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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Dec. 31, 2023
Jun. 30, 2023
Assets    
Cash and amounts due from depository institutions $ 15,934 $ 21,795
Interest-bearing deposits in other banks 57,926 48,720
Cash and cash equivalents 73,860 70,515
Investment securities available for sale (amortized cost of $1,268,632 and $1,383,867, respectively) 1,144,175 1,227,729
Investment securities held to maturity (fair value of $127,877 and $131,169, respectively) 141,959 146,465
Loans held-for-sale 14,030 9,591
Loans receivable 5,745,629 5,829,421
Less: allowance for credit losses on loans (44,867) (48,734)
Net loans receivable 5,700,762 5,780,687
Premises and equipment 45,928 48,309
Federal Home Loan Bank (“FHLB”) of New York stock 83,372 71,734
Accrued interest receivable 30,258 28,133
Goodwill 210,895 210,895
Core deposit intangibles 2,189 2,457
Bank owned life insurance 256,064 292,825
Deferred income tax assets, net 46,116 51,973
Other real estate owned 11,982 12,956
Other assets 136,242 110,546
Total Assets 7,897,832 8,064,815
Deposits:    
Non-interest-bearing 584,130 609,999
Interest-bearing 4,735,500 5,019,184
Total deposits 5,319,630 5,629,183
Borrowings 1,667,055 1,506,812
Advance payments by borrowers for taxes 16,742 18,338
Other liabilities 46,427 41,198
Total Liabilities 7,049,854 7,195,531
Stockholders' Equity    
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding 0 0
Common stock, $0.01 par value; 800,000,000 shares authorized; 64,445,270 shares and 65,864,075 shares issued and outstanding, respectively 645 659
Paid-in capital 493,297 503,332
Retained earnings 439,755 457,611
Unearned employee stock ownership plan shares; 2,257,850 shares and 2,358,198 shares, respectively (21,889) (22,862)
Accumulated other comprehensive loss (63,830) (69,456)
Total Stockholders' Equity 847,978 869,284
Total Liabilities and Stockholders' Equity $ 7,897,832 $ 8,064,815