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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest Income    
Loans, including fees $ 43,717 $ 44,032
Investment securities:    
Taxable interest 2,491 2,592
Tax-exempt interest 69 72
Other investments and deposits 1,463 505
Total interest income 47,740 47,201
Interest Expense    
Deposits 12,406 12,622
Other borrowings 0 53
Subordinated debt expense 845 845
Short-term Federal Home Loan Bank advances 0 1,655
Long-term Federal Home Loan Bank advances 7 277
Total interest expense 13,258 15,452
Net interest income 34,482 31,749
Provision for loan losses 922 394
Net interest income after provision for loan losses 33,560 31,355
Noninterest Income    
Gain on sale of loans, net 230 377
Income from bank-owned life insurance 285 278
Gain on sale of assets, net 0 9
Other income 192 458
Total noninterest income 3,738 4,009
Noninterest Expense    
Compensation and benefits 13,714 12,652
Occupancy 2,429 2,561
Marketing and advertising 494 429
Data processing and communication 2,629 2,642
Professional services 401 405
Forms, printing and supplies 219 200
Franchise and shares tax 340 476
Regulatory fees 462 516
Foreclosed assets and ORE, net 54 227
Amortization of acquisition intangible 234 293
Other expenses 1,964 1,178
Total noninterest expense 22,940 21,579
Income before income tax expense 14,358 13,785
Income tax expense 2,998 2,821
Net Income $ 11,360 $ 10,964
Earnings per share:    
Basic (in usd per share) $ 1.47 $ 1.38
Diluted (in usd per share) 1.45 1.37
Cash dividends declared per common share (in usd per share) $ 0.31 $ 0.27
Service fees and charges    
Noninterest Income    
Service fee and charges, and bank card fees $ 1,437 $ 1,309
Bank card fees    
Noninterest Income    
Service fee and charges, and bank card fees $ 1,594 $ 1,578