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Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Jun. 30, 2024
Jun. 30, 2023
Assets    
Cash and amounts due from depository institutions $ 17,201 $ 21,795
Interest-bearing deposits in other banks 46,663 48,720
Cash and cash equivalents 63,864 70,515
Investment securities available for sale (amortized cost of $1,203,506 and $1,383,867, respectively), net of allowance for credit losses of $0 at June 30, 2024 and June 30, 2023 1,072,833 1,227,729
Investment securities held to maturity (fair value of $119,278 and $131,169, respectively), net of allowance for credit losses of $0 at June 30, 2024 and June 30, 2023 135,742 146,465
Loans held-for-sale 6,036 9,591
Loans receivable 5,732,787 5,829,421
Less: allowance for credit losses on loans (44,939) (48,734)
Net loans receivable 5,687,848 5,780,687
Premises and equipment 44,940 48,309
Federal Home Loan Bank ("FHLB") of New York stock 80,300 71,734
Accrued interest receivable 29,521 28,133
Goodwill 113,525 210,895
Core deposit intangibles 1,931 2,457
Bank owned life insurance 297,874 292,825
Deferred income tax assets, net 50,339 51,973
Other real estate owned 0 12,956
Other assets 98,708 110,546
Total assets 7,683,461 8,064,815
Deposits:    
Non-interest-bearing 598,366 609,999
Interest-bearing 4,559,757 5,019,184
Total deposits 5,158,123 5,629,183
Borrowings 1,709,789 1,506,812
Advance payments by borrowers for taxes 17,409 18,338
Other liabilities 44,569 41,198
Total liabilities 6,929,890 7,195,531
Stockholders' Equity    
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding 0 0
Common stock, $0.01 par value; 800,000,000 shares authorized; 64,434,424 shares and 65,864,075 shares issued and outstanding, respectively 644 659
Paid-in capital 493,680 503,332
Retained earnings 343,326 457,611
Unearned employee stock ownership plan shares; 2,157,501 shares and 2,358,198 shares, respectively (20,916) (22,862)
Accumulated other comprehensive loss (63,163) (69,456)
Total stockholders' equity 753,571 869,284
Total liabilities and stockholders' equity $ 7,683,461 $ 8,064,815