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Income Taxes - Schedule of Components of Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Deferred tax assets    
Unpaid losses and loss adjustment expense $ 900 $ 671
Unearned premiums 9,936 7,772
Net unrealized losses on investments 0 118
Unearned revenue 25,688 0
Capital loss carryforward 0 1
Change in ROU liabilities 115 0
Other 203 12
Total deferred tax assets 36,842 8,574
Valuation allowance 0 0
Net deferred tax assets 36,842 8,574
Deferred tax liabilities:    
Deferred policy acquisition costs (22,399) (5,272)
Fixed assets (1,408) 0
Excess ceding commission (2,575) (3,971)
Prepaid expenses (472) 0
Policy acquisition costs (592) 0
Net unrealized gains on investments (649) 0
Accrued expenses 51 0
Change in ROU assets (113) 0
Other (49) (453)
Total deferred tax liabilities (28,206) (9,696)
Net deferred tax liabilities $ 8,636  
Net deferred tax liabilities   $ (1,122)