XML 17 R33.htm IDEA: XBRL DOCUMENT v3.3.0.814
Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2015
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following table summarizes the Corporation’s and Banks’ capital ratios and the ratios required by their federal regulators at September 30, 2015 and December 31, 2014, respectively:

 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Minimum Required to Be Well
Capitalized Under Prompt Corrective Action Requirements
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
(Dollars in Thousands)
As of September 30, 2015
 
 
 
 
 
 
 
 
 
 
 
 
Total capital
 
 
 
 
 
 
 
 
 
 
 
 
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
184,772

 
11.29
%
 
$
130,895

 
8.00
%
 
N/A

 
N/A

First Business Bank
 
139,794

 
11.54

 
96,892

 
8.00

 
$
121,115

 
10.00
%
First Business Bank — Milwaukee
 
20,690

 
12.74

 
12,989

 
8.00

 
16,236

 
10.00

Alterra Bank
 
29,115

 
11.02

 
21,127

 
8.00

 
26,409

 
10.00

Tier 1 capital
 
 
 
 
 
 
 
 
 
 
 
 
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
146,487

 
8.95
%
 
$
98,171

 
6.00
%
 
N/A

 
N/A

First Business Bank
 
127,808

 
10.55

 
72,669

 
6.00

 
$
96,892

 
8.00
%
First Business Bank — Milwaukee
 
18,984

 
11.69

 
9,742

 
6.00

 
12,989

 
8.00

Alterra Bank
 
27,448

 
10.39

 
15,845

 
6.00

 
21,127

 
8.00

Common equity tier 1 capital
 
 
 
 
 
 
 
 
 
 
 
 
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
136,487

 
8.34
%
 
$
73,628

 
4.50
%
 
N/A

 
N/A

First Business Bank
 
127,808

 
10.55

 
54,502

 
4.50

 
$
106,352

 
6.50
%
First Business Bank — Milwaukee
 
18,984

 
11.69

 
7,306

 
4.50

 
78,725

 
6.50

Alterra Bank
 
27,448

 
10.39

 
11,884

 
4.50

 
10,554

 
6.50

Tier 1 capital
 
 
 
 
 
 
 
 
 
 
 
 
(to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
146,487

 
8.59
%
 
$
5,459

 
4.00
%
 
N/A

 
N/A

First Business Bank
 
127,808

 
10.60

 
5,112

 
4.00

 
$
6,390

 
5.00
%
First Business Bank — Milwaukee
 
18,984

 
7.78

 
759

 
4.00

 
949

 
5.00

Alterra Bank
 
27,448

 
9.90

 
1,098

 
4.00

 
1,372

 
5.00

 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Minimum Required to Be Well
Capitalized Under Prompt Corrective Action Requirements
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
(Dollars in Thousands)
As of December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
Total capital
 
 
 
 
 
 
 
 
 
 
 
 
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
173,263

 
12.13
%
 
$
114,253

 
8.00
%
 
N/A

 
N/A

First Business Bank
 
131,411

 
12.19

 
86,272

 
8.00

 
$
107,841

 
10.00
%
First Business Bank — Milwaukee
 
19,128

 
12.47

 
12,274

 
8.00

 
15,343

 
10.00

Alterra Bank
 
22,657

 
10.90

 
16,628

 
8.00

 
20,785

 
10.00

Tier 1 capital
 
 
 
 
 
 
 
 
 
 
 
 
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
136,008

 
9.52

 
$
57,127

 
4.00
%
 
N/A

 
N/A

First Business Bank
 
118,907

 
11.03

 
43,136

 
4.00

 
$
64,704

 
6.00
%
First Business Bank — Milwaukee
 
17,641

 
11.50

 
6,137

 
4.00

 
9,206

 
6.00

Alterra Bank
 
22,320

 
10.74

 
8,314

 
4.00

 
12,471

 
6.00

Tier 1 capital
 
 
 
 
 
 
 
 
 
 
 
 
(to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
136,008

 
8.71

 
$
62,490

 
4.00
%
 
N/A

 
N/A

First Business Bank
 
118,907

 
10.13

 
46,960

 
4.00

 
$
58,700

 
5.00
%
First Business Bank — Milwaukee
 
17,641

 
7.90

 
8,935

 
4.00

 
11,169

 
5.00

Alterra Bank
 
22,320

 
9.01

 
9,910

 
4.00

 
12,388

 
5.00