Stockholders' Equity and Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2013

Regulatory Capital Requirements [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following table summarizes the Corporation’s and Banks’ capital ratios and the ratios required by their federal regulators at December 31, 2013 and 2012, respectively:



	Actual				Minimum Required for Capital Adequacy Purposes				Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars In Thousands)
As of December 31, 2013
Total capital (to risk-weighted assets)
Consolidated	$	145,352	13.16	%	$	88,373	8.00	%	N/A		N/A
First Business Bank	123,331		12.57		78,516		8.00		$	98,145	10.00	%
First Business Bank – Milwaukee	17,944		14.66		9,790		8.00		12,238		10.00
Tier 1 capital (to risk-weighted assets)
Consolidated	$	119,617	10.83		$	44,186	4.00		N/A		N/A
First Business Bank	111,062		11.32		39,258		4.00		$	58,887	6.00
First Business Bank – Milwaukee	16,414		13.41		4,895		4.00		7,343		6.00
Tier 1 capital (to average assets)
Consolidated	$	119,617	9.35		$	51,153	4.00		N/A		N/A
First Business Bank	111,062		10.35		42,913		4.00		$	53,641	5.00
First Business Bank – Milwaukee	16,414		7.64		8,595		4.00		10,744		5.00



	Actual				Minimum Required for Capital Adequacy Purposes				Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars In Thousands)
As of December 31, 2012
Total capital (to risk-weighted assets)
Consolidated	$	132,042	12.97	%	$	81,452	8.00	%	N/A		N/A
First Business Bank	115,613		12.73		72,640		8.00		$	90,800	10.00	%
First Business Bank – Milwaukee	15,743		14.60		8,626		8.00		10,783		10.00
Tier 1 capital (to risk-weighted assets)
Consolidated	$	107,356	10.54		$	40,726	4.00		N/A		N/A
First Business Bank	104,232		11.48		36,320		4.00		$	54,480	6.00
First Business Bank – Milwaukee	14,392		13.35		4,313		4.00		6,470		6.00
Tier 1 capital (to average assets)
Consolidated	$	107,356	8.99		$	47,750	4.00		N/A		N/A
First Business Bank	104,232		10.49		39,731		4.00		$	49,664	5.00
First Business Bank – Milwaukee	14,392		6.72		8,563		4.00		10,703		5.00

Reconciliation of stockholders' equity to federal regulatory capital

The following table reconciles stockholders’ equity to federal regulatory capital at December 31, 2013 and 2012, respectively.



	As of December 31,
	2013		2012
	(In Thousands)
Stockholders’ equity of the Corporation	$	109,275	$	99,539
Unrealized and accumulated losses (gains) on specific items	342		(2,183		)
Trust preferred securities	10,000		10,000
Tier 1 capital	119,617		107,356
Allowable general valuation allowances and subordinated debt	25,735		24,686
Risk-based capital	$	145,352	$	132,042

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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