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Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Revenues:        
Gross written premiums $ 108,369 $ 99,767 $ 313,845 $ 293,961
Ceded written premiums (2,826) (2,590) (8,524) (6,948)
Net written premiums 105,543 97,177 305,321 287,013
Change in net unearned premiums (5,873) (1,764) (17,189) (2,207)
Net earned premiums 99,670 95,413 288,132 284,806
Net investment income 17,911 16,488 47,400 46,319
Net realized investment gains (losses) (3,994) (512) (3,731) 540
Other income 611 372 1,568 1,074
Total revenues 114,198 111,761 333,369 332,739
Losses and Expenses:        
Net losses and loss adjustment expenses 49,875 52,400 169,561 159,446
Acquisition costs and other underwriting expenses 40,415 37,553 114,837 111,790
Corporate expenses 7,844 5,923 24,872 18,679
Income before income taxes 16,064 15,885 24,099 42,824
Income tax expense 3,541 3,125 5,221 8,605
Net income 12,523 12,760 18,878 34,219
Less: preferred stock distributions 110 110 330 330
Net income available to common shareholders $ 12,413 $ 12,650 $ 18,548 $ 33,889
Net income available to common shareholders        
Basic $ 0.87 $ 0.93 $ 1.31 $ 2.49
Diluted $ 0.86 $ 0.92 $ 1.3 $ 2.48
Weighted-average number of shares outstanding        
Basic 14,296,628 13,664,542 14,147,848 13,617,960
Diluted 14,357,909 13,800,877 14,222,845 13,684,018
Cash distributions declared per common share $ 0.35 $ 0.35 $ 1.05 $ 1.05