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Net Income Per Common Share ("EPS") | 9 Months Ended
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Mar. 31, 2019
Earnings Per Share [Abstract] |
Net Income Per Common Share (EPS) | 3. NET INCOME PER COMMON SHARE (“EPS”) Basic EPS is based on the weighted average number of common shares actually outstanding including both vested and unvested restricted stock awards adjusted for Employee Stock Ownership Plan (“ESOP”) shares not yet committed to be released. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as outstanding stock options, were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. Diluted EPS is calculated by adjusting the weighted average number of shares of common stock outstanding to include the effect of contracts or securities exercisable or which could be converted into common stock, if dilutive, using the treasury stock method. Shares issued and reacquired during any period are weighted for the portion of the period they were outstanding. The following is a reconciliation of the numerators and denominators of the basic and diluted earnings per share computations:
|  | Three Months Ended |  |  | Nine Months Ended |
|  | March 31, 2019 |  |  | March 31, 2019 |
|  | Income (Numerator) |  |  | Shares (Denominator) |  |  | Per Share Amount |  |  | Income (Numerator) |  |  | Shares (Denominator) |  |  | Per Share Amount |
|  | (In Thousands, Except Per Share Data) |  |  | (In Thousands, Except Per Share Data) |
Net income |  | $ | 11,417 |  |  |  |  |  |  |  |  |  |  | $ | 33,331 |  |  |  |  |  |  |  |  |
Basic earnings per share, income available to common stockholders |  | $ | 11,417 |  |  |  | 89,488 |  |  | $ | 0.13 |  |  | $ | 33,331 |  |  |  | 92,370 |  |  | $ | 0.36 |
Effect of dilutive securities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Stock options |  |  |  |  |  |  | 44 |  |  |  |  |  |  |  |  |  |  |  | 49 |  |  |  |  |
|  | $ | 11,417 |  |  |  | 89,532 |  |  | $ | 0.13 |  |  | $ | 33,331 |  |  |  | 92,419 |  |  | $ | 0.36 |
|  | Three Months Ended |  |  | Nine Months Ended |
|  | March 31, 2018 |  |  | March 31, 2018 |
|  | Income (Numerator) |  |  | Shares (Denominator) |  |  | Per Share Amount |  |  | Income (Numerator) |  |  | Shares (Denominator) |  |  | Per Share Amount |
|  | (In Thousands, Except Per Share Data) |  |  | (In Thousands, Except Per Share Data) |
Net income |  | $ | 5,377 |  |  |  |  |  |  |  |  |  |  | $ | 11,878 |  |  |  |  |  |  |  |  |
Basic earnings per share, income available to common stockholders |  | $ | 5,377 |  |  |  | 75,492 |  |  | $ | 0.07 |  |  | $ | 11,878 |  |  |  | 77,452 |  |  | $ | 0.15 |
Effect of dilutive securities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Stock options |  |  |  |  |  |  | 47 |  |  |  |  |  |  |  |  |  |  |  | 58 |  |  |  |  |
|  | $ | 5,377 |  |  |  | 75,539 |  |  | $ | 0.07 |  |  | $ | 11,878 |  |  |  | 77,510 |  |  | $ | 0.15 |
Stock options for 3,299,000 and 3,290,000 shares of common stock were not considered in computing diluted earnings per share at March 31, 2019 and March 31, 2018, respectively, because they were considered anti-dilutive.

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- Definition The entire disclosure for earnings per share. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -URI http://asc.fasb.org/topic&trid=2144383 + Details
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