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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 6 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2022
Dec. 31, 2021
Interest Income        
Loans $ 57,996 $ 47,575 $ 110,931 $ 95,805
Taxable investment securities 13,221 7,595 23,660 15,807
Tax-exempt investment securities 219 327 504 660
Other interest-earning assets 1,005 415 1,766 846
Total Interest Income 72,441 55,912 136,861 113,118
Interest Expense        
Deposits 18,822 3,663 29,691 7,728
Borrowings 8,836 3,562 13,856 7,113
Total Interest Expense 27,658 7,225 43,547 14,841
Net Interest Income 44,783 48,687 93,314 98,277
Provision for (reversal of) credit losses 1,671 (2,420) 2,341 (7,820)
Net Interest Income after Provision for (Reversal of) Credit Losses 43,112 51,107 90,973 106,097
Non-Interest Income        
Fees and service charges 734 698 1,497 1,305
(Loss) gain on sale and call of securities (15,227) 0 (15,227) 1
Gain on sale of loans 134 970 529 1,976
Income from bank owned life insurance 1,761 1,562 5,459 3,123
Electronic banking fees and charges 397 421 903 828
Other income 3,723 482 4,278 700
Total Non-Interest Income (8,478) 4,133 (2,561) 7,933
Non-Interest Expense        
Salaries and employee benefits 19,921 18,096 40,269 36,713
Net occupancy expense of premises 2,987 3,156 6,077 7,703
Equipment and systems 3,867 3,723 7,529 7,548
Advertising and marketing 731 448 1,478 840
Federal deposit insurance premium 1,226 721 2,132 1,213
Directors' compensation 339 649 679 1,452
Other expense 3,579 2,877 6,474 6,004
Total Non-Interest Expense 32,650 29,670 64,638 61,473
Income before Income Taxes 1,984 25,570 23,774 52,557
Income tax expense 33 6,801 5,288 14,073
Net Income $ 1,951 $ 18,769 $ 18,486 $ 38,484
Net Income per Common Share (EPS)        
Earnings per share, basic (dollars per share) $ 0.03 $ 0.26 $ 0.28 $ 0.53
Earnings per share, diluted (dollars per share) $ 0.03 $ 0.26 $ 0.28 $ 0.53
Weighted Average Number of Common Shares Outstanding        
Weighted average number of common shares outstanding, basic (dollars per share) 65,030 72,011 65,383 73,274
Weighted average number of common shares outstanding, diluted (dollars per share) 65,038 72,037 65,393 73,297