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Shareholders' Equity (Tables) | 12 Months Ended
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Dec. 31, 2024
Shareholders' Equity [Abstract] |
Summary of Activity under Repurchase Plan | A summary of the activity under the RP is as follows:
|  | Year Ended December 31, |
|  | 2024 |  |  | 2023 |
Number of shares repurchased |  |  | - |  |  |  | - |
Average price of shares repurchased |  | $ | - |  |  | $ | - |
Shares remaining to be repurchased |  |  | 750,000 |  |  |  | 750,000 |
Actual Capital Amounts and Ratios | The Company’s and Bank’s actual capital amounts and ratios are presented in the following table (dollars in thousands):
|  | Actual |  |  | Minimum Capital Requirements |  |  | With Capital Conservation Buffer |  |  | Minimum To Be Well Capitalized Under Prompt Corrective Action |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |
As of December 31, 2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital to risk-weighted assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  | $ | 227,229 |  |  |  | 15.21 | % |  | $ | 119,489 |  |  |  | 8.00 | % |  | $ | 156,830 |  |  |  | 10.50 | % |  |  | N/A |  |  |  | N/A |
Bank |  |  | 227,189 |  |  |  | 15.22 | % |  |  | 119,408 |  |  |  | 8.00 | % |  |  | 156,723 |  |  |  | 10.50 | % |  | $ | 149,260 |  |  |  | 10.00 | %
Tier I capital to risk-weighted assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 208,847 |  |  |  | 13.98 | % |  |  | 89,617 |  |  |  | 6.00 | % |  |  | 126,957 |  |  |  | 8.50 | % |  |  | N/A |  |  |  | N/A |
Bank |  |  | 208,807 |  |  |  | 13.99 | % |  |  | 89,556 |  |  |  | 6.00 | % |  |  | 126,871 |  |  |  | 8.50 | % |  |  | 119,408 |  |  |  | 8.00 | %
CET I capital to risk-weighted assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 208,847 |  |  |  | 13.98 | % |  |  | 67,213 |  |  |  | 4.50 | % |  |  | 104,553 |  |  |  | 7.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  |  | 208,807 |  |  |  | 13.99 | % |  |  | 67,167 |  |  |  | 4.50 | % |  |  | 104,482 |  |  |  | 7.00 | % |  |  | 97,019 |  |  |  | 6.50 | %
Tier I capital to average assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 208,847 |  |  |  | 12.19 | % |  |  | 68,558 |  |  |  | 4.00 | % |  |  | N/A |  |  |  | N/A |  |  |  | N/A |  |  |  | N/A |
Bank |  |  | 208,807 |  |  |  | 12.18 | % |  |  | 68,558 |  |  |  | 4.00 | % |  |  | N/A |  |  |  | N/A |  |  |  | 85,698 |  |  |  | 5.00 | %
As of December 31, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital to risk-weighted assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  | $ | 185,171 |  |  |  | 12.74 | % |  | $ | 116,251 |  |  |  | 8.00 | % |  | $ | 152,579 |  |  |  | 10.50 | % |  |  | N/A |  |  |  | N/A |
Bank |  |  | 185,118 |  |  |  | 12.75 | % |  |  | 116,169 |  |  |  | 8.00 | % |  |  | 152,472 |  |  |  | 10.50 | % |  | $ | 145,211 |  |  |  | 10.00 | %
Tier I capital to risk-weighted assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 166,982 |  |  |  | 11.49 | % |  |  | 87,188 |  |  |  | 6.00 | % |  |  | 123,516 |  |  |  | 8.50 | % |  |  | N/A |  |  |  | N/A |
Bank |  |  | 166,942 |  |  |  | 11.50 | % |  |  | 87,127 |  |  |  | 6.00 | % |  |  | 123,429 |  |  |  | 8.50 | % |  |  | 116,169 |  |  |  | 8.00 | %
CET I capital to risk-weighted assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 166,982 |  |  |  | 11.49 | % |  |  | 65,391 |  |  |  | 4.50 | % |  |  | 101,719 |  |  |  | 7.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  |  | 166,942 |  |  |  | 11.50 | % |  |  | 65,345 |  |  |  | 4.50 | % |  |  | 101,648 |  |  |  | 7.00 | % |  |  | 94,387 |  |  |  | 6.50 | %
Tier I capital to average assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 166,982 |  |  |  | 9.50 | % |  |  | 70,318 |  |  |  | 4.00 | % |  |  | N/A |  |  |  | N/A |  |  |  | N/A |  |  |  | N/A |
Bank |  |  | 166,942 |  |  |  | 9.50 | % |  |  | 70,318 |  |  |  | 4.00 | % |  |  | N/A |  |  |  | N/A |  |  |  | 87,897 |  |  |  | 5.00 | %

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