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Regulatory Capital Requirements (Tables)
6 Months Ended
Jun. 30, 2025
Regulatory Capital Requirements Under Banking Regulations [Abstract]  
Schedule of Compliance With Regulatory Capital Requirements Under Banking Regulations
Capital amounts and ratios for the Company as of June 30, 2025 and December 31, 2024, are presented in the following table (Basel III Minimum includes the capital conservation buffer):
ActualBasel III Minimum
(dollars in thousands)AmountRatioAmountRatio
June 30, 2025
Total Risk-Based Capital$414,694 18.33%$237,573 10.50%
Tier I Risk-Based Capital$391,830 17.32%$192,321 8.50%
Common Equity Tier I Capital$391,830 17.32%$158,382 7.00%
Tier I Leverage Capital$391,830 12.18%$128,671 4.00%
December 31, 2024
Total Risk-Based Capital$400,813 18.13%$232,161 10.50%
Tier I Risk-Based Capital$378,440 17.12%$187,940 8.50%
Common Equity Tier I Capital$378,440 17.12%$154,774 7.00%
Tier I Leverage Capital$378,440 11.86%$127,615 4.00%
Capital amounts and ratios for the Bank as of June 30, 2025 and December 31, 2024, are presented in the following table (Basel III Minimum includes the capital conservation buffer):
Regulatory Requirements
ActualBasel III Minimum
Well-Capitalized(1)
(dollars in thousands)AmountRatioAmountRatioAmountRatio
June 30, 2025
Total Risk-Based Capital$406,316 17.96%$237,485 10.50%$226,176 10.00%
Tier I Risk-Based Capital$383,452 16.95%$192,250 8.50%$180,941 8.00%
Common Equity Tier I Capital$383,452 16.95%$158,323 7.00%$147,014 6.50%
Tier I Leverage Capital$383,452 11.92%$128,625 4.00%$160,781 5.00%
December 31, 2024
Total Risk-Based Capital$393,743 17.81%$232,092 10.50%$221,040 10.00%
Tier I Risk-Based Capital$371,370 16.80%$187,884 8.50%$176,832 8.00%
Common Equity Tier I Capital$371,370 16.80%$154,728 7.00%$143,676 6.50%
Tier I Leverage Capital$371,370 11.64%$127,582 4.00%$159,477 5.00%
(1)This column refers to the prompt corrective action requirements applicable to banks.