XML 47 R36.htm IDEA: XBRL DOCUMENT v3.25.2
Loans and Asset Quality - Schedule of Allowance of Credit Losses By Category (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     $ 21,731 $ 21,336 $ 21,336
Provision for credit losses $ 450 $ 300 900 600  
Charge-offs     (498) (442) (803)
Recoveries     89 133  
Ending balance 22,222 21,627 22,222 21,627 21,731
Real estate | Commercial real estate          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     9,047 9,118 9,118
Provision for credit losses     24 (52)  
Charge-offs     (19) 0  
Recoveries     0 0  
Ending balance 9,052 9,066 9,052 9,066 9,047
Real estate | One-to-four family residential          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     6,452 7,484 7,484
Provision for credit losses     356 131  
Charge-offs     (22) 0  
Recoveries     12 5  
Ending balance 6,798 7,620 6,798 7,620 6,452
Real estate | Construction and development          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     1,653 1,309 1,309
Provision for credit losses     212 69  
Charge-offs     (250) 0  
Recoveries     0 0  
Ending balance 1,615 1,378 1,615 1,378 1,653
Commercial and industrial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     4,123 2,553 2,553
Provision for credit losses     258 348  
Charge-offs     (46) (211)  
Recoveries     11 54  
Ending balance 4,346 2,744 4,346 2,744 4,123
Tax-exempt          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     103 575 575
Provision for credit losses     (5) (45)  
Charge-offs     0 0  
Recoveries     0 0  
Ending balance 98 530 98 530 103
Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     353 297 297
Provision for credit losses     55 149  
Charge-offs     (161) (231)  
Recoveries     66 74  
Ending balance $ 313 $ 289 $ 313 $ 289 $ 353