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Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2023

Financial instruments whose contract amounts represent potential credit risk were as follows:


	At December 31,
	2023		2022
	(In Thousands)
Commitments to extend credit, primarily commercial loans	$	1,198,031	$	913,042
Standby letters of credit	17,938		15,013

The summary of the activity in the SBA recourse reserve is as follows:


	As of and For the Year Ended December 31,
	2023		2022
	(In Thousands)
Balance at the beginning of the period	$	441	$	635
SBA recourse provision (benefit)	775		(188)
Charge-offs, net	(261)		(6)
Balance at the end of the period	$	955	$	441