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v3.23.2

Allowance for Credit Losses - Changes in the Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | $ 47,058 | $ 58,165 | $ 37,327
Charge-offs | (896) | (4,737) | (1,612)
Recoveries | 86 | 1,148 | 30
Initial allowance on PCD loans |  |  | 3,901
Provision for (reversal of) credit losses | 2,486 | (7,518) | (1,121)
Ending balance | 48,734 | 47,058 | 58,165
Impact of adopting Topic 326 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance |  |  | 19,640
Commercial loans | Multi-family mortgage |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 25,321 | 28,450 | 20,916
Charge-offs | (493) | (1,896) | 0
Recoveries | 0 | 0 | 0
Initial allowance on PCD loans |  |  | 250
Provision for (reversal of) credit losses | 1,534 | (1,233) | (1,124)
Ending balance | 26,362 | 25,321 | 28,450
Commercial loans | Multi-family mortgage | Impact of adopting Topic 326 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance |  |  | 8,408
Commercial loans | Nonresidential mortgage |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 10,590 | 16,243 | 8,763
Charge-offs | (39) | (2,646) | (80)
Recoveries | 0 | 812 | 0
Initial allowance on PCD loans |  |  | 1,720
Provision for (reversal of) credit losses | (1,598) | (3,819) | 3,450
Ending balance | 8,953 | 10,590 | 16,243
Commercial loans | Nonresidential mortgage | Impact of adopting Topic 326 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance |  |  | 2,390
Commercial loans | Commercial business |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 1,792 | 2,086 | 1,926
Charge-offs | (364) | (193) | (1,446)
Recoveries | 29 | 160 | 17
Initial allowance on PCD loans |  |  | 1,007
Provision for (reversal of) credit losses | (17) | (261) | 1,003
Ending balance | 1,440 | 1,792 | 2,086
Commercial loans | Commercial business | Impact of adopting Topic 326 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance |  |  | (421)
Commercial loans | Construction |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 1,486 | 1,170 | 236
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Initial allowance on PCD loans |  |  | 99
Provision for (reversal of) credit losses | (150) | 316 | 755
Ending balance | 1,336 | 1,486 | 1,170
Commercial loans | Construction | Impact of adopting Topic 326 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance |  |  | 80
Residential mortgage |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 7,540 | 9,747 | 4,860
Charge-offs | 0 | 0 | (13)
Recoveries | 2 | 147 | 4
Initial allowance on PCD loans |  |  | 720
Provision for (reversal of) credit losses | 2,695 | (2,354) | (4,930)
Ending balance | 10,237 | 7,540 | 9,747
Residential mortgage | Impact of adopting Topic 326 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance |  |  | 9,106
Consumer loans | Home equity loans |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 245 | 433 | 568
Charge-offs | 0 | 0 | (32)
Recoveries | 0 | 27 | 0
Initial allowance on PCD loans |  |  | 105
Provision for (reversal of) credit losses | 93 | (215) | (300)
Ending balance | 338 | 245 | 433
Consumer loans | Home equity loans | Impact of adopting Topic 326 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance |  |  | 92
Consumer loans | Other consumer |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 84 | 36 | 58
Charge-offs | 0 | (2) | (41)
Recoveries | 55 | 2 | 9
Initial allowance on PCD loans |  |  | 0
Provision for (reversal of) credit losses | (71) | 48 | 25
Ending balance | 68 | 84 | 36
Consumer loans | Other consumer | Impact of adopting Topic 326 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance |  |  | $ (15)
Commercial business | Multi-family mortgage |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 25,321 |  |
Ending balance | 26,362 | 25,321 |
Commercial business | Nonresidential mortgage |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 10,590 |  |
Ending balance | 8,953 | 10,590 |
Commercial business | Commercial business |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 1,792 |  |
Ending balance | 1,440 | 1,792 |
Commercial business | Construction |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 1,486 |  |
Ending balance | $ 1,336 | $ 1,486 |

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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