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Commitments and Contingencies (Tables)
 12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Lending Related And Other Commitments

Financial instruments whose contract amounts represent potential credit risk were as follows:

 

 

 

At December 31,

 

 

 

2024

 

 

2023

 

 

 

(In Thousands)

 

Commitments to extend credit, primarily commercial loans

 

$

1,046,598

 

 

$

1,198,031

 

Standby letters of credit

 

 

17,276

 

 

 

17,938

 
Summary of SBA Recourse Reserve

The summary of the activity in the SBA recourse reserve is as follows:

 

 

 

As of and for the Year Ended December 31,

 

 

 

2024

 

 

2023

 

 

 

(In Thousands)

 

Balance at the beginning of the period

 

$

955

 

 

$

441

 

SBA recourse

 

 

(104

)

 

 

775

 

Charge-offs, net

 

 

(206

)

 

 

(261

)

Balance at the end of the period

 

$

645

 

 

$

955