<SEC-DOCUMENT>0001521951-22-000059.txt : 20220802
<SEC-HEADER>0001521951-22-000059.hdr.sgml : 20220802
<ACCEPTANCE-DATETIME>20220802163735
ACCESSION NUMBER:		0001521951-22-000059
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20220630
FILED AS OF DATE:		20220802
DATE AS OF CHANGE:		20220802
EFFECTIVENESS DATE:		20220802

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST BUSINESS FINANCIAL SERVICES, INC.
		CENTRAL INDEX KEY:			0001521951
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				391576570
		STATE OF INCORPORATION:			WI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-15585
		FILM NUMBER:		221129287

	BUSINESS ADDRESS:	
		STREET 1:		401 CHARMANY DRIVE
		CITY:			MADISON
		STATE:			WI
		ZIP:			53719
		BUSINESS PHONE:		608-238-8008

	MAIL ADDRESS:	
		STREET 1:		401 CHARMANY DRIVE
		STREET 2:		PO BOX 44961
		CITY:			MADISON
		STATE:			WI
		ZIP:			53744

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	First Business Financial Services, Inc.
		DATE OF NAME CHANGE:	20110527
</SEC-HEADER>
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          <com:street2>PO Box 44961</com:street2>
          <com:city>MADISON</com:city>
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      <name>Brendan Freeman</name>
      <title>President, Private Wealth</title>
      <phone>608-232-5951</phone>
      <signature>/s/Brendan Freeman</signature>
      <city>Madison</city>
      <stateOrCountry>WI</stateOrCountry>
      <signatureDate>8-2-2022</signatureDate>
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      <Sole>1825</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Chevron Corp</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>166764100</cusip>
    <value>686</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4736</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1301</Sole>
      <Shared>0</Shared>
      <None>3435</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>17275R102</cusip>
    <value>1964</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46066</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>43087</Sole>
      <Shared>0</Shared>
      <None>2979</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Cintas Corporation</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>172908105</cusip>
    <value>225</value>
    <shrsOrPrnAmt>
      <sshPrnamt>602</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>602</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Citigroup Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>172967424</cusip>
    <value>769</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16713</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>15213</Sole>
      <Shared>0</Shared>
      <None>1500</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Coca-Cola Co</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>191216100</cusip>
    <value>2447</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38904</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12854</Sole>
      <Shared>0</Shared>
      <None>26050</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Corning Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>219350105</cusip>
    <value>359</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11406</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11406</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>22160K105</cusip>
    <value>1377</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2873</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2873</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Danaher Corp</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>235851102</cusip>
    <value>213</value>
    <shrsOrPrnAmt>
      <sshPrnamt>841</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>841</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Darden Restaurants Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>237194105</cusip>
    <value>832</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7351</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7351</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Devon Energy Corp New</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>25179M103</cusip>
    <value>819</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14870</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14870</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Walt Disney Company</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>254687106</cusip>
    <value>1434</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15187</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>15187</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Goedecker Inc.</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>28252C109</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Electronic Arts Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>285512109</cusip>
    <value>1245</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10233</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10233</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Essential Utilities, Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>29670G102</cusip>
    <value>1193</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26024</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>26024</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Expedia Group Inc New</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>30212P303</cusip>
    <value>649</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6839</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6839</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>30231G102</cusip>
    <value>1132</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13223</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10837</Sole>
      <Shared>0</Shared>
      <None>2386</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Meta Platforms Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>30303M102</cusip>
    <value>293</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1815</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1392</Sole>
      <Shared>0</Shared>
      <None>423</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fidelity National Information</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>31620M106</cusip>
    <value>1299</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14171</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5284</Sole>
      <Shared>0</Shared>
      <None>8887</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Business Financial Servi</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>319390100</cusip>
    <value>11071</value>
    <shrsOrPrnAmt>
      <sshPrnamt>354963</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>354963</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fiserv Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>337738108</cusip>
    <value>5706</value>
    <shrsOrPrnAmt>
      <sshPrnamt>64129</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1185</Sole>
      <Shared>0</Shared>
      <None>62944</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Arthur J. Gallagher &amp; Co</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>363576109</cusip>
    <value>208</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1276</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1276</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Generac Holdings Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>368736104</cusip>
    <value>380</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1804</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1804</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>General Dynamics Corp</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>369550108</cusip>
    <value>1077</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4866</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4866</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Home Depot Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>437076102</cusip>
    <value>1632</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5952</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5622</Sole>
      <Shared>0</Shared>
      <None>330</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Intel Corp</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>458140100</cusip>
    <value>765</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20452</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18802</Sole>
      <Shared>0</Shared>
      <None>1650</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Intercontinental Exchange Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>45866F104</cusip>
    <value>1037</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11024</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10774</Sole>
      <Shared>0</Shared>
      <None>250</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>International Business Machine</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>459200101</cusip>
    <value>244</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1728</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1353</Sole>
      <Shared>0</Shared>
      <None>375</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Intuitive Surgical Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>46120E602</cusip>
    <value>285</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1419</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1419</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Invesco S &amp; P 500 Equal Weight</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>46137V357</cusip>
    <value>335</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2498</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2498</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Select Dividend</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464287168</cusip>
    <value>356</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3022</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3022</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares S&amp;P 500 Core</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464287200</cusip>
    <value>2120</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5591</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5591</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Core US Aggregate Bond</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464287226</cusip>
    <value>53918</value>
    <shrsOrPrnAmt>
      <sshPrnamt>530269</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>530269</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Core S&amp;P Mid-Cap ETF</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464287507</cusip>
    <value>34289</value>
    <shrsOrPrnAmt>
      <sshPrnamt>151569</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>151569</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Russell 1000 Value ETF</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464287598</cusip>
    <value>41473</value>
    <shrsOrPrnAmt>
      <sshPrnamt>286078</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>286078</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Russell 1000 Growth ET</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464287614</cusip>
    <value>47565</value>
    <shrsOrPrnAmt>
      <sshPrnamt>217489</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>217489</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Russell 1000 ETF</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464287622</cusip>
    <value>1176</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5658</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5658</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Russell 2000 Value</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464287630</cusip>
    <value>635</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4662</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4662</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Russell 2000 Growth</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464287648</cusip>
    <value>650</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3152</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3152</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Russell 2000</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464287655</cusip>
    <value>1051</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6206</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6206</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464287804</cusip>
    <value>52060</value>
    <shrsOrPrnAmt>
      <sshPrnamt>563358</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>563358</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares MSCI ACWI ex US</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>464288240</cusip>
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    <cusip>464288414</cusip>
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    <nameOfIssuer>iShares Edge MSCI Min Vol USA</nameOfIssuer>
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    <cusip>46429B697</cusip>
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    <nameOfIssuer>iShares Edge MSCI USA Momentum</nameOfIssuer>
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    <cusip>46432F396</cusip>
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    <nameOfIssuer>iShares Core MSCI EAFE ETF</nameOfIssuer>
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    <cusip>46432F842</cusip>
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    <nameOfIssuer>iShares Core Dividend Growth</nameOfIssuer>
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    <cusip>46434V621</cusip>
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    <cusip>46625H100</cusip>
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    <nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
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    <cusip>478160104</cusip>
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    <cusip>494368103</cusip>
    <value>312</value>
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      <Sole>1908</Sole>
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    <nameOfIssuer>Kroger Co</nameOfIssuer>
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    <cusip>501044101</cusip>
    <value>908</value>
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    <nameOfIssuer>Lam Research Corporation</nameOfIssuer>
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    <cusip>512807108</cusip>
    <value>1261</value>
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      <Sole>2958</Sole>
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      <None>0</None>
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    <nameOfIssuer>Lilly Eli  Co</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>532457108</cusip>
    <value>1799</value>
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      <sshPrnamt>5550</sshPrnamt>
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    <nameOfIssuer>Lowe's Companies Inc</nameOfIssuer>
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    <cusip>548661107</cusip>
    <value>1336</value>
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    <nameOfIssuer>MGE Energy Inc</nameOfIssuer>
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    <cusip>55277P104</cusip>
    <value>561</value>
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    <nameOfIssuer>Mastercard Inc Cl A</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>57636Q104</cusip>
    <value>480</value>
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      <sshPrnamt>1522</sshPrnamt>
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    <votingAuthority>
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    <nameOfIssuer>McDonald's Corp</nameOfIssuer>
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    <cusip>580135101</cusip>
    <value>1909</value>
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    <votingAuthority>
      <Sole>6613</Sole>
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      <None>1121</None>
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    <nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
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    <cusip>58933Y105</cusip>
    <value>1646</value>
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      <sshPrnamt>18057</sshPrnamt>
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    <votingAuthority>
      <Sole>17594</Sole>
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      <None>463</None>
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    <titleOfClass>Common</titleOfClass>
    <cusip>594918104</cusip>
    <value>3584</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>12062</Sole>
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      <None>1893</None>
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    <nameOfIssuer>Microchip Technology Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>595017104</cusip>
    <value>218</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3746</sshPrnamt>
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    <votingAuthority>
      <Sole>3746</Sole>
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    <nameOfIssuer>Micron Technology Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>595112103</cusip>
    <value>897</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>16228</Sole>
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    <nameOfIssuer>Mondelez Intl Inc Class A</nameOfIssuer>
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    <cusip>609207105</cusip>
    <value>802</value>
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    <votingAuthority>
      <Sole>1747</Sole>
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      <None>11164</None>
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    <nameOfIssuer>NMI Holdings Inc Cl A</nameOfIssuer>
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    <cusip>629209305</cusip>
    <value>193</value>
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    <nameOfIssuer>Nextera Energy Inc</nameOfIssuer>
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    <cusip>65339F101</cusip>
    <value>348</value>
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    <votingAuthority>
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    <nameOfIssuer>Nice Ltd Sponsored ADR</nameOfIssuer>
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    <cusip>653656108</cusip>
    <value>522</value>
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      <sshPrnamt>2713</sshPrnamt>
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    <value>558</value>
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    <cusip>67066G104</cusip>
    <value>637</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
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    <nameOfIssuer>PNC Financial Services Group I</nameOfIssuer>
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    <cusip>693475105</cusip>
    <value>407</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2580</sshPrnamt>
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      <None>1868</None>
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    <cusip>69608A108</cusip>
    <value>98</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10811</sshPrnamt>
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    <votingAuthority>
      <Sole>10811</Sole>
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    <nameOfIssuer>Paychex Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>704326107</cusip>
    <value>1278</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11222</sshPrnamt>
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    <votingAuthority>
      <Sole>11222</Sole>
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      <None>0</None>
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    <nameOfIssuer>Paypal Hldgs Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>70450Y103</cusip>
    <value>318</value>
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      <sshPrnamt>4560</sshPrnamt>
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    <votingAuthority>
      <Sole>4560</Sole>
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    <nameOfIssuer>Pepsico Inc</nameOfIssuer>
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    <cusip>713448108</cusip>
    <value>2915</value>
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      <None>1098</None>
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    <cusip>717081103</cusip>
    <value>462</value>
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      <Sole>8504</Sole>
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      <None>300</None>
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    <nameOfIssuer>Philip Morris International In</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>718172109</cusip>
    <value>1192</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12068</sshPrnamt>
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    <votingAuthority>
      <Sole>2680</Sole>
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      <None>9388</None>
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    <nameOfIssuer>Procter &amp; Gamble Co</nameOfIssuer>
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    <cusip>742718109</cusip>
    <value>1552</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10791</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9791</Sole>
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      <None>1000</None>
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    <nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
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    <cusip>744320102</cusip>
    <value>1495</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15628</sshPrnamt>
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    <votingAuthority>
      <Sole>15628</Sole>
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      <None>0</None>
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    <nameOfIssuer>Qualcomm Inc</nameOfIssuer>
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    <cusip>747525103</cusip>
    <value>1180</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9239</sshPrnamt>
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    <votingAuthority>
      <Sole>9239</Sole>
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      <None>0</None>
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    <nameOfIssuer>Quanta Services Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>74762E102</cusip>
    <value>961</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7668</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>7668</Sole>
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      <None>0</None>
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    <nameOfIssuer>Republic Services Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>760759100</cusip>
    <value>1342</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10253</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10253</Sole>
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      <None>0</None>
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    <nameOfIssuer>Rio Tinto PLC Sponsored ADR</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>767204100</cusip>
    <value>1080</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17711</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17711</Sole>
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      <None>0</None>
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    <nameOfIssuer>T Rowe Price Tax Free Intermed</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>779576305</cusip>
    <value>200</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21482</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21482</Sole>
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      <None>0</None>
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    <nameOfIssuer>Shell Plc ADR</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>780259305</cusip>
    <value>574</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10974</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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    <titleOfClass>Common</titleOfClass>
    <cusip>78462F103</cusip>
    <value>16953</value>
    <shrsOrPrnAmt>
      <sshPrnamt>44938</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>44938</Sole>
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      <None>0</None>
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    <nameOfIssuer>Spdr Gold Trust Shs</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>78463V107</cusip>
    <value>354</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2100</sshPrnamt>
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    <votingAuthority>
      <Sole>2100</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDRA S&amp;P MidCap 400 ETF</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>712</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1723</sshPrnamt>
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    <votingAuthority>
      <Sole>1723</Sole>
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      <None>0</None>
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    <nameOfIssuer>Schlumberger Ltd</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>806857108</cusip>
    <value>410</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11467</sshPrnamt>
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    <votingAuthority>
      <Sole>11467</Sole>
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      <None>0</None>
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    <nameOfIssuer>The Charles Schwab Corp</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>808513105</cusip>
    <value>209</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>3315</Sole>
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      <None>0</None>
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    <nameOfIssuer>Consumer Discr Select Sect SPD</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>81369Y407</cusip>
    <value>777</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5651</sshPrnamt>
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    <votingAuthority>
      <Sole>5651</Sole>
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      <None>0</None>
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    <nameOfIssuer>Energy Select Sector SPDR ETF</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>81369Y506</cusip>
    <value>1939</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27122</sshPrnamt>
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    <votingAuthority>
      <Sole>27122</Sole>
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    <nameOfIssuer>Financial Select Sector SPDR E</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>81369Y605</cusip>
    <value>920</value>
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      <sshPrnamt>29239</sshPrnamt>
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    <votingAuthority>
      <Sole>29239</Sole>
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      <None>0</None>
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    <nameOfIssuer>Industrials Select Sector SPDR</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>81369Y704</cusip>
    <value>1880</value>
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      <sshPrnamt>21526</sshPrnamt>
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    <votingAuthority>
      <Sole>21526</Sole>
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      <None>0</None>
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    <nameOfIssuer>Technology Select Sector SPDR</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>81369Y803</cusip>
    <value>1702</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13385</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13385</Sole>
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      <None>0</None>
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    <nameOfIssuer>Communication Sector Select SP</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>81369Y852</cusip>
    <value>383</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7057</sshPrnamt>
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    <votingAuthority>
      <Sole>7057</Sole>
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      <None>0</None>
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    <nameOfIssuer>Sirius Xm Hldgs Inc Com</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>82968B103</cusip>
    <value>61</value>
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      <sshPrnamt>10000</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
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      <None>10000</None>
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    <nameOfIssuer>Stryker Corp</nameOfIssuer>
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    <cusip>863667101</cusip>
    <value>1050</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5279</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5279</Sole>
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      <None>0</None>
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    <nameOfIssuer>TJX Companies Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>872540109</cusip>
    <value>1048</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18772</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18772</Sole>
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      <None>0</None>
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    <nameOfIssuer>T Mobile US Inc</nameOfIssuer>
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    <cusip>872590104</cusip>
    <value>1489</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11064</sshPrnamt>
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    <votingAuthority>
      <Sole>11064</Sole>
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      <None>0</None>
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    <nameOfIssuer>Tesla Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>88160R101</cusip>
    <value>226</value>
    <shrsOrPrnAmt>
      <sshPrnamt>336</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>336</Sole>
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      <None>0</None>
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    <nameOfIssuer>Tetra Tech Inc New</nameOfIssuer>
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    <cusip>88162G103</cusip>
    <value>639</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>4676</Sole>
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    <nameOfIssuer>Texas Instruments Inc</nameOfIssuer>
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    <cusip>882508104</cusip>
    <value>1527</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>9940</Sole>
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    <nameOfIssuer>Thomson Reuters Corp</nameOfIssuer>
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    <cusip>884903709</cusip>
    <value>582</value>
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      <Sole>5581</Sole>
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    <nameOfIssuer>Transdigm Group Inc</nameOfIssuer>
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    <cusip>893641100</cusip>
    <value>348</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>648</Sole>
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    <nameOfIssuer>US Bancorp</nameOfIssuer>
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    <cusip>907818108</cusip>
    <value>403</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>UnitedHealth Group Inc</nameOfIssuer>
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    <cusip>91324P102</cusip>
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    <nameOfIssuer>Vanguard FTSE Developed Market</nameOfIssuer>
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    <cusip>921943858</cusip>
    <value>214</value>
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    <nameOfIssuer>Vanguard Communication SVCS ET</nameOfIssuer>
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    <nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer>
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    <cusip>922908553</cusip>
    <value>21247</value>
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    <value>877</value>
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    <nameOfIssuer>Vanguard Index Growth</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>922908736</cusip>
    <value>335</value>
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    <nameOfIssuer>Vanguard Index Value</nameOfIssuer>
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    <cusip>922908744</cusip>
    <value>345</value>
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      <sshPrnamt>2614</sshPrnamt>
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    <nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
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    <cusip>922908751</cusip>
    <value>1010</value>
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    <nameOfIssuer>Vanguard Total Stock Market ET</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>922908769</cusip>
    <value>171432</value>
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    <cusip>92343V104</cusip>
    <value>235</value>
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      <None>783</None>
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    <nameOfIssuer>Visa Inc</nameOfIssuer>
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    <value>828</value>
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    <cusip>931142103</cusip>
    <value>284</value>
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    <nameOfIssuer>Waste Mgmt Inc Del</nameOfIssuer>
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    <cusip>94106L109</cusip>
    <value>229</value>
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      <sshPrnamt>1495</sshPrnamt>
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      <Sole>1495</Sole>
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    <nameOfIssuer>Western Digital Corp</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>958102105</cusip>
    <value>272</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6074</sshPrnamt>
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    <votingAuthority>
      <Sole>6074</Sole>
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    <nameOfIssuer>Weyco Group Inc</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>962149100</cusip>
    <value>241</value>
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      <sshPrnamt>9852</sshPrnamt>
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      <None>9852</None>
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  <infoTable>
    <nameOfIssuer>Xcel Energy Inc.</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>98389B100</cusip>
    <value>321</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4541</sshPrnamt>
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    <votingAuthority>
      <Sole>4404</Sole>
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      <None>137</None>
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  <infoTable>
    <nameOfIssuer>Amdocs Ltd ADR</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>G02602103</cusip>
    <value>586</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7038</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7038</Sole>
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  <infoTable>
    <nameOfIssuer>Aon PLC Shs Cl A</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>G0403H108</cusip>
    <value>518</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1921</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1921</Sole>
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  <infoTable>
    <nameOfIssuer>Accenture PLC</nameOfIssuer>
    <titleOfClass>Common</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>520</value>
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</informationTable>
</XML>
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</DOCUMENT>
</SEC-DOCUMENT>
