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Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2019
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following tables summarize the Bank’s capital ratios and the ratios required by its federal regulator:

 
 
As of September 30, 2019
 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
For Capital Adequacy Purposes Plus Capital Conservation Buffer
 
Minimum Required to Be Well
Capitalized Under Prompt Corrective Action Requirements
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
(Dollars in Thousands)
First Business Bank
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total capital
(to risk-weighted assets)
 
$
231,159

 
11.69
%
 
$
158,238

 
8.00
%
 
$
207,687

 
10.50
%
 
$
197,797

 
10.00
%
Tier 1 capital
(to risk-weighted assets)
 
209,346

 
10.58

 
118,678

 
6.00

 
168,127

 
8.50

 
158,238

 
8.00

Common equity tier 1 capital
(to risk-weighted assets)
 
209,346

 
10.58

 
89,009

 
4.50

 
138,458

 
7.00

 
128,568

 
6.50

Tier 1 leverage capital
(to adjusted assets)
 
209,346

 
10.10

 
82,907

 
4.00

 
82,907

 
4.00

 
103,633

 
5.00


 
 
As of December 31, 2018
 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
For Capital Adequacy Purposes Plus Capital Conservation Buffer
 
Minimum Required to Be Well
Capitalized Under Prompt Corrective Action Requirements
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
(Dollars in Thousands)
First Business Bank
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total capital
(to risk-weighted assets)
 
$
220,474

 
11.49
%
 
$
153,456

 
8.00
%
 
$
189,422

 
9.875
%
 
$
191,820

 
10.00
%
Tier 1 capital
(to risk-weighted assets)
 
197,093

 
10.27

 
115,092

 
6.00

 
151,058

 
7.875

 
153,456

 
8.00

Common equity tier 1 capital
(to risk-weighted assets)
 
197,093

 
10.27

 
86,319

 
4.50

 
122,285

 
6.375

 
124,683

 
6.50

Tier 1 leverage capital
(to adjusted assets)
 
197,093

 
10.20

 
77,301

 
4.00

 
77,301

 
4.00

 
96,626

 
5.00