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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Cash flows from operating activities:    
Net income $ 11,360 $ 10,964
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 922 394
Depreciation 847 834
Amortization and accretion of purchase accounting valuations and intangibles 423 651
Losses on equity investments 9 207
Federal Home Loan Bank stock dividends (27) (71)
Net (accretion) amortization of discount on investments (58) 54
Amortization of subordinated debt issuance cost 54 54
Gain on loans sold, net (230) (377)
Proceeds, including principal payments, from loans held for sale 29,390 11,201
Originations of loans held for sale (29,160) (12,157)
Gain on sale of assets, net 0 (9)
Non-cash compensation 944 746
Deferred income tax benefit (276) (175)
Decrease (increase) in accrued interest receivable and other assets 1,207 (226)
Increase in cash surrender value of bank-owned life insurance (285) (278)
Increase in accrued interest payable and other liabilities 1,696 764
Net cash provided by operating activities 16,816 12,576
Cash flows from investing activities:    
Purchases of securities available for sale (21,531) (2,908)
Proceeds from maturities, prepayments and calls on securities available for sale 26,757 12,105
Proceeds from maturities, prepayments and calls on securities held to maturity 535 0
Decrease (increase) in loans, net 12,726 (29,764)
Proceeds from sale of foreclosed assets 442 65
Purchases of office properties and equipment (2,354) (3,873)
Proceeds from sale of office properties and equipment 0 44
Purchase of Federal Home Loan Bank stock 0 (1,582)
Proceeds from redemption of Federal Home Loan Bank stock 0 1,093
Net cash provided by (used in) investing activities 16,575 (24,820)
Cash flows from financing activities:    
Increase in deposits, net 53,975 46,509
Borrowings of Federal Home Loan Bank advances 0 2,737,425
Repayments of Federal Home Loan Bank advances (3,024) (2,749,712)
Proceeds from exercise of stock options 11 11
Issuance of stock under incentive plans, net 204 144
Dividends paid to shareholders (2,429) (2,186)
Purchase of Company’s common stock (249) (7,833)
Net cash provided by financing activities 48,488 24,358
Net change in cash and cash equivalents 81,879 12,114
Cash and cash equivalents, beginning 141,605 98,548
Cash and cash equivalents, ending 223,484 110,662
Supplementary cash flow information:    
Interest paid on deposits and borrowed funds 13,068 16,370
Income taxes paid $ 530 $ 1,430