book Antiqua, Times, Serif; margin: 12pt 0 0; text-align: center; background-color: white"><B><IMG SRC="plante.jpg" ALT="">&nbsp;</B></P>

<P STYLE="font: 12pt Book Antiqua, Times, Serif; margin: 12pt 0 0; text-align: center; background-color: white"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Book Antiqua, Times, Serif; margin: 12pt 0 0; text-align: center; background-color: white"><B>EXHIBIT 23.2</B></P>

<P STYLE="font: 12pt Book Antiqua, Times, Serif; margin: 12pt 0 0; text-align: center; background-color: white"><B>CONSENT OF INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM</B></P>

<P STYLE="font: 12pt/119% Book Antiqua, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt/119% Book Antiqua, Times, Serif; margin: 0; text-align: justify">We consent to the incorporation by reference of
our report dated March 13, 2024 on the financial statements of ChoiceOne Financial Services, Inc. as of December 31, 2023 and 2022 and
for each of the years in the three-year period ended December 31, 2023, in the Form S-4 Registration Statement pertaining to issuance
of additional shares contemplated by the Agreement and Plan of Merger dated July 25, 2024.</P>

<P STYLE="font: 12pt Book Antiqua, Times, Serif; margin: 12pt 0 0; background-color: white">s/Plante &amp; Moran, PLLC</P>

<P STYLE="font: 12pt/119% Book Antiqua, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt/119% Book Antiqua, Times, Serif; margin: 0; text-align: justify">Grand Rapids, Michigan</P>

<P STYLE="font: 12pt/119% Book Antiqua, Times, Serif; margin: 0; text-align: justify">February 21, 2025</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
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<SEQUENCE>4
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end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.3
<SEQUENCE>5
<FILENAME>choiceex233_022125.htm
<DESCRIPTION>CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTING FIRM
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>EXHIBIT 23.3</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTING
FIRM</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">We hereby consent to the reference to us under the
caption &quot;Experts&quot; in the Joint Proxy Statement/Prospectus on Form S-4 (File No. 333-282177) pertaining to the proposed merger
of Fentura Financial, Inc. with and into ChoiceOne Financial Services, Inc. and to the incorporation by reference therein of our integrated
audit report dated March 19, 2024, relating to the consolidated financial statements of Fentura Financial, Inc., included in its Annual
Report for the comparative years ended December 31, 2023 and 2022.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 50%; font: 12pt Times New Roman, Times, Serif">/s/ REHMANN ROBSON LLC<BR>
REHMANN ROBSON LLC</TD></TR>
  </TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Grand Rapids, Michigana</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">February 21, 2025</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>6
<FILENAME>choiceex107_022125.htm
<DESCRIPTION>CHOICEONE EXHIBIT 107 TO FORM S-4MEF
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Calculation of Filing Fee Table</B></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>FORM S-4 </B></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Form Type)</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>CHOICEONE FINANCIAL SERVICES, INC.</B></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Exact Name of Registrant as Specified in its
Charter)</P>

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<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Table 1: Newly Registered Securities</B></P>

<P STYLE="font: 10pt/10.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 10%; border: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="width: 11%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Security Type</B></TD>
    <TD STYLE="width: 11%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Security Class Title</B></TD>
    <TD STYLE="width: 15%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Fee Calculation Rule</B></TD>
    <TD STYLE="width: 11%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Amount Registered</B></TD>
    <TD STYLE="width: 11%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Proposed Maximum Offering Price Per Unit</B></TD>
    <TD STYLE="width: 11%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Maximum Aggregate Offering Price</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Fee Rate</B></TD>
    <TD STYLE="width: 10%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Amount of Registration Fee</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Fees to be Paid</B></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">Equity</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">Common Stock</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">Other</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">2,800<SUP>(1)</SUP></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">N/A<SUP>(2)</SUP></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">$92,470.14<SUP>(2)</SUP></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">0.00015310</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">$14.16<SUP>(3)</SUP></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Fees Previously Paid</B></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">--</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">--</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">--</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">--</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">--</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">--</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">--</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">--</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Total Offering Amounts</B></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Total Fees Previously Paid</B></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Total Fee Offsets</B></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt"><B>Net Fee Due</B></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.5pt">$14.16</TD></TR>
  </TABLE>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 3%; text-align: justify; line-height: 10.5pt">(1)</TD>
    <TD STYLE="width: 97%; padding-right: 4.35pt; padding-left: 4.45pt; text-align: justify; line-height: 10.5pt">Relates to common stock, no par value (the &ldquo;ChoiceOne Common Stock&rdquo;), of ChoiceOne Financial Services, Inc. (&ldquo;ChoiceOne&rdquo;) to be issuable to holders of common stock, no par value, of Fentura Financial, Inc. (&ldquo;Fentura&rdquo; and, such shares, the &ldquo;Fentura Common Stock&rdquo;), in the proposed merger transaction described herein. The amount of ChoiceOne Common Stock being registered reflects the estimated maximum number of additional shares of ChoiceOne Common Stock that are expected to be issued pursuant to the merger, related to additional shares of Fentura Common Stock issued since the date of the merger agreement. ChoiceOne previously registered 6,068,256 shares of ChoiceOne Common Stock pursuant to the Registration Statement on Form S-4 (Registration No. 333-282177), which was declared effective on October 18, 2024, in connection with the proposed merger.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4.35pt; padding-left: 4.45pt; text-align: justify; line-height: 10.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.5pt">(2)</TD>
    <TD STYLE="padding-right: 4.35pt; padding-left: 4.45pt; text-align: justify; line-height: 10.5pt">Estimated solely for the purpose of calculating the registration fee required by Section 6(b) of the Securities Act of 1933, as amended (the &ldquo;Securities Act&rdquo;), and computed pursuant to Rules 457(f) and 457(c) thereunder. The proposed maximum aggregate offering price is solely for the purpose of calculating the registration fee and was calculated based upon the product of (i) $33.025, the average of the high and low prices per share of ChoiceOne Common Stock as reported on the NASDAQ Capital Market on February 18, 2025, which is within five business days prior to the filing of this registration statement on Form S-4, by (ii) 2,800, the estimated maximum number of shares of additional shares of ChoiceOne Common Stock to be issued in the merger.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 4.35pt; padding-left: 4.45pt; text-align: justify; line-height: 10.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.5pt">(3)</TD>
    <TD STYLE="padding-right: 4.35pt; padding-left: 4.45pt; text-align: justify; line-height: 10.5pt">&nbsp;Determined in accordance with Section 6(b) of the Securities Act at a rate equal to $153.10 per $1,000,000 of the proposed maximum aggregate offering.</TD></TR>
  </TABLE>
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