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Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Revenues:        
Gross written premiums $ 99,767 $ 98,926 $ 293,961 $ 332,011
Ceded written premiums (2,590) (3,303) (6,948) (14,531)
Net written premiums 97,177 95,623 287,013 317,480
Change in net unearned premiums (1,764) 16,072 (2,207) 63,443
Net earned premiums 95,413 111,695 284,806 380,923
Net investment income 16,488 14,200 46,319 39,424
Net realized investment gains (losses) (512) (133) 540 (2,414)
Other income 372 299 1,074 935
Total revenues 111,761 126,061 332,739 418,868
Losses and Expenses:        
Net losses and loss adjustment expenses 52,400 65,116 159,446 231,199
Acquisition costs and other underwriting expenses 37,553 46,202 111,790 146,781
Corporate and other operating expenses 5,923 5,280 18,662 16,638
Interest expense 0 0 17 12
Income before income taxes 15,885 9,463 42,824 24,238
Income tax expense 3,125 1,763 8,605 4,707
Net income 12,760 7,700 34,219 19,531
Less: preferred stock distributions 110 110 330 330
Net income available to common shareholders $ 12,650 $ 7,590 $ 33,889 $ 19,201
Net income available to common shareholders        
Basic $ 0.93 $ 0.56 $ 2.49 $ 1.42
Diluted $ 0.92 $ 0.55 $ 2.48 $ 1.39
Weighted-average number of shares outstanding        
Basic 13,664,542 13,522,874 13,617,960 13,556,665
Diluted 13,800,877 13,814,445 13,684,018 13,798,876
Cash distributions declared per common share $ 0.35 $ 0.25 $ 1.05 $ 0.75