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Consolidated Statements of Financial Condition (USD $)
Dec. 31, 2013
Dec. 31, 2012
Assets    
Cash and cash equivalents $ 32,638,900 $ 39,539,366
Interest-bearing deposits in banks 2,940,000 3,529,000
Investment securities available for sale, at fair value 149,632,153 157,255,828
Investment securities held to maturity (fair values of $9,275,158 and $1,746,375, respectively) 9,404,790 1,665,184
Mortgage loans held for sale 1,951,345 5,627,104
Loans covered by loss sharing agreements 21,673,808 45,764,397
Noncovered loans, net of unearned income 685,782,309 627,363,937
Total loans, net of unearned income 707,456,117 673,128,334
Allowance for loan losses (6,918,009) (5,319,235)
Total loans, net of unearned income and allowance for loan losses 700,538,108 667,809,099
Office properties and equipment, net 30,702,635 30,777,184
Cash surrender value of bank-owned life insurance 17,750,604 17,286,434
FDIC loss sharing receivable 12,698,077 15,545,893
Accrued interest receivable and other assets 25,984,346 23,891,172
Total Assets 984,240,958 962,926,264
Deposits:    
Noninterest-bearing 174,475,044 152,461,606
Interest-bearing 566,837,372 618,967,729
Total deposits 741,312,416 771,429,335
Short-term Federal Home Loan Bank advances 87,000,000 10,000,000
Long-term Federal Home Loan Bank advances 10,000,000 36,256,805
Accrued interest payable and other liabilities 4,019,013 3,666,264
Total Liabilities 842,331,429 821,352,404
Shareholders' Equity    
Preferred stock, $0.01 par value - 10,000,000 shares authorized; none issued      
Common stock, $0.01 par value - 40,000,000 shares authorized; 8,958,395 and 8,950,495 shares issued; 7,099,314 and 7,439,127 shares outstanding, respectively 89,585 89,506
Additional paid-in capital 92,192,410 90,986,820
Treasury stock at cost - 1,859,081 and 1,511,368 shares, respectively (28,011,398) (21,719,954)
Unallocated common stock held by:    
Employee Stock Ownership Plan (ESOP) (5,266,830) (5,623,910)
Recognition and Retention Plan (RRP) (1,018,497) (1,831,759)
Retained earnings 83,729,144 76,435,222
Accumulated other comprehensive income 195,115 3,237,935
Total Shareholders' Equity 141,909,529 141,573,860
Total Liabilities and Shareholders' Equity $ 984,240,958 $ 962,926,264