XML 52 R39.htm IDEA: XBRL DOCUMENT
v3.8.0.1

Stockholders' Equity and Regulatory Capital (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2017
Regulatory Capital Requirements [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The following table summarizes both the Corporation’s and Bank’s capital ratios and the ratios required by their federal regulators at December 31, 2017:
|  | Actual |  | Minimum Required for Capital Adequacy Purposes |  | For Capital Adequacy Purposes Plus Capital Conservation Buffer |  | Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
|  | (Dollars in Thousands)
As of December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 214,501 |  |  | 11.98 | % |  | $ | 143,219 |  |  | 8.00 | % |  | $ | 165,597 |  |  | 9.250 | % |  | N/A |  |  | N/A |
First Business Bank |  | 207,986 |  |  | 11.66 |  |  | 142,736 |  |  | 8.00 |  |  | 165,038 |  |  | 9.250 |  |  | $ | 178,420 |  |  | 10.00 | %
Tier 1 capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 169,176 |  |  | 9.45 |  |  | $ | 107,414 |  |  | 6.00 |  |  | $ | 129,792 |  |  | 7.250 | % |  | N/A |  |  | N/A |
First Business Bank |  | 186,374 |  |  | 10.45 |  |  | 107,052 |  |  | 6.00 |  |  | 129,354 |  |  | 7.250 |  |  | $ | 142,736 |  |  | 8.00 |
Common equity tier 1 capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 159,157 |  |  | 8.89 |  |  | $ | 80,561 |  |  | 4.50 |  |  | $ | 102,939 |  |  | 5.750 | % |  | N/A |  |  | N/A |
First Business Bank |  | 186,374 |  |  | 10.45 |  |  | 80,289 |  |  | 4.50 |  |  | 102,591 |  |  | 5.750 |  |  | $ | 115,973 |  |  | 6.50 |
Tier 1 leverage capital (to adjusted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 169,176 |  |  | 9.54 |  |  | $ | 70,920 |  |  | 4.00 |  |  | $ | 70,920 |  |  | 4.00 | % |  | N/A |  |  | N/A |
First Business Bank |  | 186,374 |  |  | 10.56 |  |  | 70,617 |  |  | 4.00 |  |  | 70,617 |  |  | 4.00 |  |  | $ | 88,272 |  |  | 5.00 |
The following table summarizes both the Corporation’s and the Corporation’s legacy bank charters’ ratios and the ratios required by their federal regulators at December 31, 2016:
|  | Actual |  | Minimum Required for Capital Adequacy Purposes |  | For Capital Adequacy Purposes Plus Capital Conservation Buffer |  | Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
|  | (Dollars in Thousands)
As of December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 204,117 |  |  | 11.74 | % |  | $ | 139,101 |  |  | 8.00 | % |  | $ | 149,968 |  |  | 8.625 | % |  | N/A |  |  | N/A |
First Business Bank |  | 147,811 |  |  | 11.55 |  |  | 102,362 |  |  | 8.00 |  |  | 110,360 |  |  | 8.625 |  |  | $ | 127,953 |  |  | 10.00 | %
First Business Bank – Milwaukee |  | 24,347 |  |  | 11.02 |  |  | 17,680 |  |  | 8.00 |  |  | 19,062 |  |  | 8.625 |  |  | 22,101 |  |  | 10.00 |
Alterra Bank |  | 31,699 |  |  | 13.27 |  |  | 19,106 |  |  | 8.00 |  |  | 20,599 |  |  | 8.625 |  |  | 23,882 |  |  | 10.00 |
Tier 1 capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 160,964 |  |  | 9.26 | % |  | $ | 104,326 |  |  | 6.00 | % |  | $ | 115,193 |  |  | 6.625 | % |  | N/A |  |  | N/A |
First Business Bank |  | 134,208 |  |  | 10.49 |  |  | 76,772 |  |  | 6.00 |  |  | 84,769 |  |  | 6.625 |  |  | $ | 102,362 |  |  | 8.00 | %
First Business Bank – Milwaukee |  | 22,323 |  |  | 10.10 |  |  | 13,260 |  |  | 6.00 |  |  | 14,642 |  |  | 6.625 |  |  | 17,680 |  |  | 8.00 |
Alterra Bank |  | 28,685 |  |  | 12.01 |  |  | 14,329 |  |  | 6.00 |  |  | 15,822 |  |  | 6.625 |  |  | 19,106 |  |  | 8.00 |
Common equity tier 1 capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 150,960 |  |  | 8.68 | % |  | $ | 78,244 |  |  | 4.50 | % |  | $ | 89,111 |  |  | 5.125 | % |  | N/A |  |  | N/A |
First Business Bank |  | 134,208 |  |  | 10.49 |  |  | 57,579 |  |  | 4.50 |  |  | 65,576 |  |  | 5.125 |  |  | $ | 83,170 |  |  | 6.50 | %
First Business Bank – Milwaukee |  | 22,323 |  |  | 10.10 |  |  | 9,945 |  |  | 4.50 |  |  | 11,327 |  |  | 5.125 |  |  | 14,365 |  |  | 6.50 |
Alterra Bank |  | 28,685 |  |  | 12.01 |  |  | 10,747 |  |  | 4.50 |  |  | 12,240 |  |  | 5.125 |  |  | 15,524 |  |  | 6.50 |
Tier 1 leverage capital (to adjusted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 160,964 |  |  | 9.07 | % |  | $ | 70,985 |  |  | 4.00 | % |  | $ | 70,985 |  |  | 4.00 | % |  | N/A |  |  | N/A |
First Business Bank |  | 134,208 |  |  | 10.40 |  |  | 51,600 |  |  | 4.00 |  |  | 51,600 |  |  | 4.00 |  |  | $ | 64,500 |  |  | 5.00 | %
First Business Bank – Milwaukee |  | 22,323 |  |  | 9.15 |  |  | 9,758 |  |  | 4.00 |  |  | 9,758 |  |  | 4.00 |  |  | 12,198 |  |  | 5.00 |
Alterra Bank |  | 28,685 |  |  | 10.58 |  |  | 10,842 |  |  | 4.00 |  |  | 10,842 |  |  | 4.00 |  |  | 13,552 |  |  | 5.00 |
Reconciliation of stockholders' equity to federal regulatory capital | The following table reconciles stockholders’ equity to federal regulatory capital at December 31, 2017 and 2016, respectively:
|  | As of December 31,
|  | 2017 |  | 2016
|  | (In Thousands)
Stockholders’ equity of the Corporation |  | $ | 169,278 |  |  | $ | 161,650 |
Net unrealized and accumulated losses on specific items |  | 1,238 |  |  | 522 |
Disallowed servicing assets |  | (848 | ) |  | (652 | )
Disallowed goodwill and other intangibles |  | (10,511 | ) |  | (10,560 | )
Junior subordinated notes |  | 10,019 |  |  | 10,004 |
Tier 1 capital |  | 169,176 |  |  | 160,964 |
Allowable general valuation allowances and subordinated debt |  | 45,325 |  |  | 43,153 |
Total capital |  | $ | 214,501 |  |  | $ | 204,117 |

X
- Definition [Table Text Block] for Reconciliation of stockholders' equity to federal regulatory capital [Table] + References No definition available. + Details
Name: | fbiz_ReconciliationOfStockholdersEquityToFederalRegulatoryCapitalTableTextBlock
Namespace Prefix: | fbiz_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_RegulatoryCapitalRequirementsAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=84167132&loc=d3e65071-112826 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1G -URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958577-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration