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LOANS RECEIVABLE (Tables) | 3 Months Ended
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Sep. 30, 2024
Receivables [Abstract] |
Schedule of Loans Receivable | The following table sets forth the composition of the Company’s loan portfolio at September 30, 2024 and June 30, 2024:
| September 30, 2024 |  | June 30, 2024
| (In Thousands)
Commercial loans: |  |  |
Multi-family mortgage | $ | 2,646,187 |  |  | $ | 2,645,851 |
Nonresidential mortgage | 950,771 |  |  | 948,075 |
Commercial business | 145,984 |  |  | 142,747 |
Construction | 227,327 |  |  | 209,237 |
Total commercial loans | 3,970,269 |  |  | 3,945,910 |
One- to four-family residential mortgage | 1,768,230 |  |  | 1,756,051 |
Consumer loans: |  |  |
Home equity loans | 44,741 |  |  | 44,104 |
Other consumer | 2,965 |  |  | 2,685 |
Total consumer loans | 47,706 |  |  | 46,789 |
Total loans | 5,786,205 |  |  | 5,748,750 |
Unaccreted yield adjustments (1) | (1,959) |  |  | (15,963) |
Total loans receivable, net of yield adjustments | $ | 5,784,246 |  |  | $ | 5,732,787 |
___________________________ (1)At September 30, 2024 and June 30, 2024, included a fair value adjustment to the carrying amount of hedged one- to four-family residential mortgage loans.
Contractual Payment Status of Past Loans Receivable | The following tables present the payment status of past due loans as of September 30, 2024 and June 30, 2024, by loan segment:
| Payment Status September 30, 2024
| 30-59 Days |  | 60-89 Days |  | 90 Days and Over |  | Total Past Due |  | Current |  | Total
| (In Thousands)
Multi-family mortgage | $ | — |  |  | $ | — |  |  | $ | 10,532 |  |  | $ | 10,532 |  |  | $ | 2,635,655 |  |  | $ | 2,646,187 |
Nonresidential mortgage | 270 |  |  | — |  |  | 7,966 |  |  | 8,236 |  |  | 942,535 |  |  | 950,771 |
Commercial business | 74 |  |  | — |  |  | 505 |  |  | 579 |  |  | 145,405 |  |  | 145,984 |
Construction | — |  |  | — |  |  | — |  |  | — |  |  | 227,327 |  |  | 227,327 |
One- to four-family residential mortgage | 2,413 |  |  | 4,392 |  |  | 2,181 |  |  | 8,986 |  |  | 1,759,244 |  |  | 1,768,230 |
Home equity loans | 553 |  |  | — |  |  | 40 |  |  | 593 |  |  | 44,148 |  |  | 44,741 |
Other consumer | 4 |  |  | — |  |  | 5 |  |  | 9 |  |  | 2,956 |  |  | 2,965 |
Total loans | $ | 3,314 |  |  | $ | 4,392 |  |  | $ | 21,229 |  |  | $ | 28,935 |  |  | $ | 5,757,270 |  |  | $ | 5,786,205 |
| Payment Status June 30, 2024
| 30-59 Days |  | 60-89 Days |  | 90 Days and Over |  | Total Past Due |  | Current |  | Total
| (In Thousands)
Multi-family mortgage | $ | — |  |  | $ | — |  |  | $ | 19,888 |  |  | $ | 19,888 |  |  | $ | 2,625,963 |  |  | $ | 2,645,851 |
Nonresidential mortgage | 6,149 |  |  | — |  |  | 3,249 |  |  | 9,398 |  |  | 938,677 |  |  | 948,075 |
Commercial business | 37 |  |  | 64 |  |  | 613 |  |  | 714 |  |  | 142,033 |  |  | 142,747 |
Construction | — |  |  | — |  |  | — |  |  | — |  |  | 209,237 |  |  | 209,237 |
One- to four-family residential mortgage | 800 |  |  | 2,951 |  |  | 2,877 |  |  | 6,628 |  |  | 1,749,423 |  |  | 1,756,051 |
Home equity loans | 208 |  |  | — |  |  | 44 |  |  | 252 |  |  | 43,852 |  |  | 44,104 |
Other consumer | — |  |  | — |  |  | 5 |  |  | 5 |  |  | 2,680 |  |  | 2,685 |
Total loans | $ | 7,194 |  |  | $ | 3,015 |  |  | $ | 26,676 |  |  | $ | 36,885 |  |  | $ | 5,711,865 |  |  | $ | 5,748,750 |
Performance Status of Loans Receivable | The following tables present information relating to the Company’s nonperforming loans as of September 30, 2024 and June 30, 2024:
| Performance Status September 30, 2024
| 90 Days and Over Past Due Accruing |  | Nonaccrual Loans with Allowance for Credit Losses |  | Nonaccrual Loans with no Allowance for Credit Losses |  | Total Nonperforming |  | Performing |  | Total
| (In Thousands)
Multi-family mortgage | $ | — |  |  | $ | — |  |  | $ | 21,980 |  |  | $ | 21,980 |  |  | $ | 2,624,207 |  |  | $ | 2,646,187 |
Nonresidential mortgage | — |  |  | 5,522 |  |  | 3,636 |  |  | 9,158 |  |  | 941,613 |  |  | 950,771 |
Commercial business | — |  |  | 545 |  |  | 34 |  |  | 579 |  |  | 145,405 |  |  | 145,984 |
Construction | — |  |  | — |  |  | — |  |  | — |  |  | 227,327 |  |  | 227,327 |
One- to four-family residential mortgage | — |  |  | 2,357 |  |  | 5,733 |  |  | 8,090 |  |  | 1,760,140 |  |  | 1,768,230 |
Home equity loans | — |  |  | — |  |  | 42 |  |  | 42 |  |  | 44,699 |  |  | 44,741 |
Other consumer | — |  |  | — |  |  | 5 |  |  | 5 |  |  | 2,960 |  |  | 2,965 |
Total loans | $ | — |  |  | $ | 8,424 |  |  | $ | 31,430 |  |  | $ | 39,854 |  |  | $ | 5,746,351 |  |  | $ | 5,786,205 |
| Performance Status June 30, 2024
| 90 Days and Over Past Due Accruing |  | Nonaccrual Loans with Allowance for Credit Losses |  | Nonaccrual Loans with no Allowance for Credit Losses |  | Total Nonperforming |  | Performing |  | Total
| (In Thousands)
Multi-family mortgage | $ | — |  |  | $ | — |  |  | $ | 22,591 |  |  | $ | 22,591 |  |  | $ | 2,623,260 |  |  | $ | 2,645,851 |
Nonresidential mortgage | — |  |  | 5,695 |  |  | 4,128 |  |  | 9,823 |  |  | 938,252 |  |  | 948,075 |
Commercial business | — |  |  | 714 |  |  | — |  |  | 714 |  |  | 142,033 |  |  | 142,747 |
Construction | — |  |  | — |  |  | — |  |  | — |  |  | 209,237 |  |  | 209,237 |
One- to four-family residential mortgage | — |  |  | 2,295 |  |  | 4,410 |  |  | 6,705 |  |  | 1,749,346 |  |  | 1,756,051 |
Home equity loans | — |  |  | — |  |  | 44 |  |  | 44 |  |  | 44,060 |  |  | 44,104 |
Other consumer | — |  |  | — |  |  | 5 |  |  | 5 |  |  | 2,680 |  |  | 2,685 |
Total loans | $ | — |  |  | $ | 8,704 |  |  | $ | 31,178 |  |  | $ | 39,882 |  |  | $ | 5,708,868 |  |  | $ | 5,748,750 |
Troubled Debt Restructurings of Loans Receivable | The following tables presents the amortized cost basis at September 30, 2024 and September 30, 2023 of loan modifications made to borrowers experiencing financial difficulty that were restructured during the three months ended September 30, 2024 and 2023, by type of modification:
| Three Months Ended September 30, 2024
| Payment Delay |  | Term Extension |  | Payment Delay and Interest Rate Reductions |  | Total |  | Percent of Total Class
| (Dollars In Thousands)
Multi-family mortgage | $ | 8,782 |  |  | $ | — |  |  | $ | 2,666 |  |  | $ | 11,448 |  |  | 0.43 | %
Nonresidential mortgage | 178 |  |  | — |  |  | — |  |  | 178 |  |  | 0.02 | %
Total | $ | 8,960 |  |  | $ | — |  |  | $ | 2,666 |  |  | $ | 11,626 |  |  | 0.21 | %
| Three Months Ended September 30, 2023
| Payment Delay |  | Term Extension |  |  |  | Total |  | Percent of Total Class
| (Dollars In Thousands)
Commercial business | $ | 45 |  |  | $ | — |  |  |  |  | $ | 45 |  |  | 0.03 | %
One- to four-family residential mortgage | 489 |  |  | — |  |  |  |  | 489 |  |  | 0.03 | %
Total | $ | 534 |  |  | $ | — |  |  |  |  | $ | 534 |  |  | 0.03 | %
The following tables presents the payment status of the loans that were modified to borrowers experiencing financial difficulties in the last twelve months:
| September 30, 2024
| Current |  | 30-89 Days Past Due |  | 90 Days or More Past Due |  | Total Past Due |  |
| (Dollars In Thousands)
Multi-family mortgage | $ | 11,448 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  |
Nonresidential mortgage | 922 |  | — |  |  | — |  |  | — |  |  |
One- to four-family residential mortgage | 461 |  | 42 |  |  | — |  |  | 42 |  |  |
Home equity loans | — |  | — |  |  | 23 |  |  | 23 |  |  |
Total | $ | 12,831 |  |  | $ | 42 |  |  | $ | 23 |  |  | $ | 65 |  |  |
Carrying Value of Collateral Dependent Individually Analyzed Loans | The following table presents the carrying value and related allowance of collateral dependent individually analyzed loans at the dates indicated:
| September 30, 2024 |  | June 30, 2024
| Carrying Value |  | Related Allowance |  | Carrying Value |  | Related Allowance
| (In Thousands)
Commercial loans: |  |  |  |  |  |  |
Multi-family mortgage | $ | 21,980 |  |  | $ | — |  |  | $ | 22,591 |  |  | $ | — |
Nonresidential mortgage (1) | 7,966 |  |  | 493 |  |  | 8,598 |  |  | 508 |
Total commercial loans | 29,946 |  |  | 493 |  |  | 31,189 |  |  | 508 |
One- to four-family residential mortgage (2) | 2,343 |  |  | — |  |  | 1,406 |  |  | — |
Consumer loans: |  |  |  |  |  |  |
Home equity loans (2) | 18 |  |  | — |  |  | 18 |  |  | — |
Total | $ | 32,307 |  |  | $ | 493 |  |  | $ | 32,613 |  |  | $ | 508 |
___________________________ (1)Secured by income-producing nonresidential property. (2)Secured by one- to four-family residential properties.
Credit-Rating Classification of Loans Receivable | The following table presents the risk category of loans and current period gross charge-offs as of September 30, 2024 by loan segment and vintage year:
| Term Loans by Origination Year for Fiscal Years ended June 30, |  |  |  |
| 2025 |  | 2024 |  | 2023 |  | 2022 |  | 2021 |  | Prior |  | Revolving Loans |  | Total
| (In Thousands)
Multi-family mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 19,838 |  |  | $ | 26,626 |  |  | $ | 594,460 |  |  | $ | 945,315 |  |  | $ | 216,063 |  |  | $ | 798,849 |  |  | $ | — |  |  | $ | 2,601,151 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 7,836 |  |  | — |  |  | 7,836 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | 9,514 |  |  | 27,686 |  |  | — |  |  | 37,200 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total multi-family mortgage | 19,838 |  |  | 26,626 |  |  | 594,460 |  |  | 945,315 |  |  | 225,577 |  |  | 834,371 |  |  | — |  |  | 2,646,187 |
Multi-family current period gross charge-offs | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Nonresidential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 22,105 |  |  | 82,431 |  |  | 105,083 |  |  | 198,361 |  |  | 86,790 |  |  | 424,686 |  |  | — |  |  | 919,456 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | 2,083 |  |  | 14,637 |  |  | — |  |  | 16,720 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | 868 |  |  | 13,727 |  |  | — |  |  | 14,595 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total nonresidential mortgage | 22,105 |  |  | 82,431 |  |  | 105,083 |  |  | 198,361 |  |  | 89,741 |  |  | 453,050 |  |  | — |  |  | 950,771 |
Nonresidential current period gross charge-offs | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 4,892 |  |  | 12,087 |  |  | 7,900 |  |  | 24,419 |  |  | 17,928 |  |  | 10,810 |  |  | 61,965 |  |  | 140,001 |
Special Mention | — |  |  | — |  |  | — |  |  | 1,907 |  |  | 144 |  |  | 168 |  |  | — |  |  | 2,219 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 3,611 |  |  | 153 |  |  | 3,764 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total commercial business | 4,892 |  |  | 12,087 |  |  | 7,900 |  |  | 26,326 |  |  | 18,072 |  |  | 14,589 |  |  | 62,118 |  |  | 145,984 |
Commercial current period gross charge-offs | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 127 |  |  | — |  |  | 127 |
Construction loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 2,069 |  |  | 65,718 |  |  | 45,180 |  |  | 14,831 |  |  | 63,155 |  |  | 6,145 |  |  | 5,735 |  |  | 202,833 |
Special Mention | — |  |  | 4,000 |  |  | — |  |  | — |  |  | 20,494 |  |  | — |  |  | — |  |  | 24,494 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total construction loans | 2,069 |  |  | 69,718 |  |  | 45,180 |  |  | 14,831 |  |  | 83,649 |  |  | 6,145 |  |  | 5,735 |  |  | 227,327 |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 48,656 |  |  | 180,515 |  |  | 183,056 |  |  | 424,749 |  |  | 453,243 |  |  | 465,698 |  |  | 24 |  |  | 1,755,941 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 315 |  |  | — |  |  | 315 |
Substandard | — |  |  | — |  |  | 500 |  |  | 790 |  |  | — |  |  | 10,684 |  |  | — |  |  | 11,974 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total residential mortgage | 48,656 |  |  | 180,515 |  |  | 183,556 |  |  | 425,539 |  |  | 453,243 |  |  | 476,697 |  |  | 24 |  |  | 1,768,230 |
Residential current period gross charge-offs | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 2 |  |  | — |  |  | 2 |
Home equity loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 771 |  |  | 1,950 |  |  | 5,093 |  |  | 2,122 |  |  | 334 |  |  | 8,645 |  |  | 25,509 |  |  | 44,424 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 97 |  |  | 97 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 220 |  |  | — |  |  | 220 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total home equity loans | 771 |  |  | 1,950 |  |  | 5,093 |  |  | 2,122 |  |  | 334 |  |  | 8,865 |  |  | 25,606 |  |  | 44,741 |
Other consumer loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 546 |  |  | 516 |  |  | 210 |  |  | 127 |  |  | 257 |  |  | 1,168 |  |  | 41 |  |  | 2,865 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 100 |  |  | 100 |
Other consumer loans | 546 |  |  | 516 |  |  | 210 |  |  | 127 |  |  | 257 |  |  | 1,168 |  |  | 141 |  |  | 2,965 |
Total loans | $ | 98,877 |  |  | $ | 373,843 |  |  | $ | 941,482 |  |  | $ | 1,612,621 |  |  | $ | 870,873 |  |  | $ | 1,794,885 |  |  | $ | 93,624 |  |  | $ | 5,786,205 |
Total current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 129 |  |  | $ | — |  |  | $ | 129 |
The following table presents the risk category of loans as of June 30, 2024 by loan segment and vintage year:
| Term Loans by Origination Year for Fiscal Years ended June 30, |  |  |  |
| 2024 |  | 2023 |  | 2022 |  | 2021 |  | 2020 |  | Prior |  | Revolving Loans |  | Total
| (In Thousands)
Multi-family mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 26,683 |  |  | $ | 596,321 |  |  | $ | 949,690 |  |  | $ | 219,850 |  |  | $ | 201,611 |  |  | $ | 607,332 |  |  | $ | — |  |  | $ | 2,601,487 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 6,475 |  |  | — |  |  | 6,475 |
Substandard | — |  |  | — |  |  | — |  |  | 9,570 |  |  | — |  |  | 28,319 |  |  | — |  |  | 37,889 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total multi-family mortgage | 26,683 |  |  | 596,321 |  |  | 949,690 |  |  | 229,420 |  |  | 201,611 |  |  | 642,126 |  |  | — |  |  | 2,645,851 |
Multi-family current period gross charge-offs | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 398 |  |  | — |  |  | 398 |
Nonresidential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 87,380 |  |  | 105,768 |  |  | 199,829 |  |  | 90,312 |  |  | 44,598 |  |  | 389,680 |  |  | 30 |  |  | 917,597 |
Special Mention | — |  |  | — |  |  | — |  |  | 447 |  |  | — |  |  | 14,714 |  |  | — |  |  | 15,161 |
Substandard | — |  |  | — |  |  | — |  |  | 867 |  |  | — |  |  | 14,450 |  |  | — |  |  | 15,317 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total nonresidential mortgage | 87,380 |  |  | 105,768 |  |  | 199,829 |  |  | 91,626 |  |  | 44,598 |  |  | 418,844 |  |  | 30 |  |  | 948,075 |
Nonresidential current period gross charge-offs | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 5,975 |  |  | — |  |  | 5,975 |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 12,152 |  |  | 8,273 |  |  | 27,615 |  |  | 18,242 |  |  | 4,337 |  |  | 7,863 |  |  | 56,592 |  |  | 135,074 |
Special Mention | — |  |  | — |  |  | 1,559 |  |  | 437 |  |  | — |  |  | 1,754 |  |  | — |  |  | 3,750 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | 1,767 |  |  | 2,003 |  |  | 153 |  |  | 3,923 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total commercial business | 12,152 |  |  | 8,273 |  |  | 29,174 |  |  | 18,679 |  |  | 6,104 |  |  | 11,620 |  |  | 56,745 |  |  | 142,747 |
Commercial current period gross charge-offs | — |  |  | — |  |  | — |  |  | 3,391 |  |  | 464 |  |  | 11 |  |  | — |  |  | 3,866 |
Construction loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 51,261 |  |  | 45,180 |  |  | 14,284 |  |  | 62,584 |  |  | 2,602 |  |  | 3,647 |  |  | 5,735 |  |  | 185,293 |
Special Mention | 3,450 |  |  | — |  |  | — |  |  | 20,494 |  |  | — |  |  | — |  |  | — |  |  | 23,944 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total construction loans | 54,711 |  |  | 45,180 |  |  | 14,284 |  |  | 83,078 |  |  | 2,602 |  |  | 3,647 |  |  | 5,735 |  |  | 209,237 |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 185,034 |  |  | 184,737 |  |  | 431,346 |  |  | 458,696 |  |  | 77,442 |  |  | 406,677 |  |  | 291 |  |  | 1,744,223 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,453 |  |  | — |  |  | 1,453 |
Substandard | — |  |  | 509 |  |  | 796 |  |  | — |  |  | — |  |  | 9,070 |  |  | — |  |  | 10,375 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total residential mortgage | 185,034 |  |  | 185,246 |  |  | 432,142 |  |  | 458,696 |  |  | 77,442 |  |  | 417,200 |  |  | 291 |  |  | 1,756,051 |
Residential current period gross charge-offs | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 37 |  |  | — |  |  | 37 |
Home equity loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 1,919 |  |  | 5,698 |  |  | 2,173 |  |  | 347 |  |  | 1,019 |  |  | 8,086 |  |  | 24,535 |  |  | 43,777 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 93 |  |  | 93 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 234 |  |  | — |  |  | 234 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total home equity loans | 1,919 |  |  | 5,698 |  |  | 2,173 |  |  | 347 |  |  | 1,019 |  |  | 8,320 |  |  | 24,628 |  |  | 44,104 |
Other consumer loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | 804 |  |  | 211 |  |  | 204 |  |  | 127 |  |  | 224 |  |  | 990 |  |  | 39 |  |  | 2,599 |
Special Mention | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 86 |  |  | 86 |
Other consumer loans | 804 |  |  | 211 |  |  | 204 |  |  | 127 |  |  | 224 |  |  | 990 |  |  | 125 |  |  | 2,685 |
Total loans | $ | 368,683 |  |  | $ | 946,697 |  |  | $ | 1,627,496 |  |  | $ | 881,973 |  |  | $ | 333,600 |  |  | $ | 1,502,747 |  |  | $ | 87,554 |  |  | $ | 5,748,750 |
Total current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 3,391 |  |  | $ | 464 |  |  | $ | 6,421 |  |  | $ | — |  |  | 10,276 |

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