XML 37 R25.htm IDEA: XBRL DOCUMENT v3.25.1
Regulatory Capital Requirements (Tables)
 3 Months Ended
Mar. 31, 2025
Regulatory Capital Requirements Under Banking Regulations [Abstract]  
Schedule of Compliance With Regulatory Capital Requirements Under Banking Regulations
Capital amounts and ratios for the Company as of March 31, 2025 and December 31, 2024, are presented in the following table (Basel III Minimum includes the capital conservation buffer):
ActualBasel III Minimum
(dollars in thousands)AmountRatioAmountRatio
March 31, 2025
Total Risk-Based Capital$410,605 18.25 %$236,258 10.50 %
Tier I Risk-Based Capital$388,128 17.25 %$191,256 8.50 %
Common Equity Tier I Capital$388,128 17.25 %$157,505 7.00 %
Tier I Leverage Capital$388,128 12.01 %$129,253 4.00 %
December 31, 2024
Total Risk-Based Capital$400,813 18.13 %$232,161 10.50 %
Tier I Risk-Based Capital$378,440 17.12 %$187,940 8.50 %
Common Equity Tier I Capital$378,440 17.12 %$154,774 7.00 %
Tier I Leverage Capital$378,440 11.86 %$127,615 4.00 %
Capital amounts and ratios for the Bank as of March 31, 2025 and December 31, 2024, are presented in the following table (Basel III Minimum includes the capital conservation buffer):
Regulatory Requirements
ActualBasel III Minimum
Well-Capitalized(1)
(dollars in thousands)AmountRatioAmountRatioAmountRatio
March 31, 2025
Total Risk-Based Capital$402,506 17.89 %$236,193 10.50 %$224,946 10.00 %
Tier I Risk-Based Capital$380,029 16.89 %$191,204 8.50 %$179,957 8.00 %
Common Equity Tier I Capital$380,029 16.89 %$157,462 7.00 %$146,215 6.50 %
Tier I Leverage Capital$380,029 11.76 %$129,220 4.00 %$161,256 5.00 %
December 31, 2024
Total Risk-Based Capital$393,743 17.81 %$232,092 10.50 %$221,040 10.00 %
Tier I Risk-Based Capital$371,370 16.80 %$187,884 8.50 %$176,832 8.00 %
Common Equity Tier I Capital$371,370 16.80 %$154,728 7.00 %$143,676 6.50 %
Tier I Leverage Capital$371,370 11.64 %$127,582 4.00 %$159,477 5.00 %
(1)This column refers to the prompt corrective action requirements applicable to banks.