Deposits (Tables)

12 Months Ended

Dec. 31, 2016

The composition of deposits at December 31, 2016 and 2015 is as follows:



	December 31, 2016						December 31, 2015
	Balance		Average Balance		Average Rate		Balance		Average Balance		Average Rate
	(Dollars in Thousands)
Non-interest-bearing transaction accounts	$	252,638	$	246,182	—	%	$	231,199	$	211,945	—	%
Interest-bearing transaction accounts	183,992		169,571		0.27		165,921		125,558		0.24
Money market accounts	627,090		642,784		0.48		612,642		602,842		0.55
Certificates of deposit	58,454		65,608		0.90		79,986		106,177		0.78
Wholesale deposits	416,681		467,826		1.62		487,483		450,460		1.43
Total deposits	$	1,538,855	$	1,591,971	0.74		$	1,577,231	$	1,496,982	0.73

A summary of annual maturities of certificates of deposit outstanding and wholesale deposits at December 31, 2016 is as follows:



(In Thousands)
Maturities during the year ended December 31,
2017	$	145,615
2018	123,135
2019	68,089
2020	85,173
2021	21,476
Thereafter	31,647
	$	475,135