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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Operating activities    
Net income $ 23,324 $ 16,303
Adjustments to reconcile net income to net cash provided by operating activities:    
Deferred income taxes, net (2,296) (432)
Impairment of Tax Credit Investments 4,094 2,083
Impairment of tax credit investments 3,600 1,633
Provision for loan and lease losses 2,085 5,492
SBA recourse provision 188 1,913
Depreciation, amortization and accretion, net 3,049 1,477
Share-based compensation 1,566 1,004
Net loss on sale of securities 46 4
Gain on sale of historic development entity state tax credit (413) 0
Increase in value of bank-owned life insurance policies (1,198) (1,191)
Origination of loans held-for-sale (61,348) (91,122)
Sale of loans originated for sale 62,889 89,480
Gain on sale of loans originated for sale (1,459) (1,451)
Net loss (gain) on foreclosed properties, including impairment valuation 224 367
Loan servicing right impairment valuation 25 69
Right-of-use asset impairment 299 0
Excess tax benefit from share-based compensation (102) (46)
Payments on operating lease liabilities (1,527) 0
Payments received on operating leases 9 0
Net increase in accrued interest receivable and other assets (15,159) (4,428)
Net increase in accrued interest payable and other liabilities 14,689 5,759
Net cash provided by operating activities 28,985 25,281
Investing activities    
Proceeds from maturities, redemptions and paydowns of available-for-sale securities 30,085 33,225
Proceeds from maturities, redemptions and paydowns of held-to-maturity securities 4,969 4,860
Proceeds from sale of available-for-sale securities 22,452 6,207
Purchases of available-for-sale securities (84,740) (52,763)
Purchases of held-to-maturity securities 0 (4,867)
Proceeds from sale of foreclosed properties 0 357
Net increase in loans and leases (100,444) (122,014)
Investments in limited partnerships (1,250) (188)
Returns of investments in limited partnerships 2,188 729
Investment in historic development entities (8,134) (905)
Distribution from historic development entities 0 69
Proceeds from sale of historic development entity state tax credit 4,340 0
Investment in Federal Home Loan Bank and Federal Reserve Bank Stock (5,943) (9,018)
Proceeds from the sale of Federal Home Loan Bank Stock 5,230 7,448
Purchases of leasehold improvements and equipment, net (225) (969)
Premium payment on bank owned life insurance policies (25) (24)
Net cash used in investing activities (131,497) (137,853)
Financing activities    
Net increase in deposits 75,080 60,968
Repayment of Federal Home Loan Bank advances (536,500) (804,100)
Proceeds from Federal Home Loan Bank advances 557,000 895,100
Proceeds from issuance of subordinated notes payable 15,000 0
Repayment of subordinated notes payable (15,000) 0
Net increase (decrease) in long-term borrowed funds (48) 60
Cash dividends paid (5,216) (4,916)
Purchase of treasury stock (7,248) (533)
Net cash provided by (used in) financing activities 83,068 146,579
Net increase (decrease) in cash and cash equivalents (19,444) 34,007
Cash and cash equivalents at the beginning of the period 86,546 52,539
Cash and cash equivalents at the end of the period 67,102 86,546
Supplementary cash flow information    
Interest paid on deposits and borrowings 32,999 22,332
Income taxes paid 1,294 1,055
Transfer of loans to foreclosed properties $ 596 $ 2,202