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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2024
Regulatory Capital Requirements Under Banking Regulations [Abstract]  
Schedule of Compliance With Basel III Minimum Under Banking Regulations
Capital amounts and ratios for the Company as of December 31, 2024 and 2023, are presented in the following table (Basel III Minimum includes the capital conservation buffer):
Actual
Basel III Minimum
(dollars in thousands)AmountRatioAmountRatio
December 31, 2024
Total Risk-Based Capital$400,813 18.13 %$232,161 10.50 %
Tier I Risk-Based Capital$378,440 17.12 %$187,940 8.50 %
Common Equity Tier I Capital$378,440 17.12 %$154,774 7.00 %
Tier I Leverage Capital$378,440 11.86 %$127,615 4.00 %
December 31, 2023
Total Risk-Based Capital$384,577 18.28 %$220,905 10.50 %
Tier I Risk-Based Capital$362,799 17.24 %$178,828 8.50 %
Common Equity Tier I Capital$362,799 17.24 %$147,270 7.00 %
Tier I Leverage Capital$362,799 11.56 %$125,575 4.00 %
Capital amounts and ratios for the Bank as of December 31, 2024 and 2023, are presented in the following table (Basel III Minimum includes the capital conservation buffer):
Regulatory Requirements
Actual
Basel III Minimum
Well-Capitalized(1)
(dollars in thousands)AmountRatioAmountRatioAmountRatio
December 31, 2024
Total Risk-Based Capital$393,743 17.81 %$232,092 10.50 %$221,040 10.00 %
Tier I Risk-Based Capital$371,370 16.80 %$187,884 8.50 %$176,832 8.00 %
Common Equity Tier I Capital$371,370 16.80 %$154,728 7.00 %$143,676 6.50 %
Tier I Leverage Capital$371,370 11.64 %$127,582 4.00 %$159,477 5.00 %
December 31, 2023
Total Risk-Based Capital$378,582 18.00 %$220,850 10.50 %$210,333 10.00 %
Tier I Risk-Based Capital$356,804 16.96 %$178,783 8.50 %$168,266 8.00 %
Common Equity Tier I Capital$356,804 16.96 %$147,233 7.00 %$136,716 6.50 %
Tier I Leverage Capital$356,804 11.37 %$125,538 4.00 %$156,923 5.00 %
(1)This column refers to the prompt corrective action requirements applicable to banks.