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v3.25.1

Loans, Lease Receivables, and Allowance for Credit Losses - Summary of Activity in Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended |
--- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Dec. 31, 2024
Allowance for credit losses roll-forward |  |  |
Beginning balance | $ 37,268 | $ 32,997 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 35,236 | 32,799 | $ 35,785
Charge-offs | (3,810) | (921) |
Recoveries | 398 | 227 |
Net recoveries (charge offs) | (3,412) | (694) |
Provision for credit losses | 2,659 | 2,326 |
Ending balance | 36,515 | 34,629 |
Allowance for credit losses on unfunded credit commitments | 1,279 | 1,830 |
Commercial Real Estate | Owner Occupied |  |  |
Allowance for credit losses roll-forward |  |  |
Beginning balance | 1,629 | 1,540 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 1,667 | 1,562 | 1,615
Charge-offs | 0 | 0 |
Recoveries | 2 | 1 |
Net recoveries (charge offs) | 2 | 1 |
Provision for credit losses | 51 | 35 |
Ending balance | 1,682 | 1,576 |
Allowance for credit losses on unfunded credit commitments | 15 | 14 |
Commercial Real Estate | Non-owner Occupied |  |  |
Allowance for credit losses roll-forward |  |  |
Beginning balance | 5,892 | 5,636 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 5,961 | 6,164 | 5,843
Charge-offs | 0 | 0 |
Recoveries | 0 | 0 |
Net recoveries (charge offs) | 0 | 0 |
Provision for credit losses | 125 | 566 |
Ending balance | 6,017 | 6,202 |
Allowance for credit losses on unfunded credit commitments | 56 | 38 |
Commercial Real Estate | Construction |  |  |
Allowance for credit losses roll-forward |  |  |
Beginning balance | 2,826 | 2,125 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 1,900 | 1,515 | 2,022
Charge-offs | 0 | 0 |
Recoveries | 0 | 0 |
Net recoveries (charge offs) | 0 | 0 |
Provision for credit losses | (335) | 412 |
Ending balance | 2,491 | 2,537 |
Allowance for credit losses on unfunded credit commitments | 591 | 1,022 |
Commercial Real Estate | Multi-family |  |  |
Allowance for credit losses roll-forward |  |  |
Beginning balance | 4,613 | 3,571 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 5,453 | 3,588 | 4,597
Charge-offs | 0 | 0 |
Recoveries | 0 | 0 |
Net recoveries (charge offs) | 0 | 0 |
Provision for credit losses | 860 | 28 |
Ending balance | 5,473 | 3,599 |
Allowance for credit losses on unfunded credit commitments | 20 | 11 |
Commercial Real Estate | 1-4 Family |  |  |
Allowance for credit losses roll-forward |  |  |
Beginning balance | 523 | 266 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 464 | 282 | 492
Charge-offs | 0 | 0 |
Recoveries | 6 | 110 |
Net recoveries (charge offs) | 6 | 110 |
Provision for credit losses | (35) | (64) |
Ending balance | 494 | 312 |
Allowance for credit losses on unfunded credit commitments | 30 | 30 |
Commercial and Industrial |  |  |
Allowance for credit losses roll-forward |  |  |
Beginning balance | 21,470 | 19,408 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 19,421 | 19,250 | 20,934
Charge-offs | (3,800) | (899) |
Recoveries | 390 | 116 |
Net recoveries (charge offs) | (3,410) | (783) |
Provision for credit losses | 1,886 | 1,289 |
Ending balance | 19,946 | 19,914 |
Allowance for credit losses on unfunded credit commitments | 525 | 664 |
Consumer and Other |  |  |
Allowance for credit losses roll-forward |  |  |
Beginning balance | 315 | 451 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 370 | 438 | $ 282
Charge-offs | (10) | (22) |
Recoveries | 0 | 0 |
Net recoveries (charge offs) | (10) | (22) |
Provision for credit losses | 107 | 60 |
Ending balance | 412 | 489 |
Allowance for credit losses on unfunded credit commitments | $ 42 | $ 51 |

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