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Regulatory Capital (Tables)

6 Months Ended

Jun. 30, 2022

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following tables summarize both the Corporation’s and the Bank’s capital ratios and the ratios required by their federal regulators:


						As of June 30, 2022
						Actual												Minimum Required for Capital Adequacy Purposes												For Capital Adequacy Purposes Plus Capital Conservation Buffer												Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements
						Amount						Ratio						Amount						Ratio						Amount						Ratio						Amount						Ratio
						(Dollars in Thousands)
Total capital (to risk-weighted assets)
Consolidated						$	309,573					11.56		%				$	214,312					8.00		%				$	281,285					10.50		%				N/A						N/A
First Business Bank						301,151						11.25						214,190						8.00						281,125						10.50						$	267,738					10.00		%
Tier 1 capital (to risk-weighted assets)
Consolidated						$	250,331					9.34		%				$	160,734					6.00		%				$	227,707					8.50		%				N/A						N/A
First Business Bank						276,184						10.32						160,643						6.00						227,577						8.50						$	214,190					8.00		%
Common equity tier 1 capital (to risk-weighted assets)
Consolidated						$	238,339					8.90		%				$	120,551					4.50		%				$	187,523					7.00		%				N/A						N/A
First Business Bank						276,184						10.32						120,482						4.50						187,417						7.00						$	174,030					6.50		%
Tier 1 leverage capital (to adjusted assets)
Consolidated						$	250,331					9.19		%				$	108,923					4.00		%				$	108,923					4.00		%				N/A						N/A
First Business Bank						276,184						10.15						108,823						4.00						108,823						4.00						$	136,029					5.00		%


						As of December 31, 2021
						Actual												Minimum Required for Capital Adequacy Purposes												For Capital Adequacy Purposes Plus Capital Conservation Buffer												Minimum Required to Be Well Capitalized Under Prompt Corrective Action Requirements
						Amount						Ratio						Amount						Ratio						Amount						Ratio						Amount						Ratio
						(Dollars in Thousands)
Total capital (to risk-weighted assets)
Consolidated						$	281,745					10.82		%				$	208,337					8.00		%				$	273,443					10.50		%				N/A						N/A
First Business Bank						280,448						10.78						208,142						8.00						273,187						10.50						$	260,178					10.00		%
Tier 1 capital (to risk-weighted assets)
Consolidated						$	232,795					8.94		%				$	156,253					6.00		%				$	221,358					8.50		%				N/A						N/A
First Business Bank						255,286						9.81						156,107						6.00						221,151						8.50						$	208,142					8.00		%
Common equity tier 1 capital (to risk-weighted assets)
Consolidated						$	222,719					8.55		%				$	117,190					4.50		%				$	182,295					7.00		%				N/A						N/A
First Business Bank						255,286						9.81						117,080						4.50						182,124						7.00						$	169,116					6.50		%
Tier 1 leverage capital (to adjusted assets)
Consolidated						$	232,795					8.94		%				$	104,145					4.00		%				$	104,145					4.00		%				N/A						N/A
First Business Bank						255,286						9.81						104,045						4.00						104,045						4.00						$	130,056					5.00		%