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Liability for Unpaid Losses and Loss Adjustment Expenses - Schedule of Reconciliation of Changes in the Liability for Unpaid Losses And LAE (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]    
Unpaid Loss and LAE beginning of period $ 475,708 $ 279,392
Less: Reinsurance recoverables on unpaid losses and LAE 415,086 214,718
Net unpaid loss and LAE at beginning of period 60,622 64,674
Add: Losses and LAE, net of reinsurance, incurred related to:    
Current period 99,848 94,019
Prior period (1,814) (3,187)
Total net losses and LAE incurred 98,034 90,832
Less: Losses and LAE paid, net of reinsurance, related to:    
Current period 45,574 56,038
Prior period 38,827 38,846
Total net paid losses and LAE 84,401 94,884
Unpaid loss and LAE, net of reinsurance at end of period 74,255 60,622
Add: Reinsurance recoverables on unpaid losses and LAE 192,336 415,086
Unpaid loss and LAE at end of period $ 266,591 $ 475,708