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Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2020

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following tables summarize both the Corporation’s and the Bank’s capital ratios and the ratios required by their federal regulators:



		As of March 31, 2020
		Actual							Minimum Required for Capital Adequacy Purposes							For Capital Adequacy Purposes Plus Capital Conservation Buffer							Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements
		Amount				Ratio			Amount				Ratio			Amount				Ratio			Amount			Ratio
		(Dollars in Thousands)
Total capital (to risk-weighted assets)
Consolidated		$	242,869			11.74	%		$	165,436			8.00	%		$	217,135			10.50	%		N/A			N/A
First Business Bank		234,506				11.41			164,397				8.00			215,771				10.50			205,496			10.00	%
Tier 1 capital (to risk-weighted assets)
Consolidated		$	195,318			9.45	%		$	124,077			6.00	%		$	175,776			8.50	%		N/A			N/A
First Business Bank		210,672				10.25			123,298				6.00			174,672				8.50			164,397			8.00
Common equity tier 1 capital (to risk-weighted assets)
Consolidated		$	185,267			8.96	%		$	93,058			4.50	%		$	144,756			7.00	%		N/A			N/A
First Business Bank		210,672				10.25			92,473				4.50			143,847				7.00			133,572			6.50
Tier 1 leverage capital (to adjusted assets)
Consolidated		$	195,318			9.33	%		$	83,754			4.00	%		$	83,754			4.00	%		N/A			N/A
First Business Bank		210,672				10.09			83,525				4.00			83,525				4.00			104,406			5.00



		As of December 31, 2019
		Actual							Minimum Required for Capital Adequacy Purposes							For Capital Adequacy Purposes Plus Capital Conservation Buffer							Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements
		Amount				Ratio			Amount				Ratio			Amount				Ratio			Amount			Ratio
		(Dollars in Thousands)
Total capital (to risk-weighted assets)
Consolidated		$	239,029			12.01	%		$	159,185			8.00	%		$	208,930			10.50	%		N/A			N/A
First Business Bank		233,181				11.79			158,177				8.00			207,607				10.50			197,721			10.00	%
Tier 1 capital (to risk-weighted assets)
Consolidated		$	194,456			9.77	%		$	119,388			6.00	%		$	169,134			8.50	%		N/A			N/A
First Business Bank		212,315				10.74			118,633				6.00			168,063				8.50			158,177			8.00
Common equity tier 1 capital (to risk-weighted assets)
Consolidated		$	184,409			9.27	%		$	89,541			4.50	%		$	139,286			7.00	%		N/A			N/A
First Business Bank		212,315				10.74			88,974				4.50			138,405				7.00			128,519			6.50
Tier 1 leverage capital (to adjusted assets)
Consolidated		$	194,456			9.27	%		$	83,950			4.00	%		$	83,950			4.00	%		N/A			N/A
First Business Bank		212,315				10.18			83,414				4.00			83,414				4.00			104,268			5.00