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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Mar. 31, 2025
Jun. 30, 2024
Assets    
Cash and amounts due from depository institutions $ 17,455 $ 17,201
Interest-bearing deposits in other banks 108,640 46,663
Cash and cash equivalents 126,095 63,864
Investment securities available for sale (amortized cost of $1,116,087 and $1,203,506, respectively) 1,003,393 1,072,833
Investment securities held to maturity (fair value of $110,850 and $119,278, respectively) 124,859 135,742
Loans held-for-sale 6,187 6,036
Loans receivable 5,846,175 5,732,787
Less: allowance for credit losses on loans (44,455) (44,939)
Net loans receivable 5,801,720 5,687,848
Premises and equipment 44,192 44,940
Federal Home Loan Bank (“FHLB”) of New York stock 62,261 80,300
Accrued interest receivable 28,521 29,521
Goodwill 113,525 113,525
Core deposit intangibles 1,554 1,931
Bank owned life insurance 303,629 297,874
Deferred income tax assets, net 52,913 50,339
Other assets 64,292 98,708
Total Assets 7,733,141 7,683,461
Deposits:    
Non-interest-bearing 587,118 598,366
Interest-bearing 5,120,230 4,559,757
Total deposits 5,707,348 5,158,123
Borrowings 1,213,976 1,709,789
Advance payments by borrowers for taxes 19,981 17,409
Other liabilities 43,723 44,569
Total Liabilities 6,985,028 6,929,890
Stockholders' Equity    
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding 0 0
Common stock, $0.01 par value; 800,000,000 shares authorized; 64,579,683 shares and 64,434,424 shares issued and outstanding, respectively 646 644
Paid-in capital 494,131 493,680
Retained earnings 341,921 343,326
Unearned employee stock ownership plan shares; 2,006,979 shares and 2,157,501 shares, respectively (19,457) (20,916)
Accumulated other comprehensive loss (69,128) (63,163)
Total Stockholders' Equity 748,113 753,571
Total Liabilities and Stockholders' Equity $ 7,733,141 $ 7,683,461