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Investments (Tables) | 12 Months Ended
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Dec. 31, 2025
Investments, Debt and Equity Securities [Abstract] |
Schedule of Amortized Cost and Estimated Fair Value of Available-For-Sale Securities | The amortized cost and estimated fair value of available-for-sale securities were as follows:
| December 31, 2025
Amortized Cost |  | Allowance for Credit Loss |  | Gross Unrealized Gains |  | Gross Unrealized Losses |  | Estimated Fair Value
U.S. Treasury and U.S. government agencies | $30,646 |  | $— |  | $76 |  | $— |  | $30,722
Corporate debt securities | 205,109 |  | — |  | 1,793 |  | (103) |  | 206,799
Asset-backed securities | 92,155 |  | — |  | 826 |  | (13) |  | 92,968
Total fixed maturity securities | 327,910 |  | — |  | 2,695 |  | (116) |  | 330,489
Short-term investments | 18,121 |  | — |  | 1 |  | (1) |  | 18,121
Total available-for-sale investments | $346,031 |  | $— |  | $2,696 |  | $(117) |  | $348,610
| December 31, 2024
Amortized Cost |  | Allowance for Credit Loss |  | Gross Unrealized Gains |  | Gross Unrealized Losses |  | Estimated Fair Value
U.S. Treasury and U.S. government agencies | $75,532 |  | $— |  | $— |  | $(298) |  | $75,234
Corporate debt securities | 109,174 |  | — |  | 164 |  | (548) |  | 108,790
Asset-backed securities | 29,799 |  | — |  | 262 |  | (40) |  | 30,021
Total fixed maturity securities | 214,505 |  | — |  | 426 |  | (886) |  | 214,045
Total available-for-sale investments | $214,505 |  | $— |  | $426 |  | $(886) |  | $214,045
Schedule of Aggregate Estimated Fair Values of Available-For-Sale Securities with Unrealized Losses | A summary of the aggregate estimated fair values of available-for-sale securities with unrealized losses segregated by time period in an unrealized loss position is as follows:
| December 31, 2025
Less than 12 months |  | 12 months or greater |  | Total
Estimated Fair Value |  | Unrealized losses |  | Estimated Fair Value |  | Unrealized losses |  | Estimated Fair Value |  | Unrealized losses
Corporate debt securities | $134,892 |  | $(19) |  | $71,907 |  | $(84) |  | $206,799 |  | $(103)
Asset-backed securities | 78,644 |  | (12) |  | 14,324 |  | (1) |  | 92,968 |  | (13)
Short-term investments | 18,121 |  | (1) |  | — |  | — |  | 18,121 |  | (1)
Total | $231,657 |  | $(32) |  | $86,231 |  | $(85) |  | $317,888 |  | $(117)
| December 31, 2024
Less than 12 months |  | 12 months or greater |  | Total
Estimated Fair Value |  | Unrealized losses |  | Estimated Fair Value |  | Unrealized losses |  | Estimated Fair Value |  | Unrealized losses
U.S. Treasury and U.S. government agencies | $21,209 |  | $(145) |  | $41,355 |  | $(153) |  | $62,564 |  | $(298)
Corporate debt securities | 60,993 |  | (198) |  | 47,797 |  | (350) |  | 108,790 |  | (548)
Asset-backed securities | 13,869 |  | (11) |  | 16,152 |  | (29) |  | 30,021 |  | (40)
Total | $96,071 |  | $(354) |  | $105,304 |  | $(532) |  | $201,375 |  | $(886)
Schedule of Amortized Cost and Estimated Fair Value from Contractual Maturities | A summary of the amortized cost and estimated fair value of available-for-sale securities at December 31, 2025, by contractual maturity is as follows. The expected maturities may differ from the contractual maturities because certain borrowers have the right to call or prepay obligations with or without call or prepayment penalties.
| Amortized Cost |  | Estimated Fair Value
Years to maturity |  |  |
Government and corporate securities: |  |  |
Due in one year or less | $77,342 |  | $77,485
Due after one year through five years | 175,461 |  | 177,069
Due after five years through 10 years | 1,073 |  | 1,088
Due after 10 years | – |  | –
Other securities, which provide for periodic payments: |  |  |
Asset-backed securities | 92,155 |  | 92,968
Total | $346,031 |  | $348,610
Schedule of Company's Net Investment Income | The following table presents components of the Company’s net investment income as follows:
| Year Ended December 31,
2025 |  | 2024
Fixed maturities, available-for-sale | $11,497 |  | $7,842
Short-term investments | 396 |  | —
Cash and cash equivalents | 10,536 |  | 6,735
Gross investment income | 22,429 |  | 14,577
Investment expenses | (725) |  | (397)
Net investment income | $21,704 |  | $14,180
Summary of Allowance for Credit Losses | The Company recorded the following activity pertaining to the allowance for credit losses:
| December 31,
2025 |  | 2024
Beginning balance - allowance for credit loss | $— |  | $—
Additions to the allowance for losses not previously recorded | — |  | —
Revisions to the allowance for losses previously recorded | — |  | —
Reduction in allowance for securities sold or impaired | — |  | —
Ending balance - allowance for credit loss | $— |  | $—

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