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Consolidated Statements of Income - USD ($)
shares in Thousands
 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2022
Interest income      
Loans $ 256,007,000 $ 233,147,000 $ 190,520,000
Taxable investment securities 63,313,000 54,855,000 32,746,000
Tax-exempt investment securities 336,000 694,000 1,273,000
Other interest-earning assets 9,212,000 5,028,000 1,733,000
Total interest income 328,868,000 293,724,000 226,272,000
Interest Expense      
Deposits 122,414,000 78,163,000 15,208,000
Borrowings 63,860,000 39,696,000 14,461,000
Total interest expense 186,274,000 117,859,000 29,669,000
Net interest income 142,594,000 175,865,000 196,603,000
Provision for (reversal of) credit losses 6,226,000 2,486,000 (7,518,000)
Net interest income after provision for (reversal of) credit losses 136,368,000 173,379,000 204,121,000
Non-interest income      
Fees and service charges 2,609,000 3,106,000 2,580,000
Loss on sale and call of securities (18,135,000) (15,227,000) (559,000)
(Loss) gain on sale of loans (282,000) (1,645,000) 2,539,000
(Loss) gain on sale of other real estate owned (974,000) (139,000) 5,000
Income from bank owned life insurance 9,076,000 8,645,000 6,167,000
Electronic banking fees and charges 2,357,000 1,759,000 1,626,000
Other income 3,356,000 6,252,000 1,576,000
Total non-interest income (1,993,000) 2,751,000 13,934,000
Total non-interest income      
Salaries and employee benefits 69,220,000 75,589,000 76,264,000
Net occupancy expense of premises 11,033,000 12,036,000 14,114,000
Equipment and systems 15,223,000 14,577,000 15,886,000
Advertising and marketing 1,396,000 2,122,000 2,059,000
Federal deposit insurance premium 5,980,000 5,133,000 2,455,000
Directors' compensation 1,506,000 1,364,000 2,132,000
Goodwill impairment 97,370,000 0 0
Other expense 13,423,000 12,930,000 12,798,000
Total non-interest expense 215,151,000 123,751,000 125,708,000
(Loss) income before income taxes (80,776,000) 52,379,000 92,347,000
Income tax expense 5,891,000 11,568,000 24,800,000
Net (loss) income $ (86,667,000) $ 40,811,000 $ 67,547,000
Net (loss) income per common share (EPS)      
Basic (in dollars per share) $ (1.39) $ 0.63 $ 0.95
Diluted (in dollars per share) $ (1.39) $ 0.63 $ 0.95
Weighted average number of common shares outstanding      
Basic (in shares) 62,444 64,804 70,911
Diluted (in shares) 62,444 64,804 70,933