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Note 20 - Segmented Information (Tables) | 9 Months Ended
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Sep. 30, 2025
Notes Tables |
Reconciliation of Revenue from Segments to Consolidated [Table Text Block] |
(in thousands) |  | Three months ended September 30, |  |  | Nine months ended September 30, |
|  | 2025 |  |  | 2024 |  |  | 2025 |  |  | 2024 |
Revenues: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Service fee and commission revenue - KSX |  | $ | 18,975 |  |  | $ | 9,293 |  |  | $ | 43,931 |  |  | $ | 28,109 |
Service fee and commission revenue - Extended Warranty |  |  | 18,198 |  |  |  | 17,843 |  |  |  | 52,510 |  |  |  | 51,633 |
Total revenues |  | $ | 37,173 |  |  | $ | 27,136 |  |  | $ | 96,441 |  |  | $ | 79,742 |
Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block] |
|  | Three months ended September 30, 2025 |  |  | Three months ended September 30, 2024 |
(in thousands) |  | KSX |  |  | Extended Warranty |  |  | Total |  |  | KSX |  |  | Extended Warranty |  |  | Total |
Service fee and commission revenue |  | $ | 18,975 |  |  | $ | 18,198 |  |  | $ | 37,173 |  |  | $ | 9,293 |  |  | $ | 17,843 |  |  | $ | 27,136 |
Less segment expenses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Claims authorized on vehicle service agreements |  |  | — |  |  |  | 6,638 |  |  |  | 6,638 |  |  |  | — |  |  |  | 6,323 |  |  |  | 6,323 |
Commissions |  |  | — |  |  |  | 3,125 |  |  |  | 3,125 |  |  |  | 70 |  |  |  | 2,731 |  |  |  | 2,801 |
Cost of services sold |  |  | 9,946 |  |  |  | 1,125 |  |  |  | 11,071 |  |  |  | 5,633 |  |  |  | 1,184 |  |  |  | 6,817 |
Salaries and benefits |  |  | 3,188 |  |  |  | 4,062 |  |  |  | 7,250 |  |  |  | 1,395 |  |  |  | 3,595 |  |  |  | 4,990 |
Insurance expense |  |  | 254 |  |  |  | 599 |  |  |  | 853 |  |  |  | 41 |  |  |  | 546 |  |  |  | 587 |
Professional fees |  |  | 630 |  |  |  | 294 |  |  |  | 924 |  |  |  | 221 |  |  |  | 190 |  |  |  | 411 |
IT expense |  |  | 391 |  |  |  | 316 |  |  |  | 707 |  |  |  | 205 |  |  |  | 300 |  |  |  | 505 |
Other segment items (a) |  |  | 2,381 |  |  |  | 1,638 |  |  |  | 4,019 |  |  |  | 584 |  |  |  | 1,270 |  |  |  | 1,854 |
Total segment operating income |  | $ | 2,185 |  |  | $ | 401 |  |  | $ | 2,586 |  |  | $ | 1,144 |  |  | $ | 1,704 |  |  | $ | 2,848 |
Net investment income |  |  |  |  |  |  |  |  |  |  | 431 |  |  |  |  |  |  |  |  |  |  |  | 403 |
Net realized (losses) gains |  |  |  |  |  |  |  |  |  |  | (5 | ) |  |  |  |  |  |  |  |  |  |  | 958 |
Gain on change in fair value of limited liability investment, at fair value |  |  |  |  |  |  |  |  |  |  | 111 |  |  |  |  |  |  |  |  |  |  |  | 95 |
Interest expense |  |  |  |  |  |  |  |  |  |  | (1,505 | ) |  |  |  |  |  |  |  |  |  |  | (1,173 | )
General and administrative expenses and other revenue not allocated to segments, net (b) |  |  |  |  |  |  |  |  |  |  | (3,329 | ) |  |  |  |  |  |  |  |  |  |  | (3,290 | )
Amortization of intangible assets |  |  |  |  |  |  |  |  |  |  | (2,362 | ) |  |  |  |  |  |  |  |  |  |  | (1,437 | )
Impairment of intangible assets |  |  |  |  |  |  |  |  |  |  | (249 | ) |  |  |  |  |  |  |  |  |  |  | (640 | )
(Loss) gain on change in fair value of debt |  |  |  |  |  |  |  |  |  |  | (18 | ) |  |  |  |  |  |  |  |  |  |  | 81 |
Loss on extinguishment of debt |  |  |  |  |  |  |  |  |  |  | (121 | ) |  |  |  |  |  |  |  |  |  |  | — |
Loss from continuing operations before income tax (benefit) expense |  |  |  |  |  |  |  |  |  |  | (4,461 | ) |  |  |  |  |  |  |  |  |  |  | (2,155 | )
Income tax (benefit) expense |  |  |  |  |  |  |  |  |  |  | (2,050 | ) |  |  |  |  |  |  |  |  |  |  | 21 |
Loss from continuing operations |  |  |  |  |  |  |  |  |  | $ | (2,411 | ) |  |  |  |  |  |  |  |  |  | $ | (2,176 | )
(in thousands) |  | Nine Months Ended September 30, 2025 |  |  | Nine Months Ended September 30, 2024 |
|  | KSX |  |  | Extended Warranty |  |  | Total |  |  | KSX |  |  | Extended Warranty |  |  | Total |
Service fee and commission revenue |  | $ | 43,931 |  |  | $ | 52,510 |  |  | $ | 96,441 |  |  | $ | 28,109 |  |  | $ | 51,633 |  |  | $ | 79,742 |
Less segment expenses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Claims authorized on vehicle service agreements |  |  | — |  |  |  | 19,353 |  |  |  | 19,353 |  |  |  | — |  |  |  | 18,793 |  |  |  | 18,793 |
Commissions |  |  | (93 | ) |  |  | 8,779 |  |  |  | 8,686 |  |  |  | 71 |  |  |  | 8,115 |  |  |  | 8,186 |
Cost of services sold |  |  | 23,990 |  |  |  | 3,043 |  |  |  | 27,033 |  |  |  | 16,596 |  |  |  | 2,691 |  |  |  | 19,287 |
Salaries and benefits |  |  | 7,095 |  |  |  | 12,371 |  |  |  | 19,466 |  |  |  | 4,410 |  |  |  | 11,053 |  |  |  | 15,463 |
Insurance expense |  |  | 488 |  |  |  | 1,738 |  |  |  | 2,226 |  |  |  | 212 |  |  |  | 1,702 |  |  |  | 1,914 |
Professional fees |  |  | 1,314 |  |  |  | 1,000 |  |  |  | 2,314 |  |  |  | 731 |  |  |  | 676 |  |  |  | 1,407 |
IT expense |  |  | 1,147 |  |  |  | 963 |  |  |  | 2,110 |  |  |  | 514 |  |  |  | 871 |  |  |  | 1,385 |
Other segment items (a) |  |  | 4,013 |  |  |  | 4,410 |  |  |  | 8,423 |  |  |  | 1,647 |  |  |  | 3,708 |  |  |  | 5,355 |
Total segment operating income |  | $ | 5,977 |  |  | $ | 853 |  |  | $ | 6,830 |  |  | $ | 3,928 |  |  | $ | 4,024 |  |  | $ | 7,952 |
Net investment income |  |  |  |  |  |  |  |  |  |  | 1,221 |  |  |  |  |  |  |  |  |  |  |  | 1,037 |
Net realized gains |  |  |  |  |  |  |  |  |  |  | 52 |  |  |  |  |  |  |  |  |  |  |  | 1,359 |
Net loss on equity investments |  |  |  |  |  |  |  |  |  |  | — |  |  |  |  |  |  |  |  |  |  |  | (3 | )
Gain on change in fair value of limited liability investment, at fair value |  |  |  |  |  |  |  |  |  |  | 289 |  |  |  |  |  |  |  |  |  |  |  | 173 |
Interest expense |  |  |  |  |  |  |  |  |  |  | (4,000 | ) |  |  |  |  |  |  |  |  |  |  | (3,480 | )
General and administrative expenses and other revenue not allocated to segments, net (b) |  |  |  |  |  |  |  |  |  |  | (9,048 | ) |  |  |  |  |  |  |  |  |  |  | (7,116 | )
Amortization of intangible assets |  |  |  |  |  |  |  |  |  |  | (5,754 | ) |  |  |  |  |  |  |  |  |  |  | (4,308 | )
Impairment of intangible assets |  |  |  |  |  |  |  |  |  |  | (468 | ) |  |  |  |  |  |  |  |  |  |  | (1,841 | )
Gain on change in fair value of debt |  |  |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | (48 | )
Loss on extinguishment of debt |  |  |  |  |  |  |  |  |  |  | (236 | ) |  |  |  |  |  |  |  |  |  |  | (160 | )
Loss from continuing operations before income tax (benefit) expense |  |  |  |  |  |  |  |  |  |  | (11,113 | ) |  |  |  |  |  |  |  |  |  |  | (6,435 | )
Income tax (benefit) expense |  |  |  |  |  |  |  |  |  |  | (2,445 | ) |  |  |  |  |  |  |  |  |  |  | 209 |
Loss from continuing operations |  |  |  |  |  |  |  |  |  |  | (8,668 | ) |  |  |  |  |  |  |  |  |  |  | (6,644 | )

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