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ALLOWANCE FOR CREDIT LOSSES - Changes in the Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2023 | Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | $ 46,872 | $ 47,613 | $ 48,734 | $ 47,058
Charge-offs | (4,238) | (415) | (6,460) | (543)
Recoveries | 128 | 8 | 243 | 21
Provision for (reversal of) credit losses | 2,105 | 1,671 | 2,350 | 2,341
Ending balance | 44,867 | 48,877 | 44,867 | 48,877
Commercial | Multi-family mortgage |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 25,590 | 26,246 | 26,362 | 25,321
Charge-offs | (354) | (395) | (354) | (395)
Recoveries | 0 | 0 | 0 | 0
Provision for (reversal of) credit losses | (774) | 1,647 | (1,546) | 2,572
Ending balance | 24,462 | 27,498 | 24,462 | 27,498
Commercial | Nonresidential mortgage |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 7,437 | 9,152 | 8,953 | 10,590
Charge-offs | (3,689) | (5) | (5,722) | (15)
Recoveries | 11 | 0 | 120 | 0
Provision for (reversal of) credit losses | 2,129 | (554) | 2,537 | (1,982)
Ending balance | 5,888 | 8,593 | 5,888 | 8,593
Commercial | Commercial business |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 1,413 | 1,972 | 1,440 | 1,792
Charge-offs | (158) | (15) | (347) | (133)
Recoveries | 4 | 5 | 10 | 17
Provision for (reversal of) credit losses | 34 | (143) | 190 | 143
Ending balance | 1,293 | 1,819 | 1,293 | 1,819
Commercial | Construction |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 1,317 | 1,120 | 1,336 | 1,486
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision for (reversal of) credit losses | (146) | 81 | (165) | (285)
Ending balance | 1,171 | 1,201 | 1,171 | 1,201
Residential |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 10,703 | 8,801 | 10,237 | 7,540
Charge-offs | (37) | 0 | (37) | 0
Recoveries | 113 | 0 | 113 | 0
Provision for (reversal of) credit losses | 874 | 554 | 1,340 | 1,815
Ending balance | 11,653 | 9,355 | 11,653 | 9,355
Consumer | Home equity loans |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 342 | 244 | 338 | 245
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision for (reversal of) credit losses | (12) | 95 | (8) | 94
Ending balance | 330 | 339 | 330 | 339
Consumer | Other consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 70 | 78 | 68 | 84
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 3 | 0 | 4
Provision for (reversal of) credit losses | 0 | (9) | 2 | (16)
Ending balance | $ 70 | $ 72 | $ 70 | $ 72

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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