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COMPREHENSIVE LOSS (Tables)
6 Months Ended
Dec. 31, 2024
Equity [Abstract]  
Schedule of Accumulated Other Comprehensive Income (Loss)
The components of accumulated other comprehensive loss included in stockholders’ equity at December 31, 2024 and June 30, 2024 are as follows:
December 31,
2024
June 30,
2024
(In Thousands)
Net unrealized loss on securities available for sale$(126,300)$(130,673)
Tax effect36,482 37,683 
Net of tax amount(89,818)(92,990)
Fair value adjustments on derivatives24,535 41,673 
Tax effect(7,116)(12,085)
Net of tax amount17,419 29,588 
Benefit plan adjustments424 337 
Tax effect(122)(98)
Net of tax amount302 239 
Total accumulated other comprehensive loss$(72,097)$(63,163)
Schedule of Comprehensive (Loss) Income
Other comprehensive loss and related tax effects for the three and six months ended December 31, 2024 and 2023 are presented in the following table:
Three Months Ended
December 31,
Six Months Ended
December 31,
2024202320242023
(In Thousands)
Net unrealized holding (loss) gain on securities available for sale$(19,516)$42,048 $4,373 $13,546 
Net realized loss on sale and call of securities available for sale— 18,135 — 18,135 
Fair value adjustments on derivatives9,093 (28,350)(17,138)(23,712)
Benefit plans:
Accretion of net actuarial gain (1)
(28)(14)(54)(29)
Net actuarial gain (loss)— — 141 (95)
Net change in benefit plan accrued expense(28)(14)87 (124)
Other comprehensive (loss) gain before taxes(10,451)31,819 (12,678)7,845 
Tax effect 3,078 (9,173)3,744 (2,219)
Total other comprehensive (loss) gain$(7,373)$22,646 $(8,934)$5,626 
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(1)Represents amounts reclassified out of accumulated other comprehensive loss and included in the computation of net periodic pension expense. See Note 10 - Benefit Plans for additional information.