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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Dec. 31, 2022
Jun. 30, 2022
Assets    
Cash and amounts due from depository institutions $ 21,029 $ 26,094
Interest-bearing deposits in other banks 54,631 75,521
Cash and cash equivalents 75,660 101,615
Investment securities available for sale (amortized cost of $1,437,195 and $1,462,124, respectively) 1,286,354 1,344,093
Investment securities held to maturity (fair value of $138,393 and $108,118, respectively) 153,786 118,291
Loans held-for-sale 12,940 28,874
Loans receivable 5,984,133 5,417,845
Less: allowance for credit losses on loans (48,877) (47,058)
Net loans receivable 5,935,256 5,370,787
Premises and equipment 50,953 53,281
Federal Home Loan Bank (“FHLB”) of New York stock 69,022 47,144
Accrued interest receivable 27,368 20,466
Goodwill 210,895 210,895
Core deposit intangibles 2,732 3,020
Bank owned life insurance 289,673 289,177
Deferred income tax assets, net 51,107 49,350
Other real estate owned 13,410 178
Other assets 110,162 82,712
Total Assets 8,289,318 7,719,883
Deposits:    
Non-interest-bearing 650,950 653,899
Interest-bearing 5,320,421 5,208,357
Total deposits 5,971,371 5,862,256
Borrowings 1,383,573 901,337
Advance payments by borrowers for taxes 17,307 16,746
Other liabilities 44,427 45,544
Total Liabilities 7,416,678 6,825,883
Stockholders' Equity    
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding 0 0
Common stock, $0.01 par value; 800,000,000 shares authorized; 67,387,871 shares and 68,666,323 shares issued and outstanding, respectively 674 687
Paid-in capital 515,332 528,396
Retained earnings 449,489 445,451
Unearned employee stock ownership plan shares; 2,458,547 shares and 2,558,895 shares, respectively (23,834) (24,807)
Accumulated other comprehensive loss (69,021) (55,727)
Total Stockholders' Equity 872,640 894,000
Total Liabilities and Stockholders' Equity $ 8,289,318 $ 7,719,883