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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Mar. 31, 2025
Mar. 31, 2024
Interest Income        
Loans $ 64,768 $ 64,035 $ 196,507 $ 190,188
Taxable investment securities 12,738 15,490 40,925 48,511
Tax-exempt investment securities 55 85 185 256
Other interest-earning assets 1,773 2,475 6,454 6,923
Total Interest Income 79,334 82,085 244,071 245,878
Interest Expense        
Deposits 34,912 32,320 106,651 90,227
Borrowings 10,380 15,446 38,320 46,333
Total Interest Expense 45,292 47,766 144,971 136,560
Net Interest Income 34,042 34,319 99,100 109,318
Provision for credit losses 366 349 581 2,699
Net Interest Income after Provision for Credit Losses 33,676 33,970 98,519 106,619
Non-Interest Income        
Fees and service charges 573 657 1,835 2,029
Loss on sale and call of securities 0 0 0 (18,135)
Gain (loss) on sale of loans 112 (712) 616 (393)
Loss on write down of other real estate owned 0 0 0 (974)
Income from bank owned life insurance 2,617 3,039 7,803 5,867
Electronic banking fees and charges 391 464 1,275 1,227
Other income 869 755 2,532 2,580
Total Non-Interest Income 4,562 4,203 14,061 (7,799)
Non-Interest Expense        
Salaries and employee benefits 17,700 16,911 52,777 51,954
Net occupancy expense of premises 3,075 2,863 8,704 8,295
Equipment and systems 3,921 3,823 11,673 11,438
Advertising and marketing 609 387 1,262 916
Federal deposit insurance premium 1,450 1,429 4,516 4,448
Directors' compensation 326 360 1,048 1,146
Other expense 3,309 3,286 9,757 10,403
Total Non-Interest Expense 30,390 29,059 89,737 88,600
Income before Income Taxes 7,848 9,114 22,843 10,220
Income tax expense 1,200 1,717 3,537 6,808
Net Income $ 6,648 $ 7,397 $ 19,306 $ 3,412
Net Income per Common Share (EPS)        
Basic (in dollars per share) $ 0.11 $ 0.12 $ 0.31 $ 0.06
Diluted (in dollars per share) $ 0.11 $ 0.12 $ 0.31 $ 0.06
Weighted Average Number of Common Shares Outstanding        
Basic (in shares) 62,548 62,205 62,478 62,507
Diluted (in shares) 62,713 62,211 62,705 62,507