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Significant Accounting Policies - Narrative (Details) - USD ($) $ in Thousands | 12 Months Ended |  |  |
--- | --- | --- | --- | ---
Dec. 31, 2025 | Dec. 31, 2024 | Feb. 20, 2025 | Dec. 31, 2023 | Jun. 27, 2007
Property, Plant and Equipment [Line Items] |  |  |  |  |
Book overdraft | $ 0 | $ 0 |  |  |
Restricted cash | 853 | 536 |  |  |
Restricted cash and cash equivalents | 40,217 | 6,052 |  |  |
Deferred costs | 4,227 |  |  |  |
Deferred offering costs | $ 0 | 0 |  |  |
Anti-dilutive shares excluded from earnings per share calculation (in shares) | 208 |  |  |  |
Allowance for credit losses | $ 3,764 | 3,077 |  |  |
Commission liabilities | 71,712 | 70,734 |  | $ 48,217 |
Long-term debt | $ 618 | 1,029 |  |  |
Lease agreement |  |  | 152 months |  |
Restricted Stock Units (RSUs) |  |  |  |  |
Property, Plant and Equipment [Line Items] |  |  |  |  |
Vesting period | 3 years |  |  |  |
Variable Interest Entity, Primary Beneficiary |  |  |  |  |
Property, Plant and Equipment [Line Items] |  |  |  |  |
Restricted cash | $ 39,364 | 5,516 |  |  |
Restricted cash and cash equivalents | $ 39,364 | $ 5,516 |  |  |
Minimum |  |  |  |  |
Property, Plant and Equipment [Line Items] |  |  |  |  |
Lease agreement | 2 years |  |  |  |
Maximum |  |  |  |  |
Property, Plant and Equipment [Line Items] |  |  |  |  |
Lease agreement | 7 years |  |  |  |
Reinsurer Concentration Risk | Reinsurance Recoverable Including Reinsurance Premium Paid | One Reinsurer |  |  |  |  |
Property, Plant and Equipment [Line Items] |  |  |  |  |
Premiums recoverable | 12.00% | 41.00% |  |  |
Surplus Note |  |  |  |  |
Property, Plant and Equipment [Line Items] |  |  |  |  |
Surplus note |  |  |  |  | $ 7,000
Note term |  |  |  |  | 20 years
Effective interest rate paid | 4.15% | 3.75% |  |  |
Long-term debt | $ 618 | $ 1,029 |  |  |
Furniture |  |  |  |  |
Property, Plant and Equipment [Line Items] |  |  |  |  |
Useful life | 7 years |  |  |  |
Vehicle fleet |  |  |  |  |
Property, Plant and Equipment [Line Items] |  |  |  |  |
Useful life | 7 years |  |  |  |
Leasehold Improvements |  |  |  |  |
Property, Plant and Equipment [Line Items] |  |  |  |  |
Useful life | 7 years |  |  |  |
Computer equipment |  |  |  |  |
Property, Plant and Equipment [Line Items] |  |  |  |  |
Useful life | 3 years |  |  |  |
Internally developed software |  |  |  |  |
Property, Plant and Equipment [Line Items] |  |  |  |  |
Useful life | 3 years |  |  |  |

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