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Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2021

Financial instruments whose contract amounts represent potential credit risk were as follows:


	At December 31,
	2021		2020
	(In Thousands)
Commitments to extend credit, primarily commercial loans	$	768,442	$	654,093
Standby letters of credit	16,815		8,086

The summary of the activity in the SBA recourse reserve is as follows:


	As of and For the Year Ended December 31,
	2021		2020
	(In Thousands)
Balance at the beginning of the period	$	723	$	1,345
SBA recourse benefit	(76)		(278)
Charge-offs, net	(12)		(344)
Balance at the end of the period	$	635	$	723