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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Interest Income    
Loans $ 48,600 $ 47,437
Taxable investment securities 9,328 8,879
Tax-exempt investment securities 693 716
Other interest-earning assets 1,278 1,174
Total Interest Income 59,899 58,206
Interest Expense    
Deposits 16,055 10,539
Borrowings 7,157 7,487
Total Interest Expense 23,212 18,026
Net Interest Income 36,687 40,180
(Reversal of) provision for loan losses (782) 2,100
Net Interest Income after (Reversal of) Provision for Loan Losses 37,469 38,080
Non-Interest Income    
Loss on sale and call of securities [1] (14)  
Gain on sale of loans [1] 605 132
Loss on sale and write down of other real estate owned   (50)
Income from bank owned life insurance [1] 1,580 1,594
Miscellaneous [1] 5 83
Total Non-Interest Income 3,962 3,182
Non-Interest Expense    
Salaries and employee benefits 15,777 15,642
Net occupancy expense of premises 2,969 2,736
Equipment and systems 3,089 2,926
Advertising and marketing 535 577
Federal deposit insurance premium   465
Directors' compensation 770 758
Miscellaneous 3,104 3,353
Total Non-Interest Expense 26,244 26,457
Income before Income Taxes 15,187 14,805
Income tax expense 3,817 3,659
Net Income $ 11,370 $ 11,146
Net Income per Common Share (EPS)    
Basic $ 0.13 $ 0.12
Diluted $ 0.13 $ 0.12
Weighted Average Number of Common Shares Outstanding    
Basic 84,756 95,127
Diluted 84,793 95,181
Financial Service [Member]    
Non-Interest Income    
Fees and service charges $ 1,468 $ 1,173
Credit and Debit Card [Member]    
Non-Interest Income    
Fees and service charges $ 318 $ 250
[1] Not within the scope of ASC 606.