XML 47 R36.htm IDEA: XBRL DOCUMENT v3.24.3
Loans and Asset Quality - Schedule of Loans by Risk Rating (Details) - USD ($)
$ in Thousands
 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one $ 305,238   $ 393,355
Current period, year two 349,395   520,330
Current period, year three 441,683   449,175
Current period, year four 393,755   197,368
Current period, year five 173,525   110,545
Current period, prior years 218,923   174,461
Current period, revolving lines 173,529   147,624
Total 2,056,048   1,992,858
Gross charge-offs, year one 7   12
Gross charge-offs, year two 27   20
Gross charge-offs, year three 27   1
Gross charge-offs, year four 1   0
Gross charge-offs, year five 0   10
Gross charge-offs, prior years 153   25
Gross charge-offs, revolving lines 330   405
Gross charge-offs, Total 545 $ 348 473
Real estate | Commercial real estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 113,491   124,391
Current period, year two 110,436   257,486
Current period, year three 240,034   243,225
Current period, year four 222,359   76,754
Current period, year five 70,707   64,506
Current period, prior years 92,253   66,753
Current period, revolving lines 26,310   18,467
Total 875,590   851,582
Gross charge-offs, Total 0 0  
Real estate | Commercial real estate | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 110,418   124,134
Current period, year two 110,026   256,707
Current period, year three 237,793   239,364
Current period, year four 221,675   76,754
Current period, year five 70,707   63,475
Current period, prior years 90,857   61,957
Current period, revolving lines 26,310   18,467
Total 867,786   840,858
Real estate | Commercial real estate | Special Mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 3,073   73
Current period, year two 227   0
Current period, year three 1,494   3,186
Current period, year four 0   0
Current period, year five 0   1,031
Current period, prior years 661   4,082
Current period, revolving lines 0   0
Total 5,455   8,372
Real estate | Commercial real estate | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 0   184
Current period, year two 183   779
Current period, year three 747   675
Current period, year four 684   0
Current period, year five 0   0
Current period, prior years 735   714
Current period, revolving lines 0   0
Total 2,349   2,352
Real estate | One-to-four family residential      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 76,395   122,004
Current period, year two 109,718   134,662
Current period, year three 121,603   129,388
Current period, year four 116,958   90,227
Current period, year five 81,352   31,495
Current period, prior years 91,746   75,165
Current period, revolving lines 18,695   16,546
Total 616,467   599,487
Gross charge-offs, Total 0 0  
Real estate | One-to-four family residential | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 76,264   122,004
Current period, year two 109,718   134,583
Current period, year three 121,231   129,388
Current period, year four 116,108   90,190
Current period, year five 81,318   31,110
Current period, prior years 90,646   74,077
Current period, revolving lines 17,885   16,472
Total 613,170   597,824
Real estate | One-to-four family residential | Special Mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 131   0
Current period, year two 0   0
Current period, year three 0   0
Current period, year four 807   0
Current period, year five 0   0
Current period, prior years 257   261
Current period, revolving lines 0   0
Total 1,195   261
Real estate | One-to-four family residential | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 0   0
Current period, year two 0   79
Current period, year three 372   0
Current period, year four 43   37
Current period, year five 34   385
Current period, prior years 843   827
Current period, revolving lines 810   74
Total 2,102   1,402
Real estate | Construction and development      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 41,907   54,189
Current period, year two 65,564   55,515
Current period, year three 25,662   10,333
Current period, year four 4,206   1,742
Current period, year five 802   2,158
Current period, prior years 2,007   1,015
Current period, revolving lines 1,377   286
Total 141,525   125,238
Gross charge-offs, Total 0 9  
Real estate | Construction and development | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 41,907   54,189
Current period, year two 64,646   55,515
Current period, year three 25,662   10,333
Current period, year four 4,206   1,742
Current period, year five 802   2,158
Current period, prior years 1,754   1,015
Current period, revolving lines 1,377   286
Total 140,354   125,238
Real estate | Construction and development | Special Mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 0   0
Current period, year two 0   0
Current period, year three 0   0
Current period, year four 0   0
Current period, year five 0   0
Current period, prior years 0   0
Current period, revolving lines 0   0
Total 0   0
Real estate | Construction and development | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 0   0
Current period, year two 918   0
Current period, year three 0   0
Current period, year four 0   0
Current period, year five 0   0
Current period, prior years 253   0
Current period, revolving lines 0   0
Total 1,171   0
Commercial and industrial      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 57,851   74,865
Current period, year two 53,227   50,574
Current period, year three 35,796   55,730
Current period, year four 42,127   13,868
Current period, year five 9,122   7,773
Current period, prior years 2,993   1,373
Current period, revolving lines 125,953   111,144
Total 327,069   315,327
Gross charge-offs, Total 218 51  
Commercial and industrial | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 57,633   73,653
Current period, year two 53,224   49,637
Current period, year three 34,515   51,012
Current period, year four 42,115   13,863
Current period, year five 9,120   7,409
Current period, prior years 2,909   813
Current period, revolving lines 124,746   107,171
Total 324,262   303,558
Commercial and industrial | Special Mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 192   1,208
Current period, year two 0   937
Current period, year three 1,250   4,659
Current period, year four 0   0
Current period, year five 0   310
Current period, prior years 0   509
Current period, revolving lines 564   3,173
Total 2,006   10,796
Commercial and industrial | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 26   4
Current period, year two 3   0
Current period, year three 31   59
Current period, year four 12   5
Current period, year five 2   54
Current period, prior years 84   51
Current period, revolving lines 643   800
Total 801   973
Tax-exempt      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 2,487   959
Current period, year two 1,606   15,679
Current period, year three 14,977   8,174
Current period, year four 6,625   13,919
Current period, year five 11,123   4,250
Current period, prior years 29,618   29,932
Current period, revolving lines 0   0
Total 66,436   72,913
Gross charge-offs, Total 0 0  
Tax-exempt | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 2,487   959
Current period, year two 1,606   15,679
Current period, year three 14,977   8,174
Current period, year four 6,625   13,919
Current period, year five 11,123   4,250
Current period, prior years 29,618   29,932
Current period, revolving lines 0   0
Total 66,436   72,913
Tax-exempt | Special Mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 0   0
Current period, year two 0   0
Current period, year three 0   0
Current period, year four 0   0
Current period, year five 0   0
Current period, prior years 0   0
Current period, revolving lines 0   0
Total 0   0
Tax-exempt | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 0   0
Current period, year two 0   0
Current period, year three 0   0
Current period, year four 0   0
Current period, year five 0   0
Current period, prior years 0   0
Current period, revolving lines 0   0
Total 0   0
Consumer      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 13,107   16,947
Current period, year two 8,844   6,414
Current period, year three 3,611   2,325
Current period, year four 1,480   858
Current period, year five 419   363
Current period, prior years 306   223
Current period, revolving lines 1,194   1,181
Total 28,961   28,311
Gross charge-offs, Total 327 $ 288  
Consumer | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 13,107   16,947
Current period, year two 8,834   6,385
Current period, year three 3,611   2,325
Current period, year four 1,480   858
Current period, year five 419   363
Current period, prior years 215   133
Current period, revolving lines 1,187   1,173
Total 28,853   28,184
Consumer | Special Mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 0   0
Current period, year two 0   0
Current period, year three 0   0
Current period, year four 0   0
Current period, year five 0   0
Current period, prior years 0   0
Current period, revolving lines 0   0
Total 0   0
Consumer | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period, year one 0   0
Current period, year two 10   29
Current period, year three 0   0
Current period, year four 0   0
Current period, year five 0   0
Current period, prior years 91   90
Current period, revolving lines 7   8
Total $ 108   $ 127