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Loans Receivable (Tables) | 12 Months Ended
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Jun. 30, 2023
Receivables [Abstract] |
Schedule of Loans Receivable | The following table sets forth the composition of the Company’s loan portfolio at June 30, 2023 and 2022:
| June 30, 2023 |  | June 30, 2022
| (In Thousands)
Commercial loans: |  |  |
Multi-family mortgage | $ | 2,761,775 |  |  | $ | 2,409,090 |
Nonresidential mortgage | 968,574 |  |  | 1,019,838 |
Commercial business | 146,861 |  |  | 176,807 |
Construction | 226,609 |  |  | 140,131 |
Total commercial loans | 4,103,819 |  |  | 3,745,866 |
One- to four-family residential mortgage | 1,700,559 |  |  | 1,645,816 |
Consumer loans: |  |  |
Home equity loans | 43,549 |  |  | 42,028 |
Other consumer | 2,549 |  |  | 2,866 |
Total consumer loans | 46,098 |  |  | 44,894 |
Total loans | 5,850,476 |  |  | 5,436,576 |
Unaccreted yield adjustments (1) | (21,055) |  |  | (18,731) |
Total loans receivable, net of yield adjustments | $ | 5,829,421 |  |  | $ | 5,417,845 |
___________________________ (1)At June 30, 2023, included a fair value adjustment to the carrying amount of hedged one- to four-family residential mortgage loans.
Contractual Payment Status of Past Loans Receivable | The following tables present the payment status of past due loans as of June 30, 2023 and 2022, by loan segment:
| Payment Status June 30, 2023
| 30-59 Days |  | 60-89 Days |  | 90 Days and Over |  | Total Past Due |  | Current |  | Total
| (In Thousands)
Multi-family mortgage | $ | 2,958 |  |  | $ | — |  |  | $ | 10,756 |  |  | $ | 13,714 |  |  | $ | 2,748,061 |  |  | $ | 2,761,775 |
Nonresidential mortgage | 792 |  |  | — |  |  | 8,233 |  |  | 9,025 |  |  | 959,549 |  |  | 968,574 |
Commercial business | 528 |  |  | 16 |  |  | 236 |  |  | 780 |  |  | 146,081 |  |  | 146,861 |
Construction | — |  |  | — |  |  | — |  |  | — |  |  | 226,609 |  |  | 226,609 |
One- to four-family residential mortgage | 2,019 |  |  | 1,202 |  |  | 3,731 |  |  | 6,952 |  |  | 1,693,607 |  |  | 1,700,559 |
Home equity loans | 25 |  |  | — |  |  | 50 |  |  | 75 |  |  | 43,474 |  |  | 43,549 |
Other consumer | — |  |  | — |  |  | — |  |  | — |  |  | 2,549 |  |  | 2,549 |
Total loans | $ | 6,322 |  |  | $ | 1,218 |  |  | $ | 23,006 |  |  | $ | 30,546 |  |  | $ | 5,819,930 |  |  | $ | 5,850,476 |
| Payment Status June 30, 2022
| 30-59 Days |  | 60-89 Days |  | 90 Days and Over |  | Total Past Due |  | Current |  | Total
| (In Thousands)
Multi-family mortgage | $ | 3,148 |  |  | $ | 3,056 |  |  | $ | 7,788 |  |  | $ | 13,992 |  |  | $ | 2,395,098 |  |  | $ | 2,409,090 |
Nonresidential mortgage | 4,026 |  |  | — |  |  | 18,132 |  |  | 22,158 |  |  | 997,680 |  |  | 1,019,838 |
Commercial business | 98 |  |  | 57 |  |  | 155 |  |  | 310 |  |  | 176,497 |  |  | 176,807 |
Construction | — |  |  | — |  |  | — |  |  | — |  |  | 140,131 |  |  | 140,131 |
One- to four-family residential mortgage | 1,525 |  |  | 253 |  |  | 3,455 |  |  | 5,233 |  |  | 1,640,583 |  |  | 1,645,816 |
Home equity loans | 28 |  |  | 35 |  |  | — |  |  | 63 |  |  | 41,965 |  |  | 42,028 |
Other consumer | — |  |  | — |  |  | — |  |  | — |  |  | 2,866 |  |  | 2,866 |
Total loans | $ | 8,825 |  |  | $ | 3,401 |  |  | $ | 29,530 |  |  | $ | 41,756 |  |  | $ | 5,394,820 |  |  | $ | 5,436,576 |
Performance Status of Loans Receivable | The following tables present information relating to the Company’s nonperforming loans as of June 30, 2023 and 2022:
| Performance Status June 30, 2023
| 90 Days and Over Past Due Accruing |  | Nonaccrual Loans with Allowance for Credit Losses |  | Nonaccrual Loans with no Allowance for Credit Losses |  | Total Nonperforming |  | Performing |  | Total
| (In Thousands)
Multi-family mortgage | $ | — |  |  | $ | 5,686 |  |  | $ | 13,428 |  |  | $ | 19,114 |  |  | $ | 2,742,661 |  |  | $ | 2,761,775 |
Nonresidential mortgage | — |  |  | 11,815 |  |  | 4,725 |  |  | 16,540 |  |  | 952,034 |  |  | 968,574 |
Commercial business | — |  |  | 71 |  |  | 181 |  |  | 252 |  |  | 146,609 |  |  | 146,861 |
Construction | — |  |  | — |  |  | — |  |  | — |  |  | 226,609 |  |  | 226,609 |
One- to four-family residential mortgage | — |  |  | 1,640 |  |  | 5,031 |  |  | 6,671 |  |  | 1,693,888 |  |  | 1,700,559 |
Home equity loans | — |  |  | — |  |  | 50 |  |  | 50 |  |  | 43,499 |  |  | 43,549 |
Other consumer | — |  |  | — |  |  | — |  |  | — |  |  | 2,549 |  |  | 2,549 |
Total loans | $ | — |  |  | $ | 19,212 |  |  | $ | 23,415 |  |  | $ | 42,627 |  |  | $ | 5,807,849 |  |  | $ | 5,850,476 |
| Performance Status June 30, 2022
| 90 Days and Over Past Due Accruing |  | Nonaccrual Loans with Allowance for Credit Losses |  | Nonaccrual Loans with no Allowance for Credit Losses |  | Total Nonperforming |  | Performing |  | Total
| (In Thousands)
Multi-family mortgage | $ | — |  |  | $ | 8,367 |  |  | $ | 18,286 |  |  | $ | 26,653 |  |  | $ | 2,382,437 |  |  | $ | 2,409,090 |
Nonresidential mortgage | — |  |  | 12,602 |  |  | 19,292 |  |  | 31,894 |  |  | 987,944 |  |  | 1,019,838 |
Commercial business | — |  |  | 212 |  |  | 81 |  |  | 293 |  |  | 176,514 |  |  | 176,807 |
Construction | — |  |  | — |  |  | 1,561 |  |  | 1,561 |  |  | 138,570 |  |  | 140,131 |
One- to four-family residential mortgage | — |  |  | 3,543 |  |  | 4,946 |  |  | 8,489 |  |  | 1,637,327 |  |  | 1,645,816 |
Home equity loans | — |  |  | 302 |  |  | 1,129 |  |  | 1,431 |  |  | 40,597 |  |  | 42,028 |
Other consumer | — |  |  | — |  |  | — |  |  | — |  |  | 2,866 |  |  | 2,866 |
Total loans | $ | — |  |  | $ | 25,026 |  |  | $ | 45,295 |  |  | $ | 70,321 |  |  | $ | 5,366,255 |  |  | $ | 5,436,576 |
Troubled Debt Restructurings of Loans Receivable | The following tables present total TDRs at June 30, 2023 and 2022:
| June 30, 2023
| Accrual |  | Non-accrual |  | Total
| # of Loans |  | Amount |  | # of Loans |  | Amount |  | # of Loans |  | Amount
| (Dollars In Thousands)
Commercial loans: |  |  |  |  |  |  |  |  |  |  |
Multi-family mortgage | — |  | $ | — |  |  | 2 |  | $ | 5,400 |  |  | 2 |  | $ | 5,400 |
Nonresidential mortgage | 3 |  | 170 |  |  | 2 |  | 700 |  |  | 5 |  | 870 |
Commercial business | 6 |  | 3,197 |  |  | — |  | — |  |  | 6 |  | 3,197 |
Construction | — |  | — |  |  | — |  | — |  |  | — |  | — |
Total commercial loans | 9 |  | 3,367 |  |  | 4 |  | 6,100 |  |  | 13 |  | 9,467 |
One- to four-family residential mortgage | 39 |  | 6,752 |  |  | 4 |  | 774 |  |  | 43 |  | 7,526 |
Consumer loans: |  |  |  |  |  |  |  |  |  |  |
Home equity loans | 6 |  | 368 |  |  | — |  | — |  |  | 6 |  | 368 |
Total | 54 |  | $ | 10,487 |  |  | 8 |  | $ | 6,874 |  |  | 62 |  | $ | 17,361 |
| June 30, 2022
| Accrual |  | Non-accrual |  | Total
| # of Loans |  | Amount |  | # of Loans |  | Amount |  | # of Loans |  | Amount
| (Dollars In Thousands)
Commercial loans: |  |  |  |  |  |  |  |  |  |  |
Multi-family mortgage | — |  | $ | — |  |  | 2 |  | $ | 5,626 |  |  | 2 |  | $ | 5,626 |
Nonresidential mortgage | 4 |  | 389 |  |  | 2 |  | 1,565 |  |  | 6 |  | 1,954 |
Commercial business | 5 |  | 3,631 |  |  | 2 |  | 82 |  |  | 7 |  | 3,713 |
Construction | — |  | — |  |  | 1 |  | 1,561 |  |  | 1 |  | 1,561 |
Total commercial loans | 9 |  | 4,020 |  |  | 7 |  | 8,834 |  |  | 16 |  | 12,854 |
One- to four-family residential mortgage | 29 |  | 4,488 |  |  | 16 |  | 3,314 |  |  | 45 |  | 7,802 |
Consumer loans: |  |  |  |  |  |  |  |  |  |  |
Home equity loans | 5 |  | 164 |  |  | 2 |  | 1,364 |  |  | 7 |  | 1,528 |
Total | 43 |  | $ | 8,672 |  |  | 25 |  | $ | 13,512 |  |  | 68 |  | $ | 22,184 |
The following table presents information regarding TDRs that occurred during the years ended June 30, 2023 and 2022:
| Year Ended June 30, 2023 |  | Year Ended June 30, 2022
| # of Loans |  | Pre-modification Recorded Investment |  | Post-modification Recorded Investment |  | # of Loans |  | Pre-modification Recorded Investment |  | Post-modification Recorded Investment
| (Dollars In Thousands)
Multi-family mortgage | — |  | $ | — |  |  | $ | — |  |  | 2 |  | $ | 12,091 |  |  | $ | 12,073 |
Nonresidential mortgage | 1 |  | 313 |  |  | 345 |  |  | — |  | — |  |  | — |
Commercial business | 2 |  | 74 |  |  | 74 |  |  | — |  | — |  |  | — |
One- to four-family residential mortgage | 2 |  | 708 |  |  | 705 |  |  | 13 |  | 3,812 |  |  | 3,924 |
Home equity loans | 1 |  | 35 |  |  | 35 |  |  | 2 |  | 1,477 |  |  | 1,477 |
Total | 6 |  | $ | 1,130 |  |  | $ | 1,159 |  |  | 17 |  | $ | 17,380 |  |  | $ | 17,474 |
Carrying Value of Collateral Dependent Individually Analyzed Loans | The following table presents the carrying value and related allowance of collateral dependent individually analyzed loans at the dates indicated:
| June 30, 2023 |  | June 30, 2022
| Carrying Value |  | Related Allowance |  | Carrying Value |  | Related Allowance
| (In Thousands)
Commercial loans: |  |  |  |  |  |  |
Multi-family mortgage | $ | 19,114 |  |  | $ | 326 |  |  | $ | 26,653 |  |  | $ | 849 |
Nonresidential mortgage (1) | 16,207 |  |  | 3,001 |  |  | 30,733 |  |  | 2,696 |
Construction | — |  |  | — |  |  | 1,561 |  |  | — |
Total commercial loans | 35,321 |  |  | 3,327 |  |  | 58,947 |  |  | 3,545 |
One- to four-family residential mortgage (2) | 2,875 |  |  | — |  |  | 4,305 |  |  | 77 |
Consumer loans: |  |  |  |  |  |  |
Home equity loans (2) | — |  |  | — |  |  | 35 |  |  | — |
Total | $ | 38,196 |  |  | $ | 3,327 |  |  | $ | 63,287 |  |  | $ | 3,622 |
________________________________________ (1)Secured by income-producing nonresidential property. (2)Secured by one- to four-family residential properties.
Credit-Rating Classification of Loans Receivable | The following table presents the risk category of loans as of June 30, 2023 by loan segment and vintage year:
| Term Loans by Origination Year for Fiscal Years ended June 30, |  | Revolving Loans |  |
| 2023 |  | 2022 |  | 2021 |  | 2020 |  | 2018 |  | Prior |  |  | Total
| (In Thousands)
Multi-family mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 603,260 |  |  | $ | 954,554 |  |  | $ | 213,482 |  |  | $ | 198,969 |  |  | $ | 226,929 |  |  | $ | 510,485 |  |  | $ | — |  |  | $ | 2,707,679 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | 6,006 |  |  | 6,647 |  |  | — |  |  | 12,653 |
Substandard | — |  |  | — |  |  | 9,809 |  |  | — |  |  | 9,432 |  |  | 22,202 |  |  | — |  |  | 41,443 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total multi-family mortgage | 603,260 |  |  | 954,554 |  |  | 223,291 |  |  | 198,969 |  |  | 242,367 |  |  | 539,334 |  |  | — |  |  | 2,761,775 |
Nonresidential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 109,725 |  |  | 220,443 |  |  | 83,032 |  |  | 51,933 |  |  | 59,197 |  |  | 414,742 |  |  | 6,000 |  |  | 945,072 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 378 |  |  | — |  |  | 378 |
Substandard | — |  |  | — |  |  | 708 |  |  | — |  |  | 919 |  |  | 21,497 |  |  | — |  |  | 23,124 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total nonresidential mortgage | 109,725 |  |  | 220,443 |  |  | 83,740 |  |  | 51,933 |  |  | 60,116 |  |  | 436,617 |  |  | 6,000 |  |  | 968,574 |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 10,364 |  |  | 28,644 |  |  | 25,304 |  |  | 7,875 |  |  | 1,731 |  |  | 8,776 |  |  | 59,031 |  |  | 141,725 |
Special Mention | — |  |  | — |  |  | — |  |  | 47 |  |  | 176 |  |  | 2,456 |  |  | 371 |  |  | 3,050 |
Substandard | — |  |  | — |  |  | — |  |  | 395 |  |  | 60 |  |  | 1,385 |  |  | 246 |  |  | 2,086 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total commercial business | 10,364 |  |  | 28,644 |  |  | 25,304 |  |  | 8,317 |  |  | 1,967 |  |  | 12,617 |  |  | 59,648 |  |  | 146,861 |
Construction loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 25,070 |  |  | 36,389 |  |  | 143,086 |  |  | 12,275 |  |  | 2,961 |  |  | 1,093 |  |  | 5,735 |  |  | 226,609 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total construction loans | 25,070 |  |  | 36,389 |  |  | 143,086 |  |  | 12,275 |  |  | 2,961 |  |  | 1,093 |  |  | 5,735 |  |  | 226,609 |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 195,521 |  |  | 454,504 |  |  | 491,460 |  |  | 80,431 |  |  | 45,741 |  |  | 422,472 |  |  | — |  |  | 1,690,129 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | 1,168 |  |  | 425 |  |  | — |  |  | 1,593 |
Substandard | — |  |  | 542 |  |  | — |  |  | — |  |  | 80 |  |  | 8,215 |  |  | — |  |  | 8,837 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total residential mortgage | 195,521 |  |  | 455,046 |  |  | 491,460 |  |  | 80,431 |  |  | 46,989 |  |  | 431,112 |  |  | — |  |  | 1,700,559 |
Home equity loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 7,682 |  |  | 2,567 |  |  | 607 |  |  | 1,264 |  |  | 2,478 |  |  | 7,280 |  |  | 21,384 |  |  | 43,262 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 287 |  |  | — |  |  | 287 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total home equity loans | 7,682 |  |  | 2,567 |  |  | 607 |  |  | 1,264 |  |  | 2,478 |  |  | 7,567 |  |  | 21,384 |  |  | 43,549 |
Other consumer loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 367 |  |  | 247 |  |  | 110 |  |  | 494 |  |  | 302 |  |  | 912 |  |  | 42 |  |  | 2,474 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 75 |  |  | 75 |
Other consumer loans | 367 |  |  | 247 |  |  | 110 |  |  | 494 |  |  | 302 |  |  | 912 |  |  | 117 |  |  | 2,549 |
Total loans | $ | 951,989 |  |  | $ | 1,697,890 |  |  | $ | 967,598 |  |  | $ | 353,683 |  |  | $ | 357,180 |  |  | $ | 1,429,252 |  |  | $ | 92,884 |  |  | $ | 5,850,476 |
The following table presents the risk category of loans as of June 30, 2022 by loan segment and vintage year:
| Term Loans by Origination Year for Fiscal Years ended June 30, |  | Revolving Loans |  |
| 2022 |  | 2021 |  | 2020 |  | 2018 |  | 2017 |  | Prior |  |  | Total
| (In Thousands)
Multi-family mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 963,263 |  |  | $ | 250,385 |  |  | $ | 211,101 |  |  | $ | 264,174 |  |  | $ | 248,058 |  |  | $ | 438,642 |  |  | $ | — |  |  | $ | 2,375,623 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 6,814 |  |  | — |  |  | 6,814 |
Substandard | — |  |  | — |  |  | — |  |  | 9,821 |  |  | 5,935 |  |  | 10,897 |  |  | — |  |  | 26,653 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total multi-family mortgage | 963,263 |  |  | 250,385 |  |  | 211,101 |  |  | 273,995 |  |  | 253,993 |  |  | 456,353 |  |  | — |  |  | 2,409,090 |
Nonresidential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 231,777 |  |  | 87,309 |  |  | 53,983 |  |  | 60,714 |  |  | 49,285 |  |  | 491,849 |  |  | 6,052 |  |  | 980,969 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 591 |  |  | — |  |  | 591 |
Substandard | — |  |  | 720 |  |  | — |  |  | 933 |  |  | 4,026 |  |  | 32,599 |  |  | — |  |  | 38,278 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total nonresidential mortgage | 231,777 |  |  | 88,029 |  |  | 53,983 |  |  | 61,647 |  |  | 53,311 |  |  | 525,039 |  |  | 6,052 |  |  | 1,019,838 |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 46,888 |  |  | 38,791 |  |  | 12,155 |  |  | 3,581 |  |  | 4,861 |  |  | 6,455 |  |  | 58,662 |  |  | 171,393 |
Special Mention | — |  |  | — |  |  | 62 |  |  | 186 |  |  | 2,173 |  |  | 873 |  |  | 215 |  |  | 3,509 |
Substandard | — |  |  | 38 |  |  | 319 |  |  | — |  |  | 1,347 |  |  | 61 |  |  | 58 |  |  | 1,823 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 80 |  |  | 2 |  |  | 82 |
Total commercial business | 46,888 |  |  | 38,829 |  |  | 12,536 |  |  | 3,767 |  |  | 8,381 |  |  | 7,469 |  |  | 58,937 |  |  | 176,807 |
Construction loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 16,407 |  |  | 95,526 |  |  | 10,337 |  |  | 3,039 |  |  | 6,509 |  |  | 1,017 |  |  | 5,735 |  |  | 138,570 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,561 |  |  | — |  |  | 1,561 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total construction loans | 16,407 |  |  | 95,526 |  |  | 10,337 |  |  | 3,039 |  |  | 6,509 |  |  | 2,578 |  |  | 5,735 |  |  | 140,131 |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 472,160 |  |  | 524,163 |  |  | 88,645 |  |  | 49,316 |  |  | 55,139 |  |  | 442,517 |  |  | 374 |  |  | 1,632,314 |
Special Mention | — |  |  | — |  |  | — |  |  | 1,205 |  |  | — |  |  | 621 |  |  | — |  |  | 1,826 |
Substandard | — |  |  | — |  |  | — |  |  | 83 |  |  | — |  |  | 11,593 |  |  | — |  |  | 11,676 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total residential mortgage | 472,160 |  |  | 524,163 |  |  | 88,645 |  |  | 50,604 |  |  | 55,139 |  |  | 454,731 |  |  | 374 |  |  | 1,645,816 |
Home equity loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 3,197 |  |  | 692 |  |  | 1,681 |  |  | 3,117 |  |  | 2,027 |  |  | 7,321 |  |  | 22,334 |  |  | 40,369 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | 120 |  |  | — |  |  | 1,539 |  |  | — |  |  | 1,659 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total home equity loans | 3,197 |  |  | 692 |  |  | 1,681 |  |  | 3,237 |  |  | 2,027 |  |  | 8,860 |  |  | 22,334 |  |  | 42,028 |
Other consumer loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 442 |  |  | 308 |  |  | 471 |  |  | 375 |  |  | 258 |  |  | 895 |  |  | 34 |  |  | 2,783 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 83 |  |  | 83 |
Other consumer loans | 442 |  |  | 308 |  |  | 471 |  |  | 375 |  |  | 258 |  |  | 895 |  |  | 117 |  |  | 2,866 |
Total loans | $ | 1,734,134 |  |  | $ | 997,932 |  |  | $ | 378,754 |  |  | $ | 396,664 |  |  | $ | 379,618 |  |  | $ | 1,455,925 |  |  | $ | 93,549 |  |  | $ | 5,436,576 |
Schedule Of Purchase Credit Deterioration Loan Carrying Amount | The carrying amount of those loans is as follows:
| At July 10, 2020
| (In Thousands)
Purchase price of PCD loans at acquisition | $ | 65,347 |
Allowance for credit losses at acquisition | 3,901 |
Non-credit discount at acquisition | 167 |
Par value of acquired PCD loans at acquisition | $ | 69,415 |

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