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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Interest Income    
Loans $ 62,769 $ 52,935
Taxable investment securities 16,265 10,439
Tax-exempt investment securities 87 285
Other interest-earning assets 2,047 761
Total Interest Income 81,168 64,420
Interest Expense    
Deposits 27,567 10,869
Borrowings 14,441 5,020
Total Interest Expense 42,008 15,889
Net Interest Income 39,160 48,531
Provision for credit losses 245 670
Net Interest Income after Provision for Credit Losses 38,915 47,861
Non-Interest Income    
Fees and service charges 748 763
Gain on sale of loans 215 395
Income from bank owned life insurance 1,666 3,698
Electronic banking fees and charges 367 506
Other income 1,014 555
Total Non-Interest Income 4,010 5,917
Non-Interest Expense    
Salaries and employee benefits 17,761 20,348
Net occupancy expense of premises 2,758 3,090
Equipment and systems 3,801 3,662
Advertising and marketing 228 747
Federal deposit insurance premium 1,524 906
Directors' compensation 393 340
Other expense 3,309 2,895
Total Non-Interest Expense 29,774 31,988
Income before Income Taxes 13,151 21,790
Income tax expense 3,309 5,255
Net Income $ 9,842 $ 16,535
Net Income per Common Share (EPS)    
Basic (in dollars per share) $ 0.16 $ 0.25
Diluted (in dollars per share) $ 0.16 $ 0.25
Weighted Average Number of Common Shares Outstanding    
Basic (in shares) 63,014 65,737
Diluted (in shares) 63,061 65,756