XML 64 R58.htm IDEA: XBRL DOCUMENT
v3.24.2

Loans, Lease Receivables, and Allowance for Credit Losses - Summary of Activity in Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance | $ 34,629 | $ 27,550 | $ 32,997 | $ 24,230 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 33,088 | 28,115 | 33,088 | 28,115 | $ 31,275
Charge-offs | (1,583) | (329) | (2,504) | (495) |
Recoveries | 191 | 245 | 418 | 351 |
Net recoveries (charge offs) | (1,392) | (84) | (2,086) | (144) |
Provision for credit losses | 1,713 | 2,231 | 4,039 | 3,793 |
Ending balance | 34,950 | 29,697 | 34,950 | 29,697 |
Allowance for credit losses on unfunded credit commitments | 1,862 | 1,582 | 1,862 | 1,582 |
Impact of adopting ASC 326 |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance |  |  |  | 1,818 |
Commercial Real Estate | Owner Occupied |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance | 1,576 | 1,656 | 1,540 | 1,766 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 1,519 | 1,703 | 1,519 | 1,703 | 1,525
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 2 | 1 | 2 |
Net recoveries (charge offs) | 0 | 2 | 1 | 2 |
Provision for credit losses | (45) | 63 | (10) | 157 |
Ending balance | 1,531 | 1,721 | 1,531 | 1,721 |
Allowance for credit losses on unfunded credit commitments | 12 | 18 | 12 | 18 |
Commercial Real Estate | Owner Occupied | Impact of adopting ASC 326 |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance |  |  |  | (204) |
Commercial Real Estate | Non-owner Occupied |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance | 6,202 | 4,966 | 5,636 | 5,108 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 6,374 | 5,182 | 6,374 | 5,182 | 5,596
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 1 |
Net recoveries (charge offs) | 0 | 0 | 0 | 1 |
Provision for credit losses | 213 | 275 | 779 | 374 |
Ending balance | 6,415 | 5,241 | 6,415 | 5,241 |
Allowance for credit losses on unfunded credit commitments | 41 | 59 | 41 | 59 |
Commercial Real Estate | Non-owner Occupied | Impact of adopting ASC 326 |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance |  |  |  | (242) |
Commercial Real Estate | Construction |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance | 2,537 | 2,287 | 2,125 | 1,646 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 1,963 | 1,483 | 1,963 | 1,483 | 1,244
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net recoveries (charge offs) | 0 | 0 | 0 | 0 |
Provision for credit losses | 508 | 6 | 920 | (149) |
Ending balance | 3,045 | 2,293 | 3,045 | 2,293 |
Allowance for credit losses on unfunded credit commitments | 1,082 | 810 | 1,082 | 810 |
Commercial Real Estate | Construction | Impact of adopting ASC 326 |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance |  |  |  | 796 |
Commercial Real Estate | Multi-family |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance | 3,599 | 2,901 | 3,571 | 2,634 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 3,723 | 3,414 | 3,723 | 3,414 | 3,562
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net recoveries (charge offs) | 0 | 0 | 0 | 0 |
Provision for credit losses | 153 | 525 | 181 | 1,178 |
Ending balance | 3,752 | 3,426 | 3,752 | 3,426 |
Allowance for credit losses on unfunded credit commitments | 29 | 12 | 29 | 12 |
Commercial Real Estate | Multi-family | Impact of adopting ASC 326 |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance |  |  |  | (386) |
Commercial Real Estate | 1-4 Family |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance | 312 | 221 | 266 | 207 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 425 | 228 | 425 | 228 | 243
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 5 | 21 | 115 | 21 |
Net recoveries (charge offs) | 5 | 21 | 115 | 21 |
Provision for credit losses | 144 | 7 | 80 | 66 |
Ending balance | 461 | 249 | 461 | 249 |
Allowance for credit losses on unfunded credit commitments | 36 | 21 | 36 | 21 |
Commercial Real Estate | 1-4 Family | Impact of adopting ASC 326 |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance |  |  |  | (45) |
Commercial and Industrial |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance | 19,914 | 14,905 | 19,408 | 12,403 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 18,671 | 15,624 | 18,671 | 15,624 | 18,710
Charge-offs | (1,583) | (329) | (2,482) | (495) |
Recoveries | 165 | 220 | 281 | 314 |
Net recoveries (charge offs) | (1,418) | (109) | (2,201) | (181) |
Provision for credit losses | 784 | 1,427 | 2,073 | 2,128 |
Ending balance | 19,280 | 16,223 | 19,280 | 16,223 |
Allowance for credit losses on unfunded credit commitments | 609 | 599 | 609 | 599 |
Commercial and Industrial | Impact of adopting ASC 326 |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance |  |  |  | 1,873 |
Consumer and Other |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance | 489 | 614 | 451 | 466 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 413 | 481 | 413 | 481 | $ 395
Charge-offs | 0 | 0 | (22) | 0 |
Recoveries | 21 | 2 | 21 | 13 |
Net recoveries (charge offs) | 21 | 2 | (1) | 13 |
Provision for credit losses | (44) | (72) | 16 | 39 |
Ending balance | 466 | 544 | 466 | 544 |
Allowance for credit losses on unfunded credit commitments | $ 53 | $ 63 | $ 53 | 63 |
Consumer and Other | Impact of adopting ASC 326 |  |  |  |  |
Allowance for credit losses roll-forward |  |  |  |  |
Beginning balance |  |  |  | $ 26 |

X
- Definition Financing receivable allowance for credit losses including unfunded credit commitments. + References No definition available. + Details
Name: | fbiz_FinancingReceivableAllowanceForCreditLossesIncludingUnfundedCreditCommitments
Namespace Prefix: | fbiz_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount, after recovery, of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (4) -Publisher SEC + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffAfterRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-2 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 460 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482454/460-10-45-1 + Details
Name: | us-gaap_OffBalanceSheetCreditLossLiability
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbiz_OwnerOccupiedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbiz_NonOwnerOccupiedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbiz_MultiFamilyLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbiz_OneToFourFamilyLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fbiz_CommercialandIndustrialLoansandLeasesReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fbiz_ConsumerAndOtherLoansReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |