2024

2023

Fourth
Quarter

Third
Quarter

Second
Quarter

First
Quarter

Fourth
Quarter

Third
Quarter

Second
Quarter

First
Quarter

(Dollars in Thousands, Except Per Share Data)

Interest income

$

60,110

$

59,327

$

57,910

$

55,783

$

54,762

$

50,941

$

47,161

$

42,064

Interest expense

26,962

28,320

27,370

26,272

25,222

22,345

19,414

15,359

Net interest income

33,148

31,007

30,540

29,511

29,540

28,596

27,747

26,705

Provision for credit losses

2,701

2,087

1,713

2,326

2,573

1,817

2,231

1,561

Non-interest income

8,005

7,064

7,425

6,757

7,094

8,430

7,374

8,410

Non-interest expense

23,152

23,107

23,879

23,342

21,588

23,189

22,031

21,767

Income before income tax
   expense

15,300

12,877

12,373

10,600

12,473

12,020

10,859

11,787

Income tax expense

885

2,351

1,917

1,752

2,703

2,079

2,522

2,808

Net income

14,415

10,526

10,456

8,848

9,770

9,941

8,337

8,979

Preferred stock dividend

Income available to common
   shareholders

$

14,196

$

10,308

$

10,237

$

8,629

$

9,551

$

9,723

$

8,118

$

8,760

Per common share:

Basic earnings

$

1.71

$

1.24

$

1.23

$

1.04

$

1.15

$

1.17

$

0.98

$

1.05

Diluted earnings

1.71

1.24

1.23

1.04

1.15

1.17

0.98

1.05

Dividends declared

0.25

0.25

0.25

0.25

0.2275

0.2275

0.2275

0.2275