XML 89 R78.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans, Lease Receivables, and Allowance for Credit Losses - Summary of Activity in Allowance for Credit Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2024
Sep. 30, 2024
Jun. 30, 2024
Mar. 31, 2024
Dec. 31, 2023
Sep. 30, 2023
Jun. 30, 2023
Mar. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Allowance for credit losses roll-forward                      
Beginning balance       $ 32,997       $ 24,230 $ 32,997 $ 24,230  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance       31,275       24,230 31,275 24,230 $ 24,336
Charge-offs                 (5,255) (1,781) (979)
Recoveries                 699 548 4,741
Net recoveries (charge offs)                 (4,556) (1,233) 3,762
Provision for credit losses $ 2,701 $ 2,087 $ 1,713 2,326 $ 2,573 $ 1,817 $ 2,231 1,561 8,827 8,182 (3,868)
Ending balance 37,268       32,997       37,268 32,997 24,230
Allowance for credit losses on unfunded credit commitments 1,483       1,722       1,483 1,722  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 35,785       31,275       35,785 31,275 24,230
Impact of adopting ASC 326                      
Allowance for credit losses roll-forward                      
Beginning balance               1,818   1,818  
Ending balance                     1,818
Commercial Real Estate                      
Allowance for credit losses roll-forward                      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance               12,560   12,560 15,110
Charge-offs                     0
Recoveries                     4,262
Net recoveries (charge offs)                     4,262
Provision for credit losses                     (6,812)
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance                     12,560
Commercial Real Estate | Owner Occupied                      
Allowance for credit losses roll-forward                      
Beginning balance       1,540       1,766 1,540 1,766  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance       1,525         1,525    
Charge-offs                 0 0  
Recoveries                 5 9  
Net recoveries (charge offs)                 5 9  
Provision for credit losses                 84 (31)  
Ending balance 1,629       1,540       1,629 1,540 1,766
Allowance for credit losses on unfunded credit commitments 14       15       14 15  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 1,615       1,525       1,615 1,525  
Commercial Real Estate | Owner Occupied | Impact of adopting ASC 326                      
Allowance for credit losses roll-forward                      
Beginning balance               (204)   (204)  
Ending balance                     (204)
Commercial Real Estate | Non-owner Occupied                      
Allowance for credit losses roll-forward                      
Beginning balance       5,636       5,108 5,636 5,108  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance       5,596         5,596    
Charge-offs                 0 0  
Recoveries                 0 1  
Net recoveries (charge offs)                 0 1  
Provision for credit losses                 256 769  
Ending balance 5,892       5,636       5,892 5,636 5,108
Allowance for credit losses on unfunded credit commitments 49       40       49 40  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 5,843       5,596       5,843 5,596  
Commercial Real Estate | Non-owner Occupied | Impact of adopting ASC 326                      
Allowance for credit losses roll-forward                      
Beginning balance               (242)   (242)  
Ending balance                     (242)
Commercial Real Estate | Construction                      
Allowance for credit losses roll-forward                      
Beginning balance       2,125       1,646 2,125 1,646  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance       1,244         1,244    
Charge-offs                 0 0  
Recoveries                 0 0  
Net recoveries (charge offs)                 0 0  
Provision for credit losses                 701 (317)  
Ending balance 2,826       2,125       2,826 2,125 1,646
Allowance for credit losses on unfunded credit commitments 804       881       804 881  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 2,022       1,244       2,022 1,244  
Commercial Real Estate | Construction | Impact of adopting ASC 326                      
Allowance for credit losses roll-forward                      
Beginning balance               796   796  
Ending balance                     796
Commercial Real Estate | Multi-family                      
Allowance for credit losses roll-forward                      
Beginning balance       3,571       2,634 3,571 2,634  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance       3,562         3,562    
Charge-offs                 0 0  
Recoveries                 0 0  
Net recoveries (charge offs)                 0 0  
Provision for credit losses                 1,042 1,323  
Ending balance 4,613       3,571       4,613 3,571 2,634
Allowance for credit losses on unfunded credit commitments 16       9       16 9  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 4,597       3,562       4,597 3,562  
Commercial Real Estate | Multi-family | Impact of adopting ASC 326                      
Allowance for credit losses roll-forward                      
Beginning balance               (386)   (386)  
Ending balance                     (386)
Commercial Real Estate | 1-4 Family                      
Allowance for credit losses roll-forward                      
Beginning balance       266       207 266 207  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance       243         243    
Charge-offs                 0 0  
Recoveries                 132 40  
Net recoveries (charge offs)                 132 40  
Provision for credit losses                 125 64  
Ending balance 523       266       523 266 207
Allowance for credit losses on unfunded credit commitments 31       23       31 23  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 492       243       492 243  
Commercial Real Estate | 1-4 Family | Impact of adopting ASC 326                      
Allowance for credit losses roll-forward                      
Beginning balance               (45)   (45)  
Ending balance                     (45)
Commercial and Industrial                      
Allowance for credit losses roll-forward                      
Beginning balance       19,408       12,403 19,408 12,403  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance       18,710       11,128 18,710 11,128 8,413
Charge-offs                 (5,233) (1,781) (958)
Recoveries                 541 478 437
Net recoveries (charge offs)                 (4,692) (1,303) (521)
Provision for credit losses                 6,754 6,435 3,236
Ending balance 21,470       19,408       21,470 19,408 12,403
Allowance for credit losses on unfunded credit commitments 536       698       536 698  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 20,934       18,710       20,934 18,710 11,128
Commercial and Industrial | Impact of adopting ASC 326                      
Allowance for credit losses roll-forward                      
Beginning balance               1,873   1,873  
Ending balance                     1,873
Consumer and Other                      
Allowance for credit losses roll-forward                      
Beginning balance       451       466 451 466  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance       $ 395       542 395 542 813
Charge-offs                 (22) 0 (21)
Recoveries                 21 20 42
Net recoveries (charge offs)                 (1) 20 21
Provision for credit losses                 (135) (61) (292)
Ending balance 315       451       315 451 466
Allowance for credit losses on unfunded credit commitments 33       56       33 56  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance $ 282       $ 395       $ 282 395 542
Consumer and Other | Impact of adopting ASC 326                      
Allowance for credit losses roll-forward                      
Beginning balance               $ 26   $ 26  
Ending balance                     $ 26