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Reinsurance - Narrative (Details)
$ in Thousands
1 Months Ended 3 Months Ended 9 Months Ended 12 Months Ended
Jun. 01, 2025
USD ($)
May 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
May 31, 2024
USD ($)
Dec. 31, 2025
USD ($)
policy
Sep. 30, 2025
USD ($)
Jun. 30, 2025
USD ($)
Mar. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Sep. 30, 2024
USD ($)
Jun. 30, 2024
USD ($)
Mar. 31, 2024
USD ($)
Dec. 31, 2025
USD ($)
policy
Dec. 31, 2026
Dec. 31, 2025
USD ($)
policy
Mar. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Feb. 17, 2026
policy
Jan. 20, 2026
policy
Reinsurance Disclosures [Line Items]                                      
Third-party reinsurance coverage for single event $ 1,930,000                                    
Third-party reinsurance coverage across all occurences $ 2,590,000                                    
Percentage of increase in treaty limit 45.00%                                    
Net retention for events $ 35,000                                    
Percentage of participated reinsurance for hurricane season 90.00%                                    
Catastrophe bonds $ 565,000                                    
Net premiums earned $ 433,300       $ 59,352 $ 51,999 $ 66,169 $ 65,402 $ 61,789 $ 40,464 $ 40,519 $ 39,283     $ 242,923   $ 182,055    
Percentage of increase in premiums earned 28.00%                                    
Ceded policy acquisition expenses                             164,717   114,882    
Profit commission recognized                             0   3,508    
Recoveries received under reinsurance contracts                             $ 132,741   $ 380,741    
Subsequent Event                                      
Reinsurance Disclosures [Line Items]                                      
Number of policies | policy                                   340 24
Reinsurance Contract [Axis]: Quota Share Reinsurance, Citizens Assumed Reinsurance                                      
Reinsurance Disclosures [Line Items]                                      
Number of policies | policy         33,867               33,867   33,867        
Assumed unearned premiums                             $ (73,243)        
Assumed premiums                             54.10%   16.60%    
Reinsurance Contract [Axis]: Quota Share Reinsurance, Facultative Excess of Loss                                      
Reinsurance Disclosures [Line Items]                                      
Reinsurance limit                         $ 6,000            
Reinsurance Contract [Axis]: Quota Share Reinsurance, Flood Quota Share Reinsurance                                      
Reinsurance Disclosures [Line Items]                                      
Net retention for events                             $ 6,000        
Coverage percentage                             100.00%        
Flat ceding commission percentage                             27.00%        
Ceding commission income                             $ 823        
Reinsurance Contract [Axis]: Quota Share Reinsurance, Flood Quota Share Reinsurance | Property Insurance, Buildings                                      
Reinsurance Disclosures [Line Items]                                      
Net retention for events                             5,000        
Reinsurance Contract [Axis]: Quota Share Reinsurance, Flood Quota Share Reinsurance | Contents                                      
Reinsurance Disclosures [Line Items]                                      
Net retention for events                             $ 1,000        
Reinsurance Contract [Axis]: Quota Share Reinsurance, Home Systems Protection Reinsurance                                      
Reinsurance Disclosures [Line Items]                                      
Coverage percentage                             100.00%        
Reinsurance Contract [Axis]: Quota Share Reinsurance, Home Systems Protection Reinsurance | Home Systems Protection                                      
Reinsurance Disclosures [Line Items]                                      
Ceded limit liability                             $ 50        
Reinsurance Contract [Axis]: Quota Share Reinsurance, Home Systems Protection Reinsurance | Service Line Failures                                      
Reinsurance Disclosures [Line Items]                                      
Ceded limit liability                             $ 10        
Reinsurance Contract [Axis]: Quota Share Reinsurance, Net Quota Share Reinsurance                                      
Reinsurance Disclosures [Line Items]                                      
Ceded coverage percentage                             40.00%        
Ceded loss limit percentage                             116.60%        
Catastrophe loss limit percentage                             2.50%        
Injuring reinsurance limit, percentage                             31.00%        
Reinsurance Contract [Axis]: Quota Share Reinsurance, Net Quota Share Reinsurance | Subsequent Event                                      
Reinsurance Disclosures [Line Items]                                      
Ceded coverage percentage                           25.00%          
Ceded loss limit percentage                           116.60%          
Catastrophe loss limit percentage                           2.50%          
Injuring reinsurance limit, percentage                           31.00%          
Reinsurance Contract [Axis]: Quota Share Reinsurance, Net Quota Share Reinsurance A                                      
Reinsurance Disclosures [Line Items]                                      
Ceded commission rate                             53.00%        
Reinsurance Contract [Axis]: Quota Share Reinsurance, Net Quota Share Reinsurance A | Subsequent Event                                      
Reinsurance Disclosures [Line Items]                                      
Ceded commission rate                           68.25%          
Reinsurance Contract [Axis]: Quota Share Reinsurance, Net Quota Share Reinsurance B                                      
Reinsurance Disclosures [Line Items]                                      
Ceded commission rate                             58.00%        
Reinsurance Contract [Axis]: Quota Share Reinsurance, Net Quota Share Reinsurance B | Subsequent Event                                      
Reinsurance Disclosures [Line Items]                                      
Ceded commission rate                           69.00%          
Reinsurance Contract [Axis]: Quota Share Reinsurance, Per Risk Excess of Loss                                      
Reinsurance Disclosures [Line Items]                                      
Reinsurance limit                         4,000     $ 5,000      
Reinsurance Contract [Axis]: Quota Share Reinsurance, Reinstatement Premium Protection Agreement                                      
Reinsurance Disclosures [Line Items]                                      
Coverage percentage                             100.00%        
Maximum                                      
Reinsurance Disclosures [Line Items]                                      
Net retention for events $ 15,800                                    
Maximum | Reinsurance Contract [Axis]: Quota Share Reinsurance, Facultative Excess of Loss                                      
Reinsurance Disclosures [Line Items]                                      
Amount retained                         12,000            
Maximum | Reinsurance Contract [Axis]: Quota Share Reinsurance, Per Risk Excess of Loss                                      
Reinsurance Disclosures [Line Items]                                      
Amount retained                         15,000     17,500      
Minimum                                      
Reinsurance Disclosures [Line Items]                                      
Net retention for events 10,000                                    
Minimum | Reinsurance Contract [Axis]: Quota Share Reinsurance, Facultative Excess of Loss                                      
Reinsurance Disclosures [Line Items]                                      
Amount retained                         6,000            
Minimum | Reinsurance Contract [Axis]: Quota Share Reinsurance, Per Risk Excess of Loss                                      
Reinsurance Disclosures [Line Items]                                      
Amount retained                         $ 1,500     $ 1,000      
AIICFL                                      
Reinsurance Disclosures [Line Items]                                      
Net retention for events 10,000                                    
Captive Reinsurer                                      
Reinsurance Disclosures [Line Items]                                      
Net retention for events $ 25,000                                    
Horseshoe Re                                      
Reinsurance Disclosures [Line Items]                                      
Payments received   $ 1,805                                  
Reduction for ceded losses and loss adjustment expenses       $ 2,492                              
Loss on reinsurance   $ 687                                  
Ark Bermuda Limited                                      
Reinsurance Disclosures [Line Items]                                      
Payments received     $ 2,470                                
Reduction for ceded losses and loss adjustment expenses                                 $ 3,719    
Loss on reinsurance     $ 1,249