<SEC-DOCUMENT>0001521951-16-000086.txt : 20160209
<SEC-HEADER>0001521951-16-000086.hdr.sgml : 20160209
<ACCEPTANCE-DATETIME>20160209163731
ACCESSION NUMBER:		0001521951-16-000086
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20151231
FILED AS OF DATE:		20160209
DATE AS OF CHANGE:		20160209
EFFECTIVENESS DATE:		20160209

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST BUSINESS FINANCIAL SERVICES, INC.
		CENTRAL INDEX KEY:			0001521951
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				391576570
		STATE OF INCORPORATION:			WI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-15585
		FILM NUMBER:		161400477

	BUSINESS ADDRESS:	
		STREET 1:		401 CHARMANY DRIVE
		CITY:			MADISON
		STATE:			WI
		ZIP:			53719
		BUSINESS PHONE:		608-238-8008

	MAIL ADDRESS:	
		STREET 1:		401 CHARMANY DRIVE
		STREET 2:		PO BOX 44961
		CITY:			MADISON
		STATE:			WI
		ZIP:			53744

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	First Business Financial Services, Inc.
		DATE OF NAME CHANGE:	20110527
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
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        <credentials>
          <cik>0001521951</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>12-31-2015</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>12-31-2015</reportCalendarOrQuarter>
      <filingManager>
        <name>FIRST BUSINESS FINANCIAL SERVICES, INC.</name>
        <address>
          <com:street1>401 CHARMANY DRIVE</com:street1>
          <com:street2>PO Box 44961</com:street2>
          <com:city>MADISON</com:city>
          <com:stateOrCountry>WI</com:stateOrCountry>
          <com:zipCode>53744</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-15585</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Joan A. Burke</name>
      <title>President, First Business Trust &amp; Investments</title>
      <phone>1-608-232-5993</phone>
      <signature>Joan A. Burke</signature>
      <city>Madison</city>
      <stateOrCountry>WI</stateOrCountry>
      <signatureDate>02-04-2016</signatureDate>
    </signatureBlock>
    <summaryPage>
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      <tableValueTotal>334352</tableValueTotal>
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    <nameOfIssuer>ISHARES RUSSELL 3000 MKT</nameOfIssuer>
    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>464287689</cusip>
    <value>12128</value>
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      <sshPrnamt>100807</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>100807</Sole>
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    <nameOfIssuer>ISHARES RUSSELL 3000 MKT</nameOfIssuer>
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    <cusip>464287689</cusip>
    <value>12</value>
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      <sshPrnamt>96</sshPrnamt>
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    <votingAuthority>
      <Sole>96</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES NATIONAL AMT-FREE MUNI</nameOfIssuer>
    <titleOfClass>MUTUAL FUNDS/MUNICIPAL BONDS</titleOfClass>
    <cusip>464288414</cusip>
    <value>3482</value>
    <shrsOrPrnAmt>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>31448</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES CORE MSCI EAFE</nameOfIssuer>
    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>46432F842</cusip>
    <value>27376</value>
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      <sshPrnamt>503413</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>503413</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES CORE MSCI EAFE</nameOfIssuer>
    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>46432F842</cusip>
    <value>75</value>
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      <sshPrnamt>1388</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1388</Sole>
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      <None>0</None>
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    <nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>500754106</cusip>
    <value>276</value>
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      <sshPrnamt>3790</sshPrnamt>
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    <votingAuthority>
      <Sole>3790</Sole>
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      <None>0</None>
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    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>501044101</cusip>
    <value>401</value>
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      <sshPrnamt>9594</sshPrnamt>
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    <votingAuthority>
      <Sole>9594</Sole>
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      <None>0</None>
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    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>548661107</cusip>
    <value>357</value>
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      <sshPrnamt>4700</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4700</Sole>
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      <None>0</None>
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    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>56585A102</cusip>
    <value>328</value>
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      <sshPrnamt>6318</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6318</Sole>
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      <None>0</None>
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    <nameOfIssuer>MCDONALD'S CORP</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>580135101</cusip>
    <value>265</value>
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      <sshPrnamt>2244</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>30</Sole>
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      <None>2214</None>
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    <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>58933Y105</cusip>
    <value>250</value>
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      <sshPrnamt>4739</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1013</Sole>
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      <None>3726</None>
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    <nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>609207105</cusip>
    <value>501</value>
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      <sshPrnamt>11164</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11164</None>
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    <nameOfIssuer>MOODY'S CORP</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>615369105</cusip>
    <value>313</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3115</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3115</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <nameOfIssuer>PHILIP MORRIS INTERNATIONAL INC</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>718172109</cusip>
    <value>829</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9428</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>280</Sole>
      <Shared>0</Shared>
      <None>9148</None>
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    <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>743315103</cusip>
    <value>346</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10886</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10886</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>778296103</cusip>
    <value>396</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7358</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7358</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>SPDR S&amp;P 500</nameOfIssuer>
    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>78462F103</cusip>
    <value>10912</value>
    <shrsOrPrnAmt>
      <sshPrnamt>53524</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>53524</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>SPDR HEALTH CARE SELECT</nameOfIssuer>
    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>81369Y209</cusip>
    <value>7360</value>
    <shrsOrPrnAmt>
      <sshPrnamt>102177</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>102177</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>SPDR HEALTH CARE SELECT</nameOfIssuer>
    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>81369Y209</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>175</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>175</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>SPDR CONSUMER DISCRET</nameOfIssuer>
    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>81369Y407</cusip>
    <value>6865</value>
    <shrsOrPrnAmt>
      <sshPrnamt>87836</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>87836</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR CONSUMER DISCRET</nameOfIssuer>
    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>81369Y407</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>159</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>159</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR TECHNOLOGY</nameOfIssuer>
    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>81369Y803</cusip>
    <value>7714</value>
    <shrsOrPrnAmt>
      <sshPrnamt>180119</sshPrnamt>
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    <votingAuthority>
      <Sole>180119</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR TECHNOLOGY</nameOfIssuer>
    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>81369Y803</cusip>
    <value>13</value>
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      <sshPrnamt>305</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>305</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPROTT</nameOfIssuer>
    <titleOfClass>MUTUALFUNDS/EQUITY</titleOfClass>
    <cusip>85207H104</cusip>
    <value>88</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Shared>0</Shared>
      <None>10050</None>
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    <nameOfIssuer>TJX COS INC</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>872540109</cusip>
    <value>368</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5188</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>881609101</cusip>
    <value>313</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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    <nameOfIssuer>TRAVELERS COS INC</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>89417E109</cusip>
    <value>348</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>UNITED STATES STEEL CORP</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>912909108</cusip>
    <value>108</value>
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    <votingAuthority>
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      <None>13544</None>
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    <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>91324P102</cusip>
    <value>354</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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    <nameOfIssuer>VF CORP</nameOfIssuer>
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    <cusip>918204108</cusip>
    <value>303</value>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>91913Y100</cusip>
    <value>353</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4994</Sole>
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      <None>0</None>
    </votingAuthority>
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    <cusip>921937835</cusip>
    <value>18835</value>
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      <sshPrnamt>233223</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <None>0</None>
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    <titleOfClass>MUTUAL FUNDS/FIXED IN</titleOfClass>
    <cusip>921937835</cusip>
    <value>174</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2152</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>2152</Sole>
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    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>922908744</cusip>
    <value>5076</value>
    <shrsOrPrnAmt>
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      <Sole>62268</Sole>
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      <None>0</None>
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    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>922908744</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
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    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>922908769</cusip>
    <value>80405</value>
    <shrsOrPrnAmt>
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      <None>0</None>
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    <titleOfClass>MUTUAL FUNDS/EQUITY</titleOfClass>
    <cusip>922908769</cusip>
    <value>147</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1411</sshPrnamt>
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</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
